Las Colinas Federal Credit Union


Overview / Commentary
214-273-5094
555 Cimarron Trl
Irving, TX 75063-4538

Las Colinas Federal Credit Union is headquartered in Irving and is the 154th largest credit union in the state of Texas. It is also the 1,943rd largest credit union in the nation. It was established in 1955 and as of December of 2019, it had grown to 23 employees and 9,551 members at 5 locations. Las Colinas Federal Credit Union's savings rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is Las Colinas Federal Credit Union is open to individuals who live, work, worship, or attend school in the 75427 Zip Code (Dallas/Irving), or in the geographic area bordered by Walnut Hill Lane, Belt Line, and TX-114 in Irving. Homeowners in the planned community of Valley Ranch also qualify for membership.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Las Colinas Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #10424
Year Chartered1955
Employees23
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD3.91%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$72.6MM$70.1MM
LoansQ4 2019vs Q4 2018$58.0MM$55.5MM
DepositsQ4 2019vs Q4 2018$64.3MM$62.4MM
Equity CapitalQ4 2019vs Q4 2018$6.6MM$6.3MM
Loan Loss AllowanceQ4 2019vs Q4 2018$295.00K$236.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$229.00K$351.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Las Colinas Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Las Colinas Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.06%*$1k*$2kStarting Over Savings Account
OTHER TIERS: 0.05% $2k - $25k | 0.10% $25k+ | 1.02% Up to $1k
0.25%*$2.5k*-IRA Savings Account
OTHER TIERS: 0.15% $100 - $2.5k
0.10%*$25k*-Holiday Club Account
OTHER TIERS: 0.02% $100 - $1k | 0.05% $1k - $25k
0.10%*$25k*-Special Savings Account
OTHER TIERS: 0.02% $100 - $1k | 0.05% $1k - $25k
0.10%*$25k*-Savings Account
OTHER TIERS: 0.02% $100 - $1k | 0.05% $1k - $25k

Las Colinas Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$10k*-Money Market
OTHER TIERS: 0.15% $2.5k - $10k

Las Colinas Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Regular Checking Account
0.05%$500-Senior Checking Account

Las Colinas Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%*$50k*-60 Month CD
OTHER TIERS: 1.61% $1k - $25k | 1.66% $25k - $50k
1.71%*$50k*-60 Month Youth CD
OTHER TIERS: 1.61% $500 - $25k | 1.66% $25k - $50k
1.46%*$50k*-60 Month Step Up Term CD
OTHER TIERS: 1.36% $5k - $25k | 1.41% $25k - $50k
1.31%*$50k*-48 Month CD
OTHER TIERS: 1.21% $1k - $25k | 1.26% $25k - $50k
1.31%*$50k*-48 Month Youth CD
OTHER TIERS: 1.21% $500 - $25k | 1.26% $25k - $50k
1.05%*$50k*-48 Month Step Up Term CD
OTHER TIERS: 0.95% $5k - $25k | 1.00% $25k - $50k
1.00%*$50k*-36 Month CD
OTHER TIERS: 0.90% $1k - $25k | 0.95% $25k - $50k
1.00%*$50k*-36 Month Youth CD
OTHER TIERS: 0.90% $500 - $25k | 0.95% $25k - $50k
0.85%*$50k*-24 Month CD
OTHER TIERS: 0.75% $1k - $25k | 0.80% $25k - $50k
0.85%*$50k*-24 Month Youth CD
OTHER TIERS: 0.75% $500 - $25k | 0.80% $25k - $50k
0.80%*$50k*-18 Month CD
OTHER TIERS: 0.70% $1k - $25k | 0.75% $25k - $50k
0.80%*$50k*-18 Month Youth CD
OTHER TIERS: 0.70% $500 - $25k | 0.75% $25k - $50k
0.75%*$50k*-36 Month Step Up Term CD
OTHER TIERS: 0.65% $5k - $25k | 0.70% $25k - $50k
0.70%*$50k*-12 Month CD
OTHER TIERS: 0.60% $1k - $25k | 0.65% $25k - $50k
0.70%*$50k*-12 Month Youth CD
OTHER TIERS: 0.60% $500 - $25k | 0.65% $25k - $50k
0.60%*$50k*-24 Month Step Up Term CD
OTHER TIERS: 0.50% $5k - $25k | 0.55% $25k - $50k
0.30%*$50k*-6 Month CD
OTHER TIERS: 0.20% $1k - $25k | 0.25% $25k - $50k
0.30%*$50k*-6 Month Youth CD
OTHER TIERS: 0.20% $500 - $25k | 0.25% $25k - $50k
0.25%*$50k*-3 Month CD
OTHER TIERS: 0.15% $1k - $25k | 0.20% $25k - $50k
0.25%*$50k*-3 Month Youth CD
OTHER TIERS: 0.15% $500 - $25k | 0.20% $25k - $50k

Las Colinas Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%*$50k*-60 Month IRA
OTHER TIERS: 1.61% $1k - $25k | 1.66% $25k - $50k
1.46%*$50k*-60 Month Step Up IRA
OTHER TIERS: 1.36% $5k - $25k | 1.41% $25k - $50k
1.31%*$50k*-48 Month IRA
OTHER TIERS: 1.21% $1k - $25k | 1.26% $25k - $50k
1.05%*$50k*-48 Month Step Up IRA
OTHER TIERS: 0.95% $5k - $25k | 1.00% $25k - $50k
1.00%*$50k*-36 Month IRA
OTHER TIERS: 0.90% $1k - $25k | 0.95% $25k - $50k
0.85%*$50k*-24 Month IRA
OTHER TIERS: 0.75% $1k - $25k | 0.80% $25k - $50k
0.80%*$50k*-18 Month IRA
OTHER TIERS: 0.70% $1k - $25k | 0.75% $25k - $50k
0.75%*$50k*-36 Month Step Up IRA
OTHER TIERS: 0.65% $5k - $25k | 0.70% $25k - $50k
0.70%*$50k*-12 Month IRA
OTHER TIERS: 0.60% $1k - $25k | 0.65% $25k - $50k
0.60%*$50k*-24 Month Step Up IRA
OTHER TIERS: 0.50% $5k - $25k | 0.55% $25k - $50k
0.30%*$50k*-6 Month IRA
OTHER TIERS: 0.20% $1k - $25k | 0.25% $25k - $50k
0.25%*$50k*-3 Month IRA
OTHER TIERS: 0.15% $1k - $25k | 0.20% $25k - $50k
Locations


Las Colinas Federal Credit Union Locations
Branch Office16251 Dallas PkwyAddison, TX 75001
Branch Office555 Cimarron TrlIrving, TX 75063-4538
Branch Office9797 Rombauer RdCoppell, TX 75019-5173
Branch Office2613 Denton Tap RdLewisville, TX 75067
Branch Office8808 Chaparral Waters WayCoppell, TX 75019

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