LBS Financial Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.10% | 5-year CD | 60 Month Bronze Share Certificate 2.25% - Bank of Internet USA 60 Month CD |
| 1.01% | 1-year CD | 12 Month Bronze Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.15% | Savings | Special Savings Account 1.20% - Ally Bank Online Savings Account |
LBS Financial Credit Union is headquartered in Westminster and is the 32nd largest credit union in the state of California. It is also the 191st largest credit union in the nation. It was established in 1935 and as of June of 2017, it had grown to 198 employees and 126,358 members at 7 locations. LBS Financial Credit Union's CD rates are 28% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in LBS Financial Credit Union is open to anyone who lives or works in California through joining the Financial Fitness Association through the credit union ($8 membership fee). Membership is also open to the following: (1) those who live or work in Orange, Riverside, San Diego or San Bernardino Counties in California and select cities in Los Angeles County; (2) employees or retirees of ABC Unified School District, California State University (Long Beach), Cerritos Community College, Long Beach City College, Long Beach Unified School District, Norwalk-La Mirada School District, Long Beach School for Adults, Concorde Career Institute, or Bellflower Unified School District.
See current membership details
Related Posts
LBS Financial
Opened (Long Beach Branch) a 5 yr cd couple days ago. Staff made the process very easy. The rate was about good as you can get in this market.
Opened 5 Year CD At Spring Street Branch
Helped my aunt open a couple of 5 year CD's at the Spring St., Long Beach, CA branch today. Was a new membership. Used a Living Trust vesting. Branch staff REQUIRED the ORIGINAL Living Trust document to review and make selected copies of key pages. Their policy requires this step. No other Bank/CU I have encountered has ever required this ORIGINAL document to open an account. CU seems a bit inflexible. If not for the rate (2.23%/2.25% APY), would have passed on this institution. Will update based upon future experience.
The EWP on a 5 year CD is a mild 180 days.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68460 |
| Year Chartered | 1935 |
| Employees | 198 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.74% |
| Return on Equity - YTD | 6.02% |
| Annual Interest Income | $20.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $1.40B$1.29B |
| Loans | Q2 2017vs Q2 2016 | $955.2MM$875.4MM |
| Deposits | Q2 2017vs Q2 2016 | $1.22B$1.11B |
| Equity Capital | Q2 2017vs Q2 2016 | $171.2MM$167.3MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $3.2MM$3.6MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $2.1MM$1.5MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not LBS Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
LBS Financial Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.15% | - | - | Summer Savings Accounts | ||
| 2.02% | - | - | Mortgage Impound Account | ||
| 2.02% | - | - | Escrow Account | ||
| 0.15%* | $100* | - | Regular Savings | ||
| OTHER TIERS: 0.10% → Up to $100 | |||||
| 0.15% | - | - | Special Savings Account | ||
| 0.15% | - | - | IRA Savings Account | ||
| 0.15% | - | - | Special Occasion Club | ||
LBS Financial Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.15% → Up to $2,500 | 0.20% → $2,500 - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k | |||||
LBS Financial Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $1k | - | Interest Checking |
LBS Financial Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $90k | - | 60 Month Jumbo Share Certificate | |
| 2.20% | $50k | - | 60 Month Gold Share Certificate | |
| 2.15% | $20k | - | 60 Month Silver Share Certificate | |
| 2.10% | $2,500 | - | 60 Month Bronze Share Certificate | |
| 1.85% | $90k | - | 48 Month Jumbo Share Certificate | |
| 1.80% | $50k | - | 48 Month Gold Share Certificate | |
| 1.75% | $20k | - | 48 Month Silver Share Certificate | |
| 1.75% | $90k | - | 42 Month Jumbo Share Certificate | |
| 1.70% | $2,500 | - | 48 Month Bronze Share Certificate | |
| 1.70% | $50k | - | 42 Month Gold Share Certificate | |
| 1.65% | $20k | - | 42 Month Silver Share Certificate | |
| 1.65% | $90k | - | 36 Month Jumbo Share Certificate | |
| 1.60% | $2,500 | - | 42 Month Bronze Share Certificate | |
| 1.60% | $50k | - | 36 Month Gold Share Certificate | |
| 1.55% | $20k | - | 36 Month Silver Share Certificate | |
| 1.50% | $2,500 | - | 36 Month Bronze Share Certificate | |
| 1.50% | $90k | - | 30 Month Jumbo Share Certificate | |
| 1.45% | $50k | - | 30 Month Gold Share Certificate | |
| 1.40% | $20k | - | 30 Month Silver Share Certificate | |
| 1.40% | $90k | - | 24 Month Jumbo Share Certificate | |
| 1.35% | $2,500 | - | 30 Month Bronze Share Certificate | |
| 1.35% | $50k | - | 24 Month Gold Share Certificate | |
| 1.30% | $20k | - | 24 Month Silver Share Certificate | |
| 1.25% | $2,500 | - | 24 Month Bronze Share Certificate | |
| 1.25% | $90k | - | 18 Month Jumbo Share Certificate | |
| 1.20% | $50k | - | 18 Month Gold Share Certificate | |
| 1.15% | $20k | - | 18 Month Silver Share Certificate | |
| 1.15% | $90k | - | 12 Month Jumbo Share Certificate | |
| 1.10% | $2,500 | - | 18 Month Bronze Share Certificate | |
| 1.10% | $50k | - | 12 Month Gold Share Certificate | |
| 1.05% | $20k | - | 12 Month Silver Share Certificate | |
| 1.01% | $2,500 | - | 12 Month Bronze Share Certificate | |
| 1.01% | $90k | - | 9 Month Jumbo Share Certificate | |
| 0.95% | $50k | - | 9 Month Gold Share Certificate | |
| 0.90% | $20k | - | 9 Month Silver Share Certificate | |
| 0.90% | $90k | - | 6 Month Jumbo Share Certificate | |
| 0.85% | $2,500 | - | 9 Month Bronze Share Certificate | |
| 0.85% | $50k | - | 6 Month Gold Share Certificate | |
| 0.80% | $20k | - | 6 Month Silver Share Certificate | |
| 0.75% | $2,500 | - | 6 Month Bronze Share Certificate | |
| 0.65% | $1k | - | 3 Month Jumbo Share Certificate | |
| 0.60% | $1k | - | 3 Month Gold Share Certificate | |
| 0.55% | $1k | - | 3 Month Silver Share Certificate | |
| 0.50% | $1k | - | 3 Month Bronze Share Certificate |
LBS Financial Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $90k | - | 30 Month Jumbo IRA | |
| 1.45% | $50k | - | 30 Month Gold IRA | |
| 1.40% | $20k | - | 30 Month Silver IRA | |
| 1.40% | $90k | - | 24 Month Jumbo IRA | |
| 1.35% | $100 | - | 30 Month Bronze IRA | |
| 1.35% | $50k | - | 24 Month Gold IRA | |
| 1.30% | $20k | - | 24 Month Silver IRA | |
| 1.25% | $100 | - | 24 Month Bronze IRA | |
| 1.25% | $90k | - | 18 Month Jumbo IRA | |
| 1.20% | $50k | - | 18 Month Gold IRA | |
| 1.15% | $20k | - | 18 Month Silver IRA | |
| 1.15% | $90k | - | 12 Month Jumbo IRA | |
| 1.10% | $100 | - | 18 Month Bronze IRA | |
| 1.10% | $50k | - | 12 Month Gold IRA | |
| 1.05% | $20k | - | 12 Month Silver IRA | |
| 1.01% | $100 | - | 12 Month Bronze IRA | |
| 0.90% | $90k | - | 6 Month Jumbo IRA | |
| 0.85% | $50k | - | 6 Month Gold IRA | |
| 0.80% | $20k | - | 6 Month Silver IRA | |
| 0.75% | $100 | - | 6 Month Bronze IRA |
| LBS Financial Credit Union Locations | ||
|---|---|---|
| Branch Office | 1401 Quail St | Newport Beach, CA 92660-2744 |
| Branch Office | 4916 Bellflower Blvd | Lakewood, CA 90713-1810 |
| Branch Office | 11239 183rd St | Cerritos, CA 90703-5417 |
| Branch Office | 6417 E Spring St | Long Beach, CA 90808-4022 |
| Branch Office | 4341 E 10th St | Long Beach, CA 90804-5511 |
| Branch Office | 4436 Atlantic Ave | Long Beach, CA 90807 |
| Corporate Office | 5505 Garden Grove Blvd | Westminster, CA 92683 |