Lea County State Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.onlinelcsb.com

575-397-4511

1017 N Turner St
Hobbs, NM 88240

Lea County State Bank is headquartered in HOBBS and is the 9^th largest bank in the state of New Mexico. It is also the 1,393^rd largest bank in the nation. It was established in 1928 and as of March of 2025, it had grown to 84 employees at 3 locations. Lea County State Bank's CD rates are 3X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	12259
Year Established	1928
Employees	84
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.92%
Return on Equity - YTD	31.92%
Annual Interest Income	$8.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$689.8MM$718.5MM
Loans	Q1 2025vs Q1 2024	$226.5MM$237.2MM
Deposits	Q1 2025vs Q1 2024	$628.8MM$591.1MM
Equity Capital	Q1 2025vs Q1 2024	$42.1MM$37.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.7MM$1.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.7MM$1MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lea County State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%	$0	-	Savings Account

Lea County State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$100k^*	-	Money Market
OTHER TIERS: 0.20% → $0 - $10k \| 0.30% → $10k - $25k \| 0.40% → $25k - $100k

Lea County State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%	$0	-	Preferred Plus
0.20%	$0	-	Business Plus
0.20%	$0	-	Golden Value

Lea County State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.04%	$0	-	60+ Month CD
2.94%	$0	-	48 - 59 Month CD
2.84%	$0	-	36 - 47 Month CD
2.73%	$0	-	30 - 35 Month CD
2.68%	$0	-	24 - 29 Month CD
2.53%	$0	-	12 - 17 Month CD
2.53%	$0	-	18 - 23 Month CD
2.02%	$0	-	180 - 364 Day CD
1.00%	$0	-	60 - 89 Day CD
1.00%	$0	-	90 - 119 Day CD
1.00%	$0	-	120 - 149 Day CD
1.00%	$0	-	150 - 179 Day CD
1.00%	$0	-	7 - 29 Day CD
1.00%	$0	-	30 - 59 Day CD

Lea County State Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.03%	$100	-	60 Month IRA
2.93%	$100	-	48 - 59 Month IRA
2.83%	$100	-	36 - 47 Month IRA
2.68%	$100	-	24 - 35 Month IRA
2.52%	$100	-	12 - 23 Month IRA
2.02%	$100	-	6 Month - 364 Day IRA

Locations

Lea County State Bank Locations
Lea County State Bank	1017 North Turner	Hobbs, NM 88240
Lovington Branch	320 S. Main	Lovington, NM 88260
North Grimes Branch	3927 North Grimes	Hobbs, NM 88240

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