Leaders Credit Union

Overview / Commentary
214 Oil Well Rd
Jackson, TN 38305

From the Bank

Leaders Credit Union is a member-owned financial cooperative. This means that we exist to serve the needs of the consumers who own accounts at (or shares of) Leaders Credit Union. They are our owners, and their financial well-being is at the heart of every decision we make. We are one of the largest credit unions in West Tennessee, and one of the most stable. We are leading the way on your behalf.

Our Mission

We power your passion and make lives better.

Our Vision

Our members turn to us first when seeking a financial champion for life.

Field of Membership Restrictions

Leaders Credit Union is open to those who live, work, worship, or attend school in the Tennessee counties of Chester, Dyer, Haywood, Lake, Lauderdale, Madison, or McNairy; or portions of the Tennessee counties of Carroll, Crockett, Fayette, Gibson, Hardeman, Henderson, Henry, Shelby, Tipton, or Weakley; or Crittenden County in Arkansas. Members of the Leaders Education Foundation, Boys and Girls Club of West TN, or the Jackson Theater Guild also qualify for membership. Family members of a membership-eligible individual are also qualified to join.
See current membership details

Reviews (1)

CD Withdrawal

Terrrible. NO matter how proactive you are or attempts to effectively communicate they seem to manage turning what should be a simple transaction into a frustrating 2 day ordeal costing YOU time and money. Worst bank dealing I have encountered in a long time.


Health Grade Components

NCUA #61185
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD1.34%
Return on Equity - YTD13.06%
Annual Interest Income$15MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$1.02B$924.2MM
LoansQ1 2024vs Q1 2023$880.7MM$800.6MM
DepositsQ1 2024vs Q1 2023$879.6MM$793.3MM
Equity CapitalQ1 2024vs Q1 2023$103.3MM$88.2MM
Loan Loss AllowanceQ1 2024vs Q1 2023$10.6MM$8.3MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$5.7MM$4.4MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Leaders Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Leaders Credit Union Savings Account Rates

5.00%*$0$5kFast Forward Share Savings
OTHER TIERS: 0.25% $10k - $25k | 2.00% $5k - $10k
5.00%*$0$500Future Leaders Account
OTHER TIERS: 0.25% $10k - $25k | 0.75% $5k - $10k | 1.00% $500 - $5k
4.25%$0-Business Forward Plus High Yield Savings
1.50%*$100k*-Champion High Yield Savings Share Account - New Money
OTHER TIERS: 0.05% $0 - $25k | 1.00% $25k - $50k | 1.25% $50k - $100k
1.50%*$150k*-Business Champion High Yield Savings Share Account - New Money
OTHER TIERS: 0.05% $0 - $50k | 1.00% $50k - $100k | 1.25% $100k - $150k
0.50%*$0$500Student eSavings Share Account
OTHER TIERS: 0.10% $500+
0.25%$0-Christmas Club Share
0.25%$0-Share IRA
0.25%$0-Vacation Club Share
0.15%*$10k*-Platinum Shares Account
OTHER TIERS: 0.10% $1k - $10k
0.15%*$50k*-Rate-Flex Share Account
OTHER TIERS: 0.10% $1k - $50k
0.15%*$10k*-Business Platinum Share Account
OTHER TIERS: 0.10% $1k - $10k
0.15%*$50k*-Business Rate-Flex Share Account
OTHER TIERS: 0.10% $1k - $50k
0.10%*$2.5k*-Prime Share Account
OTHER TIERS: 0.05% $10 - $2.5k
0.10%*$2.5k*-Side Share Account
OTHER TIERS: 0.05% $10 - $2.5k
0.10%*$2.5k*-Business Prime Share Account
OTHER TIERS: 0.05% $10 - $2.5k
0.10%*$2.5k*-Business Side Share Account
OTHER TIERS: 0.05% $10 - $2.5k

Leaders Credit Union Money Market Rates

0.30%$0-WealthBuilder IRA Money Market

Leaders Credit Union Checking Account Rates

5.00%*$0$15kChampion Rewards Checking
OTHER TIERS: 0.05% $250k+ | 3.00% $15k+
0.75%$5k-Leading Edge Business Checking
0.10%$1k-Stability Business Checking

Leaders Credit Union CD Rates

5.00%$1k$5k12 Month Welcome Certificate
4.75%$1k-11 Month Limited Time Promo CD
4.75%$1k-Business 11 Month Limited Time Promo CD
4.50%$1k-24 Month Forward Flex Certificate
4.50%$1k-Business 24 Month Forward Flex Certificate
3.00%$1k-12 Month CD
3.00%$1k-24 Month CD
3.00%$1k-36 Month CD
3.00%$1k-48 Month CD
3.00%$1k-60 Month CD
3.00%$1k-Business 12 Month CD
3.00%$1k-Business 24 Month CD
3.00%$1k-Business 36 Month CD
3.00%$1k-Business 48 Month CD
3.00%$1k-Business 60 Month CD
2.50%$1k-6 Month CD
2.50%$1k-Business 6 Month CD
1.25%$1k-Money Market CD
1.25%$1k-Business Money Market CD
0.30%$1k-3 Month CD
0.30%$1k-Business 3 Month CD

Leaders Credit Union IRA Rates

4.75%$1k-11 Month Limited Time Promo IRA
4.50%$1k-24 Month Forward Flex IRA
3.00%$1k-12 Month IRA
3.00%$1k-24 Month IRA
3.00%$1k-36 Month IRA
3.00%$1k-48 Month IRA
3.00%$1k-60 Month IRA

Cities: Bartlett, Dyersburg, Jackson, Milan, Union City

Bartlett Branches
Branch Office2724 Summer Oaks DrBartlett, TN 38134-3857

Dyersburg Branches
Branch Office382 US Highway 51 Byp W Ste 2Dyersburg, TN 38024-1912

Jackson Branches
Branch Office214 Oil Well RdJackson, TN 38305-7914
Branch Office1956 N Highland AveJackson, TN 38305-4527
Branch Office1291 S Highland AveJackson, TN 38301-7370
Branch Office2673 N Highland AveJackson, TN 38305-1845
Branch Office87 Murray Guard Dr Ste AJackson, TN 38305-3775
Branch Office1490 Union University DrJackson, TN 38305

Milan Branches
Branch Office15431 S First StMilan, TN 38358-6475

Union City Branches
Branch Office1500 S 1st StUnion City, TN 38261

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