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Latah Federal Credit Union

Popular Accounts at this Credit Union

2.37%5-year CD60 Month CD
0.80%1-year CD12 Month CD
0.25%SavingsRegular Savings Account

Overview / Commentary
912 S Washington St
Moscow, ID 83843-3150

Latah Federal Credit Union is headquartered in Moscow and is the 13th largest credit union in the state of Idaho. It is also the 1,722nd largest credit union in the nation. It was established in 1969 and as of December of 2015, it had grown to 19 employees and 6,922 members at 5 locations. Latah Federal Credit Union's savings rates are 15% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, worship, do business in, or go to school in Latah County, Idaho and to students enrolled in a unified program of study at the University of Idaho.
See current membership details

Reviews (1)

Good, But...

Posted by: Bored | May 18, 2016

I have had nothing but good experiences with Latach FCU as pertains to my checking and savings accounts. They are friendly, helpful, and understanding of the situations we all encounter from time to time. Every time I enter the building, I am greeted quite warmly and they handle all of my checking and savings questions and transactions with the utmost courtesy and professionalism. I can't say enough about how happy I am with their servicing of my checking and savings accounts. However, there was recently a data breach and a friend of mine had his checking account debit card hacked which resulted in money being removed from his account. I just received a letter in the mail saying the same thing may happen to me. I really like this credit union, but this aspect has me a little worried.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Latah Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #19564
Year Chartered1969
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD4.49%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$84.8MM$76.2MM
LoansQ4 2015vs Q4 2014$45.2MM$32.6MM
DepositsQ4 2015vs Q4 2014$78.7MM$69.4MM
Equity CapitalQ4 2015vs Q4 2014$6.2MM$6.6MM
Loan Loss AllowanceQ4 2015vs Q4 2014$84.00K$96.00K
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$144.00K$45.00K
Real Estate OwnedQ4 2015vs Q4 2014$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Latah Federal Credit Union Savings Account Rates

0.60%*$100k*-Everyday Supershare Account
OTHER TIERS: 0.25% $2,500 - $10k | 0.35% $10k - $25k | 0.40% $25k - $50k | 0.50% $50k - $100k
0.25%$25-Regular Savings Account
0.25%$25-Medical Savings Account
0.25%$100-IRA Savings Account

Latah Federal Credit Union CD Rates

2.37%$1k-60 Month CD
1.96%$1k-48 Month CD
1.66%$1k-36 Month CD
1.26%$1k-24 Month CD
0.80%$1k-12 Month CD
0.60%$1k-6 Month CD

Latah Federal Credit Union IRA Rates

2.37%$100-60 Month IRA
1.96%$100-48 Month IRA
1.66%$100-36 Month IRA
1.26%$100-24 Month IRA
0.80%$100-12 Month IRA
0.60%$100-6 Month IRA

Latah Federal Credit Union Locations
Branch Office168 Hwy 6Potlatch, ID 83855
Branch Office912 S Washington StMoscow, ID 83843-3150
Branch Office875 Line StMoscow, ID 83844
Branch Office602 E Main StKendrick, ID 83537-5002
Branch Office396062 Highway 95Plummer, ID 83851