Laurens State Bank
LOCATIONS
3
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.35% APY
5 Year CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.35% | 5-year CD | 5 Year CD 2.35% - Synchrony Bank 60 Month CD |
| 0.40% | 1-year CD | 1 Year CD 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.05% | Savings | Statement Savings 1.15% - CIT Bank Spring Savings |
Overview / Commentary
Laurens State Bank is headquartered in Laurens and is the 240th largest bank in the state of Iowa. It is also the 4,997th largest bank in the nation. It was established in 1935 and as of March of 2017, it had grown to 15 employees at 3 locations. Laurens State Bank has a B+ health rating.
Health
B+
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Laurens State Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15320 |
| Year Established | 1935 |
| Employees | 15 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.15% |
| Return on Equity - YTD | 10.3% |
| Annual Interest Income | $523.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $65.4MM$65.1MM |
| Loans | Q1 2017vs Q1 2016 | $28.9MM$28.6MM |
| Deposits | Q1 2017vs Q1 2016 | $57.6MM$57.1MM |
| Equity Capital | Q1 2017vs Q1 2016 | $7.2MM$7.5MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $353.00K$362.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $0$0 |
| Real Estate Owned | Q1 2017vs Q1 2016 | $78.00K$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Laurens State Bank Savings Account Rates
Laurens State Bank Money Market Rates
Laurens State Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.05%* | $2,500* | - | Interest Checking | ||
| OTHER TIERS: 0.02% → Up to $2,500 | |||||
| 0.05%* | $2,500* | - | Business Interest Checking | ||
| OTHER TIERS: 0.02% → Up to $2,500 | |||||
Laurens State Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.35% | $500 | - | 5 Year CD | |
| 1.25% | $500 | - | 4 Year CD | |
| 0.90% | $500 | - | 3 Year CD | |
| 0.75% | $500 | - | 2 Year CD | |
| 0.40% | $500 | - | 1 Year CD | |
| 0.25% | $1k | - | 6 Month CD | |
| 0.15% | $1k | - | 3 Month CD |
Locations
| Laurens State Bank Locations | ||
|---|---|---|
| Laurens State Bank | 102 South Third Street | Laurens, IA 50554 |
| Mallard Branch | 602 Inman Street | Mallard, IA 50562 |
| Emmetsburg Branch | 2407 Main Street | Emmetsburg, IA 50536 |