Las Colinas Federal Credit Union
Field of Membership Restrictions
Membership in Las Colinas Federal Credit Union is open to those who live, work, worship or attends school in Valley Ranch Homeowners, Community near Zales Corporation (geographic area bordered by Walnut Hill Ln, Belt Line, and 114 in Irving) and Regal (75247 zip code); Members of the Star Savers Education Foundation are eligible to join this CU; Membership is also open to employees of the list of sponsor companies.
See current membership details
Awesome Lending Experience
I have been a member of Las Colinas FCU for 7 years and have used them for ALL my loans over the years. Their auto loans are competitive and the service is unmatched. LCFCU helped me get my financial journey started and I will forever be thankful!
Denied Even With Excellent Credit
Online account opening didn't seem very straight-forward. My app didn't seem to go through as it kept hanging at the ID upload page. Well, after a couple of days I got a letter in the mail telling me that they couldn't open an account after reviewing my chexsystems credit report. My 800+ score didn't help.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 10424 |
| Year Chartered | 1955 |
| Employees | 26 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.34% |
| Return on Equity - YTD | -3.66% |
| Annual Interest Income | $1.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $98.8MM$106.6MM |
| Loans | Q1 2025vs Q1 2024 | $78.8MM$91.7MM |
| Deposits | Q1 2025vs Q1 2024 | $88.2MM$95.7MM |
| Equity Capital | Q1 2025vs Q1 2024 | $9.5MM$9.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $504K$486K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $254K$688K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |