Featured Savings Rates
Featured Accounts

Lcra Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD12 Month Share Certificate
0.05%SavingsRegular Saving Account
0.90%2-year CD24 Month Share Certificate

Overview / Commentary
512-474-1562
3505 Montopolis Dr Bldg A
Austin, TX 78744

Lcra Credit Union is headquartered in Austin and is the 255th largest credit union in the state of Texas. It is also the 3,290th largest credit union in the nation. It was established in 1940 and as of March of 2018, it had grown to 5 employees and 2,933 members at 2 locations. Lcra Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school within a 10-mile radius of the credit union's two offices. Memberhip is also open to employees and board members of the Lower Colorado River Authority and its subsidiaries, San Bernard Electric Coop, the Housing Authority of the City of Luling, Members and Friends of the Colorado River Foundation..
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lcra Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #67537
Year Chartered1940
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.02%
Return on Equity - YTD0.15%
Annual Interest Income$160.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$22.1MM$22.0MM
LoansQ1 2018vs Q1 2017$10.1MM$12.5MM
DepositsQ1 2018vs Q1 2017$19.2MM$19.2MM
Equity CapitalQ1 2018vs Q1 2017$2.7MM$2.7MM
Loan Loss AllowanceQ1 2018vs Q1 2017$36.00K$48.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$23.00K$24.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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Lcra Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--IRA Share Account
0.05%$300-Membership Account
0.05%$300-Regular Saving Account
0.05%--Kid's Club Account
0.05%--Christmas Club Account

Lcra Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Power Checking Account

Lcra Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$500-24 Month Share Certificate
0.70%$500-18 Month Share Certificate
0.50%$500-12 Month Share Certificate
0.40%$500-6 Month Share Certificate

Lcra Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$500-24 Month IRA
0.70%$500-18 Month IRA
0.50%$500-12 Month IRA
0.40%$500-6 Month IRA
Locations


Lcra Credit Union Locations
Branch Office3505 Montopolis Dr Bldg AAustin, TX 78744
Branch Office104 E State Highway 71 BypLa Grange, TX 78945-4445

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