Overview / Commentary
208-882-0232
912 S Washington St
Moscow, ID 83843-3150

Latah Credit Union is headquartered in Moscow and is the 15th largest credit union in the state of Idaho. It is also the 1,610th largest credit union in the nation. It was established in 1969 and as of June of 2018, it had grown to 17 employees and 6,955 members at 5 locations. Latah Credit Union's money market rates are 36% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Latah Federal Credit Union is open to those who live, work, volunteer, worship, do business in, or go to school in Latah, Kootenai, Benewah, Boundary, Shoshone, Bonner, Nez Perce and Lewis Counties of Idaho.
See current membership details

Reviews (2)

Go Credit Union, You'll Never Go Back

Have you ever had a situation at your bank where, through what feels like no fault of your own, you bounce a check? Maybe you put the wrong amount in an online utility payment or maybe your husband wrote a check that you didn't know about. But does your bank understand? Of course not. They just charge you the fee and dismiss your explanations with a smirking tone that makes you want to pull out your hair. For this very reason, I switched from the bank in my town and went with Latah Federal Credit Union. Latah is everything a bank (or credit union, in this case) should be when it comes to customer service. They do everything they can to avoid charging you a fee and they sympathize with life's little foibles which cause overdrafts. Now whenever an unexpected bounce happens to my checking account, Latah takes care of it with no issues and no fees against as long as I have money in my savings account to cover the negative amount (something many banks won't do). And, most importantly, they don't smirk at you. I'll never go back to banks again.

Good, But...

Posted by: Bored | May 18, 2016

I have had nothing but good experiences with Latach FCU as pertains to my checking and savings accounts. They are friendly, helpful, and understanding of the situations we all encounter from time to time. Every time I enter the building, I am greeted quite warmly and they handle all of my checking and savings questions and transactions with the utmost courtesy and professionalism. I can't say enough about how happy I am with their servicing of my checking and savings accounts. However, there was recently a data breach and a friend of mine had his checking account debit card hacked which resulted in money being removed from his account. I just received a letter in the mail saying the same thing may happen to me. I really like this credit union, but this aspect has me a little worried.



Health
B+

Health Grade Components

Overall
NCUA #97102
Year Chartered1969
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD7.18%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$100.6MM$94.9MM
LoansQ2 2018vs Q2 2017$58.5MM$51.5MM
DepositsQ2 2018vs Q2 2017$93.5MM$88.4MM
Equity CapitalQ2 2018vs Q2 2017$6.8MM$6.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$188.00K$80.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$335.00K$241.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Latah Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Latah Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$25-Regular Savings Account
0.25%$25-Medical Savings Account
0.25%$100-IRA Savings Account

Latah Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-SuperShares Money Market
OTHER TIERS: 0.25% $2.5k - $25k | 0.30% $25k - $50k | 0.45% $50k - $100k

Latah Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.22%$1k-60 Month CD
2.17%$1k-48 Month CD
1.56%$1k-36 Month CD
1.41%$1k-24 Month CD
0.80%$1k-12 Month CD
0.50%$1k-6 Month CD

Latah Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.22%$100-60 Month IRA
2.17%$100-48 Month IRA
1.56%$100-36 Month IRA
1.41%$100-24 Month IRA
0.80%$100-12 Month IRA
0.50%$100-6 Month IRA
Locations


Latah Credit Union Locations
Branch Office168 Hwy 6Potlatch, ID 83855
Branch Office912 S Washington StMoscow, ID 83843-3150
Branch Office875 Line StMoscow, ID 83844
Branch Office602 E Main StKendrick, ID 83537-5002
Branch Office396062 Highway 95Plummer, ID 83851

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