Leatherstocking Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.51% | 5-year CD | |
| 0.50% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.03% | Savings | 2.00% - Ally Bank Online Savings Account |
Leatherstocking Credit Union is headquartered in Cooperstown and is the 117th largest credit union in the state of New York. It is also the 2,322nd largest credit union in the nation. It was established in 1977 and as of September of 2018, it had grown to 7 employees and 4,498 members at 1 location. Leatherstocking Credit Union has a B health rating.
Field of Membership Restrictions
Must live, work, worship or attend school in Otsego County, New York.
See current membership details
Competitive with other Banks, Friendly with Customers
We chose to move our bank accounts to Leatherstocking Credit Union when we moved to New York State because we wanted the experience of knowing the people at our bank. We were tired of dealing with huge national banks and having to explain everything to a different person every time we called.
We were pleasantly surprised to discover that Leatherstocking offers competitive products with reasonable fees for checking, savings, and loans. We were also grateful for the friendly atmosphere in the bank. Last Saturday they had a bowl of fresh apples out for everyone to share.
The only drawback to working with this credit union so far is the web site. It works, in the sense that it's possible to figure out how to make it do what you want, but it's clunky and not very intuitive. For example, when you go to bill pay, you can't get back to the home page directly.
Overall, we are grateful to be part of the Leatherstocking Credit Union. We would recommend it to anyone in the region.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 22625 |
| Year Chartered | 1977 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.21% |
| Return on Equity - YTD | 11.65% |
| Annual Interest Income | $1.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $49.9MM$50.6MM |
| Loans | Q3 2018vs Q3 2017 | $22.9MM$21.7MM |
| Deposits | Q3 2018vs Q3 2017 | $44.6MM$45.8MM |
| Equity Capital | Q3 2018vs Q3 2017 | $5.3MM$4.8MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $99.00K$107.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $191.00K$215.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Leatherstocking Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Leatherstocking Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $25k* | - | Preferred Savings | ||
| OTHER TIERS: 0.03% → $10k - $25k | |||||
| 0.03% | $500 | - | Savings Account | ||
| 0.03% | $500 | - | IRA Savings | ||
Leatherstocking Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.03% | $2.5k | - | Money Market |
Leatherstocking Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $1k | - | 60 Month Share Certificate | |
| 1.25% | $1k | - | 48-59 Month Share Certificate | |
| 1.00% | $1k | - | 36-47 Month Share Certificate | |
| 0.75% | $1k | - | 24-35 Month Share Certificate | |
| 0.50% | $25 | - | 12 Month Smart Start Certificate | |
| 0.50% | $1k | - | 12-23 Month Share Certificate | |
| 0.20% | $1k | - | 6-11 Month Share Certificate |
Leatherstocking Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $1k | - | 60 Month IRA Certificate | |
| 1.25% | $1k | - | 48 Month IRA Certificate | |
| 0.75% | $1k | - | 24 Month IRA Certificate | |
| 0.50% | $25 | - | 12 Month Roth IRA Start Smart Certificate |
| Leatherstocking Credit Union Locations | ||
|---|---|---|
| Branch Office | 24 Glen Ave | Cooperstown, NY 13326-1122 |