Latino Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.40% | 4-year CD | 1.99% - National Average |
| 2.60% | 5-year CD | 2.27% - National Average |
| 2.30% | 3-year CD | 1.88% - National Average |
Latino Credit Union is headquartered in Durham and is the 13th largest credit union in the state of North Carolina. It is also the 744th largest credit union in the nation. It was established in 2000 and as of December of 2018, it had grown to 119 employees and 83,924 members at 12 locations. Latino Credit Union's CD rates are 3X the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in Latino Credit Union is open to anyone by joining the Latino Community Development Center ($10 family membership fee).
See current membership details
Related Posts
Great Credit Union!!
Excellent service, great rates and a commendable mission.
Bad Review On The Bank
this is such a horrible bank , bad service really I really dont recommend people dont know how to do their own jobs
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68430 |
| Year Chartered | 2000 |
| Employees | 119 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.05% |
| Return on Equity - YTD | 17.55% |
| Annual Interest Income | $19.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $339.7MM$276.8MM |
| Loans | Q4 2018vs Q4 2017 | $310.2MM$252.4MM |
| Deposits | Q4 2018vs Q4 2017 | $276.9MM$225.0MM |
| Equity Capital | Q4 2018vs Q4 2017 | $39.1MM$32.3MM |
| Secondary Capital | Q4 2018vs Q4 2017 | $2.5MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $3.8MM$3.2MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $3.0MM$3.6MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $147.00K$136.00K |
Always verify rates and promotions with the bank or credit union. We are not Latino Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Latino Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $25 | - | IRA Share Account | |
| 0.20% | $10 | - | Regular Savings Account | |
| 0.20% | $10 | - | Children Account | |
| 0.20% | $10 | - | Youth Account | |
| 0.20% | $10 | - | Holiday Account | |
| 0.20% | $100 | - | Micro Business Share Account | |
| 0.20% | $10 | - | Not For Profit Share Account |
Latino Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.01% | $500 | - | Regular Money Market | |
| 1.01% | $1k | - | Micro Business Money Market | |
| 1.01% | $1k | - | Not for Profit Money Market |
Latino Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Regular Checking | |
| 0.10% | - | - | Youth Checking | |
| 0.10% | $100 | - | Micro Business Checking | |
| 0.10% | $500 | - | Not for Profit Checking |
Latino Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.15% | $200k | - | 60 Month Jumbo CD | |
| 3.15% | $200k | - | Business 60 Month Jumbo CD | |
| 3.05% | $200k | - | 48 Month Jumbo CD | |
| 3.05% | $200k | - | Business 48 Month Jumbo CD | |
| 3.00% | $200k | - | 36 Month Jumbo CD | |
| 3.00% | $200k | - | Business 36 Month Jumbo CD | |
| 2.85% | $200k | - | 24 Month Jumbo CD | |
| 2.85% | $200k | - | Business 24 Month Jumbo CD | |
| 2.75% | $200k | - | 18 Month Jumbo CD | |
| 2.75% | $200k | - | Business 18 Month Jumbo CD | |
| 2.60% | $500 | - | 60 Month CD | |
| 2.60% | $500 | - | Business 60 Month CD | |
| 2.50% | $200k | - | 12 Month Jumbo CD | |
| 2.50% | $200k | - | Business 12 Month Jumbo CD | |
| 2.40% | $500 | - | 48 Month CD | |
| 2.40% | $500 | - | Business 48 Month CD | |
| 2.30% | $500 | - | 36 Month CD | |
| 2.30% | $500 | - | Business 36 Month CD | |
| 2.15% | $500 | - | 24 Month CD | |
| 2.15% | $500 | - | Business 24 Month CD | |
| 1.85% | $500 | - | 18 Month CD | |
| 1.85% | $500 | - | Business 18 Month CD | |
| 1.80% | $200k | - | 6 Month Jumbo CD | |
| 1.80% | $200k | - | Business 6 Month Jumbo CD | |
| 1.75% | $500 | - | 12 Month CD | |
| 1.75% | $500 | - | Business 12 Month CD | |
| 1.55% | $500 | - | 6 Month CD | |
| 1.55% | $500 | - | Business 6 Month CD |
