Las Colinas Federal Credit Union


Overview / Commentary
214-273-5094
555 Cimarron Trl
Irving, TX 75063

Field of Membership Restrictions

Membership in Las Colinas Federal Credit Union is open to those who live, work, worship or attends school in Valley Ranch Homeowners, Community near Zales Corporation (geographic area bordered by Walnut Hill Ln, Belt Line, and 114 in Irving) and Regal (75247 zip code); Members of the Star Savers Education Foundation are eligible to join this CU; Membership is also open to employees of the list of sponsor companies.
See current membership details

Reviews (2)

Awesome Lending Experience

Posted by: |

I have been a member of Las Colinas FCU for 7 years and have used them for ALL my loans over the years. Their auto loans are competitive and the service is unmatched. LCFCU helped me get my financial journey started and I will forever be thankful!

Denied Even With Excellent Credit

Online account opening didn't seem very straight-forward. My app didn't seem to go through as it kept hanging at the ID upload page. Well, after a couple of days I got a letter in the mail telling me that they couldn't open an account after reviewing my chexsystems credit report. My 800+ score didn't help.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Las Colinas Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #10424
Year Chartered1955
Employees26
Primary Regulator
Profit Margin
Return on Assets - YTD-0.34%
Return on Equity - YTD-3.66%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$98.8MM$106.6MM
LoansQ1 2025vs Q1 2024$78.8MM$91.7MM
DepositsQ1 2025vs Q1 2024$88.2MM$95.7MM
Equity CapitalQ1 2025vs Q1 2024$9.5MM$9.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$504K$486K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$254K$688K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Las Colinas Federal Credit Union are currently being reviewed.

Locations


Las Colinas Federal Credit Union Locations
Branch Office16251 Dallas PkwyAddison, TX 75001
Branch Office555 Cimarron TrlIrving, TX 75063-4538
Branch Office9797 Rombauer RdCoppell, TX 75019-5173
Branch Office2613 Denton Tap RdLewisville, TX 75067

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