Las Colinas Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.54%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.41%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.50%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.39%

Our Rating

3.6 / 5

Valley National Bank

High-Yield Savings Account Via Raisin

See Offer

Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

4.25%

Our Rating

3.7 / 5

Sallie Mae Bank

14 Month High-Yield CD Via Raisin

See Offer

Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.lascolinasfcu.com

214-273-5094

555 Cimarron Trl
Irving, TX 75063

Field of Membership Restrictions

Membership in Las Colinas Federal Credit Union is open to those who live, work, worship or attends school in Valley Ranch Homeowners, Community near Zales Corporation (geographic area bordered by Walnut Hill Ln, Belt Line, and 114 in Irving) and Regal (75247 zip code); Members of the Star Savers Education Foundation are eligible to join this CU; Membership is also open to employees of the list of sponsor companies.
See current membership details

Reviews (1)

Write a Review

Denied Even With Excellent Credit

Posted by: Thriftybanker | Jan 26, 2024

Online account opening didn't seem very straight-forward. My app didn't seem to go through as it kept hanging at the ID upload page. Well, after a couple of days I got a letter in the mail telling me that they couldn't open an account after reviewing my chexsystems credit report. My 800+ score didn't help.

Health

B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	10424
Year Chartered	1955
Employees	27
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.14%
Return on Equity - YTD	-1.51%
Annual Interest Income	$5.6MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$102.3MM$104.2MM
Loans	Q4 2024vs Q4 2023	$80.3MM$89.4MM
Deposits	Q4 2024vs Q4 2023	$91.7MM$90.5MM
Equity Capital	Q4 2024vs Q4 2023	$9.5MM$9.7MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$534K$481K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$629K$888K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.54%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.41%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.50%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.39%

Our Rating

3.6 / 5

Valley National Bank

High-Yield Savings Account Via Raisin

See Offer

Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

4.25%

Our Rating

3.7 / 5

Sallie Mae Bank

14 Month High-Yield CD Via Raisin

See Offer

Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Las Colinas Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Las Colinas Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$25k^*	-	Holiday Club Account
OTHER TIERS: 0.02% → $100 - $1k \| 0.05% → $1k - $25k
0.10%^*	$25k^*	-	Special Savings Account
OTHER TIERS: 0.02% → $100 - $1k \| 0.05% → $1k - $25k
0.10%^*	$25k^*	-	Savings Account
OTHER TIERS: 0.02% → $100 - $1k \| 0.05% → $1k - $25k

Las Colinas Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$25k^*	-	Money Market
OTHER TIERS: 0.10% → $2.5k - $10k \| 0.12% → $10k - $25k

Las Colinas Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.00%^*	$0	$25k	Premier Account
OTHER TIERS: 0.01% → $25k+
0.05%	$500	-	Regular Checking Account
0.05%	$500	-	Senior Checking Account

Las Colinas Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$1k	$25k	12 Month CD
4.00%	$500	$25k	12 Month Youth CD
4.00%	$25	-	12 Month Save to win CD
3.75%	$1k	-	7 Month No Penalty Certificate
3.60%	$1k	$25k	24 Month CD
3.60%	$500	$25k	24 Month Youth CD
3.45%	$1k	$25k	60 Month CD
3.45%	$500	$25k	60 Month Youth CD
3.35%	$1k	$25k	48 Month CD
3.35%	$500	$25k	48 Month Youth CD
3.25%	$1k	$25k	36 Month CD
3.25%	$500	$25k	36 Month Youth CD

Las Colinas Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$1k	$25k	12 Month IRA
3.60%	$1k	$25k	24 Month IRA
3.45%	$1k	$25k	60 Month IRA
3.35%	$1k	$25k	48 Month IRA
3.25%	$1k	$25k	36 Month IRA
0.25%^*	$2.5k^*	-	IRA Savings Account
OTHER TIERS: 0.15% → $100 - $2.5k

Locations

Las Colinas Federal Credit Union Locations
Branch Office	16251 Dallas Pkwy	Addison, TX 75001
Branch Office	555 Cimarron Trl	Irving, TX 75063-4538
Branch Office	9797 Rombauer Rd	Coppell, TX 75019-5173
Branch Office	2613 Denton Tap Rd	Lewisville, TX 75067

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