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Las Colinas Federal Credit Union


Overview / Commentary
www.lascolinasfcu.com
214-273-5094
555 Cimarron Trl
Irving, TX 75063

Las Colinas Federal Credit Union is headquartered in Irving and is the 140th largest credit union in the state of Texas. It is also the 1,774th largest credit union in the nation. It was established in 1955 and as of June of 2024, it had grown to 26 employees and 9,882 members at 4 locations. Las Colinas Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Las Colinas Federal Credit Union is open to all Texas residents through a one-time $5 donation to the Star Savers Education Foundation. Those who work for any of several Select Employer Groups also qualify for membership. Those who work for or have a child who attends a school affiliated with a LCFCU School Run Branches are eligible for membership. Immediate family members of a current LCFCU member are welcome to apply.
See current membership details

Related Posts

Las Colinas Fed Credit Union Has Rate-Leading Reward Checking Account - 3/9/2024

Las Colinas Federal Credit Union (easy membership) reward checking account, Premier Checking, currently earns 7.00% APY on qualifying balances up to $25k.

Las Colinas FCU 7% Rewards Checking On Balances Up To $25K - 3/3/2024

This CU has 4 branches in TX. It appears that anyone can join by making a $5 donation. To get the rate, you have to make at least 15 debit card purchases per month. This is tied with OnPath FCU for the highest rate for a rewards checking account, however, OnPath only offers the rate on balances up to $10k. The splash page states that there is no minimum balance required, but if you scroll down, it states that a minimum balance of $25 must be maintained.Several people have posted messages regarding being declined for an account because of their Chex Systems reports, so YMMV. https://www.lascolinasfcu.com/premier-account

Reviews (1)

Denied Even With Excellent Credit

Posted by: |

Online account opening didn't seem very straight-forward. My app didn't seem to go through as it kept hanging at the ID upload page. Well, after a couple of days I got a letter in the mail telling me that they couldn't open an account after reviewing my chexsystems credit report. My 800+ score didn't help.

4


Health
B+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #10424
Year Chartered1955
Employees26
Primary Regulator
Profit Margin
Return on Assets - YTD0.05%
Return on Equity - YTD0.56%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$105.5MM$99.5MM
LoansQ2 2024vs Q2 2023$89.5MM$83.3MM
DepositsQ2 2024vs Q2 2023$93.9MM$88.6MM
Equity CapitalQ2 2024vs Q2 2023$9.7MM$9.6MM
Loan Loss AllowanceQ2 2024vs Q2 2023$491K$498K
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$689K$327K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates

Rates for Las Colinas Federal Credit Union are currently being reviewed.

Locations


Las Colinas Federal Credit Union Locations
Branch Office16251 Dallas PkwyAddison, TX 75001
Branch Office555 Cimarron TrlIrving, TX 75063-4538
Branch Office9797 Rombauer RdCoppell, TX 75019-5173
Branch Office2613 Denton Tap RdLewisville, TX 75067

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