Latah Credit Union

Latah Credit Union


Overview / Commentary
855-755-2824
912 S Washington St
Moscow, ID 83843

Latah Credit Union is headquartered in Moscow and is the 16th largest credit union in the state of Idaho. It is also the 1,454th largest credit union in the nation. It was established in 1969 and as of December of 2023, it had grown to 25 employees and 7,788 members at 4 locations. Latah Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Latah Federal Credit Union is open to those who live, work, volunteer, worship, do business in, or go to school in the Idaho counties of Benewah, Bonner, Boundary, Kootenai, Latah, Lewis, Nez Perce or Shoshone.
See current membership details

Reviews (2)

Go Credit Union, You'll Never Go Back

Have you ever had a situation at your bank where, through what feels like no fault of your own, you bounce a check? Maybe you put the wrong amount in an online utility payment or maybe your husband wrote a check that you didn't know about. But does your bank understand? Of course not. They just charge you the fee and dismiss your explanations with a smirking tone that makes you want to pull out your hair. For this very reason, I switched from the bank in my town and went with Latah Federal Credit Union. Latah is everything a bank (or credit union, in this case) should be when it comes to customer service. They do everything they can to avoid charging you a fee and they sympathize with life's little foibles which cause overdrafts. Now whenever an unexpected bounce happens to my checking account, Latah takes care of it with no issues and no fees against as long as I have money in my savings account to cover the negative amount (something many banks won't do). And, most importantly, they don't smirk at you. I'll never go back to banks again.

Good, But...

Posted by: |

I have had nothing but good experiences with Latach FCU as pertains to my checking and savings accounts. They are friendly, helpful, and understanding of the situations we all encounter from time to time. Every time I enter the building, I am greeted quite warmly and they handle all of my checking and savings questions and transactions with the utmost courtesy and professionalism. I can't say enough about how happy I am with their servicing of my checking and savings accounts. However, there was recently a data breach and a friend of mine had his checking account debit card hacked which resulted in money being removed from his account. I just received a letter in the mail saying the same thing may happen to me. I really like this credit union, but this aspect has me a little worried.



Health

Health Grade Components

Overall
NCUA #97102
Year Chartered1969
Employees25
Primary Regulator
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD19.36%
Annual Interest Income$5.7MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$154.3MM$160.9MM
LoansQ4 2023vs Q4 2022$85.5MM$85.1MM
DepositsQ4 2023vs Q4 2022$142.2MM$151.3MM
Equity CapitalQ4 2023vs Q4 2022$10.5MM$8.7MM
Loan Loss AllowanceQ4 2023vs Q4 2022$1.1MM$1.2MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$401K$325K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates

Rates for Latah Credit Union are currently being reviewed.

Locations


Latah Credit Union Locations
Branch Office160 6th StreetPotlatch, ID 83855
Branch Office912 S Washington StMoscow, ID 83843-3150
Branch Office602 E Main StKendrick, ID 83537
Branch Office396062 Highway 95Plummer, ID 83851

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