Laredo Federal Credit Union

Overview / Commentary
1119 Corpus Christi St
Laredo, TX 78040

Laredo Federal Credit Union is headquartered in Laredo and is the 124th largest credit union in the state of Texas. It is also the 1,548th largest credit union in the nation. It was established in 1956 and as of September of 2023, it had grown to 40 employees and 18,533 members at 3 locations. Laredo Federal Credit Union's CD rates are 2X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Laredo Federal Credit Union membership is open to those who live, work, attend school or worship in Webb County.
See current membership details


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Health Grade Components

NCUA #11011
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD7%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$138.3MM$150.9MM
LoansQ3 2023vs Q3 2022$65.8MM$59.1MM
DepositsQ3 2023vs Q3 2022$131.9MM$144.3MM
Equity CapitalQ3 2023vs Q3 2022$6.3MM$5.2MM
Loan Loss AllowanceQ3 2023vs Q3 2022$668K$324K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$646K$87K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Laredo Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Laredo Federal Credit Union Savings Account Rates

0.20%$250-Individual Retirement Account
0.05%$25-Share Savings Account

Laredo Federal Credit Union Money Market Rates

0.15%*$100k*-Money Market Account
OTHER TIERS: 0.05% $2.5k - $50k | 0.10% $50k - $100k

Laredo Federal Credit Union Checking Account Rates

0.05%$500- A+ Club Checking Account
0.05%$500-Regular Checking Account

Laredo Federal Credit Union CD Rates

2.00%$1k-6 Month Share Certificate
2.00%$1k-12 Month Share Certificate
0.40%$1k-60 Month Share Certificate
0.35%$1k-48 Month Share Certificate
0.30%$1k-36 Month Share Certificate
0.25%$1k-24 Month Share Certificate
0.20%$1k-18 Month Share Certificate

Laredo Federal Credit Union Locations
Branch Office4170 S Zapata Hwy Ste 1Laredo, TX 78046-8558
Branch Office1119 Corpus Christi StLaredo, TX 78040-5258
Branch Office7114 McPherson RdLaredo, TX 78041-6501

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