Legacy Community Federal Credit Union


Overview / Commentary
205-930-5000
1400 South 20th Street
Birmingham, AL 35255

Legacy Community Federal Credit Union is headquartered in BIRMINGHAM and is the 14th largest credit union in the state of Alabama. It is also the 633rd largest credit union in the nation. It was established in 1955 and as of September of 2024, it had grown to 108 employees and 39,206 members at 9 locations. Legacy Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Legacy Community Federal Credit Union is open to those who live, work, worship, or attend school in Bibb, Blount, Chilton, Jefferson, Shelby, St. Clair, or Walker Counties in Central Alabama.
See current membership details

Reviews (1)

Bought My Credit Union, Changed CD Terms!

Posted by: |

This is a cross-review with the credit union that Legacy bought out - 1st Resource Credit Union in Birmingham, AL:

I have a couple of certificates with 1st Resource. They are ADD-ON certificates. However, Legacy credit union CHANGED THE TERMS. No longer am I able to add funds to these existing CDs per customer service.

I've read on this site that this happens from time to time. If they change the terms then I should AT LEAST be able to break the CD without penalty.



Health
B+

Health Grade Components

Overall
NCUA #24421
Year Chartered1955
Employees108
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD4.78%
Annual Interest Income$18.9MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$644MM$643.5MM
LoansQ3 2024vs Q3 2023$395.1MM$409.9MM
DepositsQ3 2024vs Q3 2023$564.8MM$573.1MM
Equity CapitalQ3 2024vs Q3 2023$74.1MM$62.5MM
Loan Loss AllowanceQ3 2024vs Q3 2023$1MM$897K
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$2.2MM$1.1MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates

Sorry, we do not have rate data for Legacy Community Federal Credit Union.

Locations


Legacy Community Federal Credit Union Locations
Branch Office200 Corporate RdgBirmingham, AL 35242-2948
Branch Office810 Colonial Promenade PkwyAlabaster, AL 35007
Branch Office1920 4th Ave SBirmingham, AL 35233-2014
Branch Office6001 Service RdBirmingham, AL 35235-2179
Branch Office9825 Parkway EBirmingham, AL 35215-7301
Branch Office701 Princeton Ave SWBirmingham, AL 35211-1303
Branch Office1400 20th St SBirmingham, AL 35205-4914
Branch Office1880 Chace DrHoover, AL 35244-1825
Branch Office47 W Oxmoor RdBirmingham, AL 35209-6409

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