Laredo Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

laredofcu.org

956-722-3971

1119 Corpus Christi St
Laredo, TX 78040

Laredo Federal Credit Union is headquartered in Laredo and is the 126^th largest credit union in the state of Texas. It is also the 1,581^st largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 43 employees and 18,192 members at 3 locations. Laredo Federal Credit Union's CD rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Laredo Federal Credit Union membership is open to those who live, work, attend school or worship in Webb County.
See current membership details

Reviews

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	11011
Year Chartered	1956
Employees	43
Primary Regulator

Profit Margin
Return on Assets - YTD	0.66%
Return on Equity - YTD	8.96%
Annual Interest Income	$1.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$134.2MM$135.9MM
Loans	Q1 2025vs Q1 2024	$67.8MM$63.6MM
Deposits	Q1 2025vs Q1 2024	$124.8MM$128.9MM
Equity Capital	Q1 2025vs Q1 2024	$9.7MM$7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$744K$560K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$461K$370K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Laredo Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$25	-	Share Savings Account

Laredo Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.05% → $2.5k - $50k \| 0.10% → $50k - $100k

Laredo Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$500	-	A+ Club Checking Account
0.05%	$500	-	Regular Checking Account

Laredo Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$1k	-	6 Month Share Certificate
2.00%	$1k	-	12 Month Share Certificate
0.40%	$1k	-	60 Month Share Certificate
0.35%	$1k	-	48 Month Share Certificate
0.30%	$1k	-	36 Month Share Certificate
0.25%	$1k	-	24 Month Share Certificate
0.20%	$1k	-	18 Month Share Certificate

Laredo Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$250	-	Individual Retirement Account

Locations

Laredo Federal Credit Union Locations
Branch Office	4170 S Zapata Hwy Ste 1	Laredo, TX 78046-8558
Branch Office	1119 Corpus Christi St	Laredo, TX 78040-5258
Branch Office	7114 McPherson Rd	Laredo, TX 78041-6501

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