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Your Legacy Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
yourlegacyfcu.com
419-448-0191
25 Shaffer Park Dr
Tiffin, OH 44883

Your Legacy Federal Credit Union is headquartered in Tiffin and is the 87th largest credit union in the state of Ohio. It is also the 2,102nd largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 18 employees and 6,432 members at 2 locations. Your Legacy Federal Credit Union's money market rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Your Legacy Federal Credit Union is open to businesses and other legal entities, and anyone who lives, works, worships, goes to school, or volunteers in Seneca County, Ohio.
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Your Legacy Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #7674
Year Chartered1952
Employees18
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD6.53%
Annual Interest Income$976K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$73.7MM$72.4MM
LoansQ1 2025vs Q1 2024$42.1MM$40.9MM
DepositsQ1 2025vs Q1 2024$67MM$65.9MM
Equity CapitalQ1 2025vs Q1 2024$7.4MM$6.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$698K$537K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$170K$303K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Your Legacy Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
7.23%$500-Ohio Homebuyer Plus
0.10%$250-Kids Account
0.05%$250-Savings (Share) Account
0.05%$25-Christmas Club Account
0.05%$250-Business Savings Account
0.05%$25-Your Legacy Club

Your Legacy Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*$100k*-Money Market Account
OTHER TIERS: 0.50% → $500 - $25k | 1.26% → $25k - $50k | 1.51% → $50k - $100k

Your Legacy Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Your Legacy Share Draft

Your Legacy Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.82%$500-18 Month Term Share Certificate
3.82%$500-24 Month Term Share Certificate
3.82%$500-30 Month Term Share Certificate
3.82%$500-36 Month Term Share Certificate
3.82%$500-48 Month Term Share Certificate
3.82%$500-60 Month Term Share Certificate
3.56%$500-12 Month Term Share Certificate
3.30%$500-9 Month Term Share Certificate
3.29%$500-6 Month Term Share Certificate
3.03%$500-4 Month Term Share Certificate

Your Legacy Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.82%$500-18 Month IRA Certificate
3.82%$500-24 Month IRA Certificate
3.82%$500-30 Month IRA Certificate
3.82%$500-36 Month IRA Certificate
3.82%$500-48 Month IRA Certificate
3.82%$500-60 Month IRA Certificate
3.56%$500-12 Month IRA Certificate
3.30%$500-9 Month IRA Certificate
3.29%$500-6 Month IRA Certificate
3.03%$500-4 Month IRA Certificate
0.05%$0-IRA Savings Account
Locations


Your Legacy Federal Credit Union Locations
Branch Office25 Shaffer Park DrTiffin, OH 44883-9290
Branch Office25 Shaffer Park DrTiffin, OH 44883-9290

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