Overview / Commentary
Legacy Credit Union is headquartered in Joplin and is the 56th largest credit union in the state of Missouri. It is also the 3,042nd largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 4 employees and 3,186 members at 2 locations. Legacy Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Legacy Credit Union is open to employees of the Southwest District of the Missouri Department of Transportation, Missouri State Highway Patrol Troop D, the City of Carthage, City of Webb City, City of Duquesne, Jasper County Sheriff's Office, the City of Joplin, Missouri Southern State University, and immediate family.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Legacy Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 64708 |
| Year Chartered | 1952 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.28% |
| Return on Equity - YTD | 7.9% |
| Annual Interest Income | $310K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $25.2MM$20.8MM |
| Loans | Q1 2025vs Q1 2024 | $15.4MM$11.1MM |
| Deposits | Q1 2025vs Q1 2024 | $21MM$17.6MM |
| Equity Capital | Q1 2025vs Q1 2024 | $4MM$3.1MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $112K$70K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $171K$165K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |