Lcra Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.50% | 1-year CD | 12 Month Share Certificate 2.45% - Barclays 12 Month Online CD |
| 0.05% | Savings | Regular Saving Account |
| 0.90% | 2-year CD | 24 Month Share Certificate 2.50% - Barclays 24 Month Online CD |
Lcra Credit Union is headquartered in Austin and is the 255th largest credit union in the state of Texas. It is also the 3,277th largest credit union in the nation. It was established in 1940 and as of June of 2018, it had grown to 5 employees and 2,794 members at 2 locations. Lcra Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school within a 10-mile radius of the credit union's two offices. Memberhip is also open to employees and board members of the Lower Colorado River Authority and its subsidiaries, San Bernard Electric Coop, the Housing Authority of the City of Luling, Members and Friends of the Colorado River Foundation..
See current membership details
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67537 |
| Year Chartered | 1940 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.01% |
| Return on Equity - YTD | 0.07% |
| Annual Interest Income | $334.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $21.9MM$21.6MM |
| Loans | Q2 2018vs Q2 2017 | $9.6MM$11.5MM |
| Deposits | Q2 2018vs Q2 2017 | $19.1MM$18.9MM |
| Equity Capital | Q2 2018vs Q2 2017 | $2.7MM$2.7MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $47.00K$46.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $34.00K$12.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Lcra Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Lcra Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | IRA Share Account | |
| 0.05% | $300 | - | Membership Account | |
| 0.05% | $300 | - | Regular Saving Account | |
| 0.05% | $5 | - | Kid's Club Account | |
| 0.05% | $5 | - | Christmas Club Account |
Lcra Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Power Checking Account |
Lcra Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.90% | $500 | - | 24 Month Share Certificate | |
| 0.70% | $500 | - | 18 Month Share Certificate | |
| 0.50% | $500 | - | 12 Month Share Certificate | |
| 0.40% | $500 | - | 6 Month Share Certificate |
Lcra Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.90% | $500 | - | 24 Month IRA | |
| 0.70% | $500 | - | 18 Month IRA | |
| 0.50% | $500 | - | 12 Month IRA | |
| 0.40% | $500 | - | 6 Month IRA |
| Lcra Credit Union Locations | ||
|---|---|---|
| Branch Office | 3505 Montopolis Dr Bldg A | Austin, TX 78744 |
| Branch Office | 104 E State Highway 71 Byp | La Grange, TX 78945-4445 |