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Leominster Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
leominstercu.com
800-649-4646
20 Adams St
Leominster, MA 01453

Leominster Credit Union is headquartered in Leominster and is the 14th largest credit union in the state of Massachusetts. It is also the 483rd largest credit union in the nation. It was established in 1954 and as of December of 2024, it had grown to 129 employees and 36,614 members at 10 locations. Leominster Credit Union's money market rates are 7X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Leominster Credit Union is open to businesses in, and anyone who lives or works in Franklin, Hampden, Hampshire, Middlesex, Norfolk, or Worcester Counties, Massachusetts.
See current membership details

Reviews

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Health
B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #66699
Year Chartered1954
Employees129
Primary Regulator
Profit Margin
Return on Assets - YTD0.09%
Return on Equity - YTD1.5%
Annual Interest Income$41.6MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$903.2MM$916.3MM
LoansQ4 2024vs Q4 2023$647.2MM$657.4MM
DepositsQ4 2024vs Q4 2023$678.1MM$680.2MM
Equity CapitalQ4 2024vs Q4 2023$55.5MM$56.1MM
Loan Loss AllowanceQ4 2024vs Q4 2023$5.9MM$5.3MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$1.9MM$2.2MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Leominster Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$12*$250kIncredible Interest Savings
OTHER TIERS: 0.10% → $250k+
0.35%*$50k*-Premium Savings
OTHER TIERS: 0.15% → $40 - $50k
0.10%$61-Holiday Club
0.10%$61-Membership Savings Account
0.10%$61-Vacation Club

Leominster Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$500k*-Top Tier Money Market
OTHER TIERS: 2.00% → $25k - $250k | 2.50% → $250k - $500k
0.75%*$12*$250kIncredible Interest Money Market - Qualifying
OTHER TIERS: 0.25% → $250k+
0.30%*$50k*-Premium Money Market Account
OTHER TIERS: 0.15% → $61 - $50k

Leominster Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$3$15kFree Incredible Interest Checking
OTHER TIERS: 0.10% → $15k+
0.50%*$6$25kRemarkable Rewards Checking
OTHER TIERS: 0.15% → $25k+
0.15%*$5k*-Premium Perks Checking
OTHER TIERS: 0.10% → $61 - $5k

Leominster Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$500-7 Month Term Share CD Special
4.00%$500-9 Month Term Share CD Special
3.75%$500-18 Month Term Share CD
3.50%$500-24 Month Term Share CD
3.00%$500-12 Month Term Share CD
3.00%$500-60 Month Term Share CD
2.00%$500-48 Month Term Share CD
1.50%$500-36 Month Term Share CD
0.65%$500-6 Month Term Share CD
0.50%$500-3 Month Term Share CD

Leominster Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$500-7 Month Term Share IRA Special
4.00%$500-9 Month Term Share IRA Special
3.75%$500-18 Month Term Share IRA
3.50%$500-24 Month Term Share IRA
3.00%$500-12 Month Term Share IRA
3.00%$500-60 Month Term Share IRA
2.00%$500-48 Month Term Share IRA
1.50%$500-36 Month Term Share IRA
0.65%$500-6 Month Term Share IRA
0.50%$500-3 Month Term Share IRA
0.25%$5-Daily IRA Savings Account
Locations


Cities: Clinton, Fitchburg, Holden, Leominster, Sterling, Worcester

Clinton Branches
Branch Office159 Mechanic StClinton, MA 01510
Branch Office200 W Boylston StClinton, MA 01510

Fitchburg Branches
Branch Office140 Arnhow Farm RdFitchburg, MA 01420-1369

Holden Branches
Branch Office715 Main StHolden, MA 01520
Branch Office1401 Main StHolden, MA 01520

Leominster Branches
Branch Office20 Adams StLeominster, MA 01453
Branch Office1316 Main StLeominster, MA 01453

Sterling Branches
Branch Office7 Main StSterling, MA 01564

Worcester Branches
Branch Office137 Shrewsbury StWorcester, MA 01604
Branch Office910 W Boylston StWorcester, MA 01606

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