Laurens State Bank
LOCATIONS
3
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.75% APY
5 Year CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.75% | 5-year CD | 5 Year CD |
| 1.00% | 1-year CD | 1 Year CD |
| 0.15% | Savings | Statement Savings 1.65% - Barclays Online Savings Account |
Overview / Commentary
Laurens State Bank is headquartered in Laurens and is the 230th largest bank in the state of Iowa. It is also the 4,745th largest bank in the nation. It was established in 1935 and as of March of 2018, it had grown to 15 employees at 3 locations. Laurens State Bank's CD rates are 11% higher than the national average, and it has a B+ health rating.
Health
B+
Data as of Q1 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Laurens State Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15320 |
| Year Established | 1935 |
| Employees | 15 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.21% |
| Return on Equity - YTD | 11.17% |
| Annual Interest Income | $546.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $68.9MM$65.4MM |
| Loans | Q1 2018vs Q1 2017 | $28.0MM$28.9MM |
| Deposits | Q1 2018vs Q1 2017 | $61.1MM$57.6MM |
| Equity Capital | Q1 2018vs Q1 2017 | $7.2MM$7.2MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $353.00K$353.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $150.00K$0 |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$78.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Laurens State Bank Savings Account Rates
Laurens State Bank Money Market Rates
Laurens State Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $2,500* | - | Interest Checking | ||
| OTHER TIERS: 0.10% → Up to $2,500 | |||||
| 0.15%* | $2,500* | - | Business Interest Checking | ||
| OTHER TIERS: 0.10% → Up to $2,500 | |||||
Laurens State Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.75% | $500 | - | 5 Year CD | |
| 1.50% | $500 | - | 4 Year CD | |
| 1.30% | $500 | - | 3 Year CD | |
| 1.20% | $500 | - | 2 Year CD | |
| 1.00% | $500 | - | 1 Year CD | |
| 0.65% | $1k | - | 6 Month CD | |
| 0.40% | $1k | - | 3 Month CD |
Locations
| Laurens State Bank Locations | ||
|---|---|---|
| Laurens State Bank | 102 South Third Street | Laurens, IA 50554 |
| Mallard Branch | 602 Inman Street | Mallard, IA 50562 |
| Emmetsburg Branch | 2407 Main Street | Emmetsburg, IA 50536 |