Legacy Community Federal Credit Union is headquartered in BIRMINGHAM and is the 14th largest credit union in the state of Alabama. It is also the 633rd largest credit union in the nation. It was established in 1955 and as of September of 2024, it had grown to 108 employees and 39,206 members at 9 locations. Legacy Community Federal Credit Union has a B+ health rating.
Membership in Legacy Community Federal Credit Union is open to those who live, work, worship, or attend school in Bibb, Blount, Chilton, Jefferson, Shelby, St. Clair, or Walker Counties in Central Alabama.
See current membership details
This is a cross-review with the credit union that Legacy bought out - 1st Resource Credit Union in Birmingham, AL:
I have a couple of certificates with 1st Resource. They are ADD-ON certificates. However, Legacy credit union CHANGED THE TERMS. No longer am I able to add funds to these existing CDs per customer service.
I've read on this site that this happens from time to time. If they change the terms then I should AT LEAST be able to break the CD without penalty.
Overall | |
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NCUA # | 24421 |
Year Chartered | 1955 |
Employees | 108 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.55% |
Return on Equity - YTD | 4.78% |
Annual Interest Income | $18.9MM |
Assets and Liabilities | ||
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Assets | Q3 2024vs Q3 2023 | $644MM$643.5MM |
Loans | Q3 2024vs Q3 2023 | $395.1MM$409.9MM |
Deposits | Q3 2024vs Q3 2023 | $564.8MM$573.1MM |
Equity Capital | Q3 2024vs Q3 2023 | $74.1MM$62.5MM |
Loan Loss Allowance | Q3 2024vs Q3 2023 | $1MM$897K |
Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $2.2MM$1.1MM |
Real Estate Owned | Q3 2024vs Q3 2023 | $0$0 |
Sorry, we do not have rate data for Legacy Community Federal Credit Union.
Legacy Community Federal Credit Union Locations | ||
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Branch Office | 200 Corporate Rdg | Birmingham, AL 35242-2948 |
Branch Office | 810 Colonial Promenade Pkwy | Alabaster, AL 35007 |
Branch Office | 1920 4th Ave S | Birmingham, AL 35233-2014 |
Branch Office | 6001 Service Rd | Birmingham, AL 35235-2179 |
Branch Office | 9825 Parkway E | Birmingham, AL 35215-7301 |
Branch Office | 701 Princeton Ave SW | Birmingham, AL 35211-1303 |
Branch Office | 1400 20th St S | Birmingham, AL 35205-4914 |
Branch Office | 1880 Chace Dr | Hoover, AL 35244-1825 |
Branch Office | 47 W Oxmoor Rd | Birmingham, AL 35209-6409 |