Leominster Credit Union

Overview / Commentary
20 Adams St
Leominster, MA 01453

Leominster Credit Union is headquartered in Leominster and is the 14th largest credit union in the state of Massachusetts. It is also the 482nd largest credit union in the nation. It was established in 1954 and as of March of 2024, it had grown to 138 employees and 37,911 members at 10 locations. Leominster Credit Union's money market rates are 7X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Leominster Credit Union is open to businesses in, and anyone who lives or works in Franklin, Hampden, Hampshire, Middlesex, Norfolk, or Worcester Counties, Massachusetts.
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Health Grade Components

NCUA #66699
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD7.17%
Annual Interest Income$10.2MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$912.2MM$917.3MM
LoansQ1 2024vs Q1 2023$652.9MM$626.7MM
DepositsQ1 2024vs Q1 2023$687.1MM$689.2MM
Equity CapitalQ1 2024vs Q1 2023$55.7MM$55.8MM
Loan Loss AllowanceQ1 2024vs Q1 2023$5.3MM$3.7MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$2.1MM$1.8MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Leominster Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Leominster Credit Union Savings Account Rates

1.00%*$12*$250kIncredible Interest Savings
OTHER TIERS: 0.10% $250k+
0.35%*$50k*-Premium Savings
OTHER TIERS: 0.15% $40 - $50k
0.25%$25-Daily IRA Savings Account
0.10%$61-Holiday Club
0.10%$61-Membership Savings Account
0.10%$61-Vacation Club

Leominster Credit Union Money Market Rates

3.00%*$500k*-Top Tier Money Market
OTHER TIERS: 1.00% $25k - $100k | 2.00% $100k - $250k | 2.50% $250k - $500k
0.75%*$12*$250kIncredible Interest Money Market - Qualifying
OTHER TIERS: 0.25% $250k+
0.30%*$50k*-Premium Money Market Account
OTHER TIERS: 0.15% $61 - $50k

Leominster Credit Union Checking Account Rates

1.50%*$3$15kFree Incredible Interest Checking
OTHER TIERS: 0.10% $15k+
0.50%*$6$25kRemarkable Rewards Checking
OTHER TIERS: 0.15% $25k+
0.15%*$5k*-Premium Perks Checking
OTHER TIERS: 0.10% $61 - $5k

Leominster Credit Union CD Rates

5.10%$500-9 Month Term Share CD Special - New Money
5.10%$500-17 Month Incredible Interest CD
4.55%$500-13 Month Term Share CD Special
4.35%$500-18 Month Term Share CD
3.50%$500-24 Month Term Share CD
3.00%$500-60 Month Term Share CD
2.50%$500-12 Month Term Share CD
2.00%$500-48 Month Term Share CD
1.50%$500-36 Month Term Share CD
0.65%$500-6 Month Term Share CD
0.50%$500-3 Month Term Share CD

Leominster Credit Union IRA Rates

5.10%$500-9 Month Term Share IRA Special - New Money
5.10%$500-17 Month Incredible Interest IRA
4.55%$500-13 Month Term Share IRA Special
4.35%$500-18 Month Term Share IRA
3.50%$500-24 Month Term Share IRA
3.00%$500-60 Month Term Share IRA
2.50%$500-12 Month Term Share IRA
2.00%$500-48 Month Term Share IRA
1.50%$500-36 Month Term Share IRA
0.65%$500-6 Month Term Share IRA
0.50%$500-3 Month Term Share IRA

Cities: Clinton, Fitchburg, Holden, Leominster, Sterling, Worcester

Clinton Branches
Branch Office159 Mechanic StClinton, MA 01510
Branch Office200 W Boylston StClinton, MA 01510

Fitchburg Branches
Branch Office140 Arnhow Farm RdFitchburg, MA 01420-1369

Holden Branches
Branch Office715 Main StHolden, MA 01520
Branch Office1401 Main StHolden, MA 01520

Leominster Branches
Branch Office20 Adams StLeominster, MA 01453
Branch Office1316 Main StLeominster, MA 01453

Sterling Branches
Branch Office7 Main StSterling, MA 01564

Worcester Branches
Branch Office137 Shrewsbury StWorcester, MA 01604
Branch Office910 W Boylston StWorcester, MA 01606

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