Latah Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.22% | 5-year CD | 2.27% - National Average |
| 0.80% | 1-year CD | 1.37% - National Average |
| 0.25% | Savings | 0.26% - National Average |
Latah Credit Union is headquartered in Moscow and is the 16th largest credit union in the state of Idaho. It is also the 1,588th largest credit union in the nation. It was established in 1969 and as of December of 2018, it had grown to 22 employees and 6,940 members at 5 locations. Latah Credit Union's money market rates are 36% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Latah Federal Credit Union is open to those who live, work, volunteer, worship, do business in, or go to school in Latah, Kootenai, Benewah, Boundary, Shoshone, Bonner, Nez Perce and Lewis Counties of Idaho.
See current membership details
Go Credit Union, You'll Never Go Back
Have you ever had a situation at your bank where, through what feels like no fault of your own, you bounce a check? Maybe you put the wrong amount in an online utility payment or maybe your husband wrote a check that you didn't know about. But does your bank understand? Of course not. They just charge you the fee and dismiss your explanations with a smirking tone that makes you want to pull out your hair. For this very reason, I switched from the bank in my town and went with Latah Federal Credit Union. Latah is everything a bank (or credit union, in this case) should be when it comes to customer service. They do everything they can to avoid charging you a fee and they sympathize with life's little foibles which cause overdrafts. Now whenever an unexpected bounce happens to my checking account, Latah takes care of it with no issues and no fees against as long as I have money in my savings account to cover the negative amount (something many banks won't do). And, most importantly, they don't smirk at you. I'll never go back to banks again.
Good, But...
I have had nothing but good experiences with Latach FCU as pertains to my checking and savings accounts. They are friendly, helpful, and understanding of the situations we all encounter from time to time. Every time I enter the building, I am greeted quite warmly and they handle all of my checking and savings questions and transactions with the utmost courtesy and professionalism. I can't say enough about how happy I am with their servicing of my checking and savings accounts. However, there was recently a data breach and a friend of mine had his checking account debit card hacked which resulted in money being removed from his account. I just received a letter in the mail saying the same thing may happen to me. I really like this credit union, but this aspect has me a little worried.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 97102 |
| Year Chartered | 1969 |
| Employees | 22 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.62% |
| Return on Equity - YTD | 9.71% |
| Annual Interest Income | $3.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $103.2MM$97.5MM |
| Loans | Q4 2018vs Q4 2017 | $59.3MM$58.4MM |
| Deposits | Q4 2018vs Q4 2017 | $95.5MM$90.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $6.7MM$6.9MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $123.00K$153.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $168.00K$384.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Latah Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Latah Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $25 | - | Regular Savings Account | |
| 0.25% | $25 | - | Medical Savings Account | |
| 0.25% | $100 | - | IRA Savings Account |
Latah Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $100k* | - | SuperShares Money Market | ||
| OTHER TIERS: 0.25% → $2.5k - $25k | 0.30% → $25k - $50k | 0.45% → $50k - $100k | |||||
Latah Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.22% | $1k | - | 60 Month CD | |
| 2.17% | $1k | - | 48 Month CD | |
| 1.56% | $1k | - | 36 Month CD | |
| 1.41% | $1k | - | 24 Month CD | |
| 0.80% | $1k | - | 12 Month CD | |
| 0.50% | $1k | - | 6 Month CD |
Latah Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.22% | $100 | - | 60 Month IRA | |
| 2.17% | $100 | - | 48 Month IRA | |
| 1.56% | $100 | - | 36 Month IRA | |
| 1.41% | $100 | - | 24 Month IRA | |
| 0.80% | $100 | - | 12 Month IRA | |
| 0.50% | $100 | - | 6 Month IRA |
| Latah Credit Union Locations | ||
|---|---|---|
| Branch Office | 168 Hwy 6 | Potlatch, ID 83855 |
| Branch Office | 912 S Washington St | Moscow, ID 83843-3150 |
| Branch Office | 875 Line St | Moscow, ID 83844 |
| Branch Office | 602 E Main St | Kendrick, ID 83537-5002 |
| Branch Office | 396062 Highway 95 | Plummer, ID 83851 |