Featured Savings Rates
Featured Accounts

Lcra Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD12 Month Share Certificate
0.05%SavingsRegular Saving Account
0.90%2-year CD24 Month Share Certificate

Overview / Commentary
512-474-1562
3505 Montopolis Dr Bldg A
Austin, TX 78744

Lcra Credit Union is headquartered in Austin and is the 250th largest credit union in the state of Texas. It is also the 3,263rd largest credit union in the nation. It was established in 1940 and as of December of 2016, it had grown to 5 employees and 3,133 members at 2 locations. Lcra Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school within a 10-mile radius of the credit union's two offices. Memberhip is also open to employees and board members of the Lower Colorado River Authority and its subsidiaries, San Bernard Electric Coop, the Housing Authority of the City of Luling, Members and Friends of the Colorado River Foundation..
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lcra Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #67537
Year Chartered1940
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD-0.67%
Return on Equity - YTD-5.7%
Annual Interest Income$588.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$23.0MM$23.2MM
LoansQ4 2016vs Q4 2015$13.0MM$17.0MM
DepositsQ4 2016vs Q4 2015$20.2MM$20.3MM
Equity CapitalQ4 2016vs Q4 2015$2.7MM$2.9MM
Loan Loss AllowanceQ4 2016vs Q4 2015$60.00K$70.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$95.00K$53.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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Lcra Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--IRA Share Account
0.05%$300-Membership Account
0.05%$300-Regular Saving Account
0.05%--Kid's Club Account
0.05%--Christmas Club Account

Lcra Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Power Checking Account

Lcra Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$500-24 Month Share Certificate
0.70%$500-18 Month Share Certificate
0.50%$500-12 Month Share Certificate
0.40%$500-6 Month Share Certificate

Lcra Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$500-24 Month IRA
0.70%$500-18 Month IRA
0.50%$500-12 Month IRA
0.40%$500-6 Month IRA
Locations


Lcra Credit Union Locations
Branch Office3505 Montopolis Dr Bldg AAustin, TX 78744
Branch Office104 E State Highway 71 BypLa Grange, TX 78945-4445