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Latino Credit Union


Overview / Commentary
latinoccu.org
919-530-8800
100 W Morgan St
Durham, NC 27701-3315

Latino Credit Union is headquartered in Durham and is the 10th largest credit union in the state of North Carolina. It is also the 602nd largest credit union in the nation. It was established in 2000 and as of June of 2020, it had grown to 130 employees and 89,155 members at 12 locations. Latino Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Latino Credit Union is open to anyone by joining the Latino Community Development Center ($10 family membership fee).
See current membership details

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Reviews (3)

Started An IRA Here This Month -- Latino Community CU

Posted by: |

started an IRA here this month -- Latino Community Credit Union

so far so good

nice people -- dealing with the "virtual branch"

5

Great Credit Union!!

Posted by: |

Excellent service, great rates and a commendable mission.

2

Bad Review On The Bank

Posted by: |

this is such a horrible bank , bad service really I really dont recommend people dont know how to do their own jobs

1


Health
A

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #68430
Year Chartered2000
Employees130
Primary Regulator
Profit Margin
Return on Assets - YTD1.51%
Return on Equity - YTD15.79%
Annual Interest Income$13.9MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$536.5MM$433.2MM
LoansQ2 2020vs Q2 2019$425.5MM$348.4MM
DepositsQ2 2020vs Q2 2019$458.4MM$363.6MM
Equity CapitalQ2 2020vs Q2 2019$50.4MM$42.7MM
Secondary CapitalQ2 2020vs Q2 2019$2.3MM
Loan Loss AllowanceQ2 2020vs Q2 2019$4.3MM$4.0MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$2.8MM$2.3MM
Real Estate OwnedQ2 2020vs Q2 2019$11.00K$154.00K
Rates
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Latino Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$25-IRA Share Account
0.20%$10-Regular Savings Account
0.20%$10-Children Account
0.20%$10-Youth Account
0.20%$10-Holiday Account
0.20%$100-Micro Business Share Account
0.20%$10-Not For Profit Share Account

Latino Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-Regular Money Market
0.75%$1k-Micro Business Money Market
0.75%$1k-Not for Profit Money Market

Latino Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Regular Checking
0.10%--Youth Checking
0.10%$100-Micro Business Checking
0.10%$500-Not for Profit Checking

Latino Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$500-60 Month CD
0.95%$500-48 Month CD
0.95%$500-Business 48 Month CD
0.95%$500-Business 60 Month CD
0.90%$500-36 Month CD
0.90%$500-Business 36 Month CD
0.80%$500-24 Month CD
0.80%$500-Business 24 Month CD
0.75%$500-18 Month CD
0.75%$500-12 Month CD
0.75%$500-Business 12 Month CD
0.75%$500-Business 18 Month CD
0.60%$500-6 Month CD
0.60%$500-Business 6 Month CD
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.