Community State Bank (IA) is headquartered in SPENCER and is the 95th largest bank in the state of Iowa. It is also the 2,382nd largest bank in the nation. It was established in 1914 and as of March of 2025, it had grown to 25 employees at 7 locations. Community State Bank (IA) has a B health rating.
Overall | |
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FDIC Certificate # | 230 |
Year Established | 1914 |
Employees | 25 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.37% |
Return on Equity - YTD | 18.88% |
Annual Interest Income | $3.6MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $323.7MM$334MM |
Loans | Q1 2025vs Q1 2024 | $156.7MM$159.6MM |
Deposits | Q1 2025vs Q1 2024 | $280.5MM$285.7MM |
Equity Capital | Q1 2025vs Q1 2024 | $24.1MM$24.8MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $2.2MM$2.4MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $378K$1.1MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $927K$0 |
Rates for Community State Bank (IA) are currently being reviewed.
Community State Bank (IA) Locations | ||
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Webb Branch | 115 Main Street | Webb, IA 51366 |
Community State Bank | 1812 Highway Blvd | Spencer, IA 51301 |
Albert City Branch | 208 Main Street | Albert City, IA 50510 |
Sioux Rapids Branch | 123 Main Street | Sioux Rapids, IA 50585 |
Emmetsburg Branch | 2407 Main Street | Emmetsburg, IA 50536 |
Mallard Branch | 602 Inman Street | Mallard, IA 50562 |
Laurens Branch | 102 South Third Street | Laurens, IA 50554 |