Featured Savings Rates
Featured Accounts
Overview / Commentary
102 South Third Street
Laurens, IA 50554

Laurens State Bank is headquartered in Laurens and is the 234th largest bank in the state of Iowa. It is also the 4,821st largest bank in the nation. It was established in 1935 and as of December of 2017, it had grown to 15 employees at 3 locations. Laurens State Bank's CD rates are 11% higher than the national average, and it has an A health rating.


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Laurens State Bank has a relatively low asset base.

Health Grade Components

FDIC Certificate #15320
Year Established1935
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.34%
Return on Equity - YTD11.84%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$68.1MM$65.7MM
LoansQ4 2017vs Q4 2016$29.5MM$29.0MM
DepositsQ4 2017vs Q4 2016$59.9MM$57.8MM
Equity CapitalQ4 2017vs Q4 2016$7.6MM$7.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$353.00K$353.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$82.00K$78.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Laurens State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Laurens State Bank Savings Account Rates

0.50%*-$1kChristmas Club
OTHER TIERS: 0.26% $1k+
0.15%$100-Passbook Savings
0.15%$100-Statement Savings
0.15%$100-Business Passbook Savings
0.15%$100-Business Statement Savings

Laurens State Bank Money Market Rates

0.40%*$100k*-Money Market Account
OTHER TIERS: 0.05% Up to $2,500 | 0.20% $2,500 - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k
0.40%*$100k*-Business Money Market
OTHER TIERS: 0.05% Up to $2,500 | 0.20% $2,500 - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k

Laurens State Bank Checking Account Rates

0.15%*$2,500*-Interest Checking
OTHER TIERS: 0.10% Up to $2,500
0.15%*$2,500*-Business Interest Checking
OTHER TIERS: 0.10% Up to $2,500

Laurens State Bank CD Rates

1.75%$500-5 Year CD
1.50%$500-4 Year CD
1.30%$500-3 Year CD
1.20%$500-2 Year CD
1.00%$500-1 Year CD
0.65%$1k-6 Month CD
0.40%$1k-3 Month CD

Laurens State Bank Locations
Laurens State Bank102 South Third StreetLaurens, IA 50554
Mallard Branch602 Inman StreetMallard, IA 50562
Emmetsburg Branch2407 Main StreetEmmetsburg, IA 50536