Overview / Commentary
Le Roy Federal Credit Union is headquartered in Le Roy and is the 186th largest credit union in the state of New York. It is also the 3,214th largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 4 employees and 1,578 members at 1 location. Le Roy Federal Credit Union has a B health rating.
Field of Membership Restrictions
LeRoy Federal Credit Union is open those who live, work, or go to school in the town or village of LeRoy, New York. Extended family of eligible members may also join.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Le Roy Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 12170 |
| Year Chartered | 1958 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.78% |
| Return on Equity - YTD | 18.23% |
| Annual Interest Income | $192K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $20MM$19.1MM |
| Loans | Q1 2025vs Q1 2024 | $7.4MM$7.7MM |
| Deposits | Q1 2025vs Q1 2024 | $18.1MM$17.5MM |
| Equity Capital | Q1 2025vs Q1 2024 | $1.9MM$1.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $88K$84K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $140K$157K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |