Laredo Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

laredofcu.org

956-722-3971

1119 Corpus Christi St
Laredo, TX 78040

Laredo Federal Credit Union is headquartered in Laredo and is the 129^th largest credit union in the state of Texas. It is also the 1,596^th largest credit union in the nation. It was established in 1956 and as of December of 2024, it had grown to 42 employees and 18,056 members at 3 locations. Laredo Federal Credit Union's CD rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Laredo Federal Credit Union membership is open to those who live, work, attend school or worship in Webb County.
See current membership details

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Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	11011
Year Chartered	1956
Employees	42
Primary Regulator

Profit Margin
Return on Assets - YTD	1.54%
Return on Equity - YTD	22.64%
Annual Interest Income	$5.6MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$129.8MM$135.2MM
Loans	Q4 2024vs Q4 2023	$63.9MM$65.5MM
Deposits	Q4 2024vs Q4 2023	$120.6MM$128MM
Equity Capital	Q4 2024vs Q4 2023	$9MM$6.3MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$682K$582K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$541K$579K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Laredo Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$25	-	Share Savings Account

Laredo Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.05% → $2.5k - $50k \| 0.10% → $50k - $100k

Laredo Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$500	-	A+ Club Checking Account
0.05%	$500	-	Regular Checking Account

Laredo Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$1k	-	6 Month Share Certificate
2.00%	$1k	-	12 Month Share Certificate
0.40%	$1k	-	60 Month Share Certificate
0.35%	$1k	-	48 Month Share Certificate
0.30%	$1k	-	36 Month Share Certificate
0.25%	$1k	-	24 Month Share Certificate
0.20%	$1k	-	18 Month Share Certificate

Laredo Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$250	-	Individual Retirement Account

Locations

Laredo Federal Credit Union Locations
Branch Office	4170 S Zapata Hwy Ste 1	Laredo, TX 78046-8558
Branch Office	1119 Corpus Christi St	Laredo, TX 78040-5258
Branch Office	7114 McPherson Rd	Laredo, TX 78041-6501

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