Le Roy Federal Credit Union

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12 Month Online CD

No minimum balance
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FDIC Insured

1.50% APY

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Consistently Competitive Rates.
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1.20% APY

Overview / Commentary

www.leroyfcu.org

585-768-7207

7093 W Main Rd
Le Roy, NY 14482

Le Roy Federal Credit Union is headquartered in Le Roy and is the 225^th largest credit union in the state of New York. It is also the 3,959^th largest credit union in the nation. It was established in 1958 and as of June of 2017, it had grown to 4 employees and 1,829 members at 1 location. Le Roy Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, attend school or work in the town or village of LeRoy, New York.
See current membership details

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Health

B

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Le Roy Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	12170
Year Chartered	1958
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	0.48%
Return on Equity - YTD	6.85%
Annual Interest Income	$179.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$12.5MM$11.4MM
Loans	Q2 2017vs Q2 2016	$6.6MM$6.7MM
Deposits	Q2 2017vs Q2 2016	$11.5MM$10.4MM
Equity Capital	Q2 2017vs Q2 2016	$876.00K$823.00K
Loan Loss Allowance	Q2 2017vs Q2 2016	$16.00K$18.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$21.00K$1,000
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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Le Roy Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	-	-	Vacation Club Account
0.15%	-	-	Christmas Club Account
0.05%	-	-	Savings Account

Le Roy Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$50	-	6 Month Youth Share Certificate
0.05%	$500	-	6 Month Share Certificate
0.05%	$500	-	9 Month Share Certificate
0.05%	$1k	-	12 Month Share Certificate
0.05%	$1k	-	18 Month Share Certificate
0.05%	$1k	-	6 Month Special CD

Locations

Le Roy Federal Credit Union Locations
Branch Office	7093 W Main Rd	Le Roy, NY 14482-9352