From the Bank
Leaders Credit Union is a member-owned financial cooperative. This means that we exist to serve the needs of the consumers who own accounts at (or shares of) Leaders Credit Union. They are our owners, and their financial well-being is at the heart of every decision we make. We are one of the largest credit unions in West Tennessee, and one of the most stable. We are leading the way on your behalf.
Our Mission
We power your passion and make lives better.
Our Vision
Our members turn to us first when seeking a financial champion for life.
Field of Membership Restrictions
Leaders Credit Union is open to 1) those who work, attend school, worship or live in Haywood, Lake and Madison counties, as well as certain parts of Carroll, Crockett and Gibson Counties; 2) employees of one of the Select Employee Groups or employees/members of one of the Association Groups; 3) employees of businesses with less than 500 full-time employees in Obion county.
See current membership details
CD Withdrawal
Terrrible. NO matter how proactive you are or attempts to effectively communicate they seem to manage turning what should be a simple transaction into a frustrating 2 day ordeal costing YOU time and money. Worst bank dealing I have encountered in a long time.
Data as of Q4 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61185 |
| Year Chartered | 1957 |
| Employees | 182 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.51% |
| Return on Equity - YTD | 15.42% |
| Annual Interest Income | $33.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2022vs Q4 2021 | $872.5MM$642.8MM |
| Loans | Q4 2022vs Q4 2021 | $762.8MM$547.0MM |
| Deposits | Q4 2022vs Q4 2021 | $733.5MM$557.4MM |
| Equity Capital | Q4 2022vs Q4 2021 | $85.0MM$72.3MM |
| Loan Loss Allowance | Q4 2022vs Q4 2021 | $7.9MM$7.5MM |
| Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $4.3MM$1.7MM |
| Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |