Leaders Credit Union is headquartered in Jackson and is the 8th largest credit union in the state of Tennessee. It is also the 405th largest credit union in the nation. It was established in 1957 and as of December of 2024, it had grown to 213 employees and 78,996 members at 11 locations. Leaders Credit Union's savings rates are 10X the national average, and it has an A health rating.
Leaders Credit Union is open to those who live, work, worship, or attend school in the Tennessee counties of
Chester, Dyer, Haywood, Lake, Lauderdale, Madison, or McNairy; or portions of the Tennessee counties of Carroll, Crockett, Fayette, Gibson, Hardeman, Henderson, Henry, Shelby, Tipton, or Weakley; or Crittenden County in Arkansas. Members of the Leaders Education Foundation, Boys and Girls Club of West TN, or the Jackson Theater Guild also qualify for membership. Family members of a membership-eligible individual are also qualified to join.
See current membership details
Overall | |
---|---|
NCUA # | 61185 |
Year Chartered | 1957 |
Employees | 213 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.39% |
Return on Equity - YTD | 13.65% |
Annual Interest Income | $65.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2024vs Q4 2023 | $1.14B$988.7MM |
Loans | Q4 2024vs Q4 2023 | $991.4MM$860.9MM |
Deposits | Q4 2024vs Q4 2023 | $970.5MM$843.7MM |
Equity Capital | Q4 2024vs Q4 2023 | $115.7MM$99.9MM |
Loan Loss Allowance | Q4 2024vs Q4 2023 | $10.2MM$10.4MM |
Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $6.7MM$6MM |
Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Leaders Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.30% | $0 | - | WealthBuilder IRA Money Market |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
5.00%* | $0 | $15k | Champion Rewards Checking | ||
OTHER TIERS: 0.05% → $250k+ | 3.00% → $15k - $250k | |||||
0.75% | $5k | - | Leading Edge Business Checking | ||
0.10% | $1k | - | Stability Business Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.00% | $1k | - | 12 Month IRA | |
3.00% | $1k | - | 24 Month IRA | |
3.00% | $1k | - | 36 Month IRA | |
3.00% | $1k | - | 48 Month IRA | |
3.00% | $1k | - | 60 Month IRA | |
0.25% | $0 | - | Share IRA |