Les Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.lesfcu.com

225-342-3288

950 N 22nd St Ste C
Baton Rouge, LA 70802

Les Federal Credit Union is headquartered in Baton Rouge and is the 54^th largest credit union in the state of Louisiana. It is also the 2,531^st largest credit union in the nation. It was established in 1950 and as of March of 2025, it had grown to 11 employees and 4,945 members at 2 locations. Les Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Les Federal Credit Union is open to those who live, work, worship, or attend school in the Louisiana parishes of Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, St. Helena, West Baton Rouge, or West Feliciana.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Les Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	6584
Year Chartered	1950
Employees	11
Primary Regulator

Profit Margin
Return on Assets - YTD	0.74%
Return on Equity - YTD	6.25%
Annual Interest Income	$594K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$44.6MM$42.2MM
Loans	Q1 2025vs Q1 2024	$22MM$21.4MM
Deposits	Q1 2025vs Q1 2024	$39MM$36.8MM
Equity Capital	Q1 2025vs Q1 2024	$5.2MM$5.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$342K$243K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$54K$159K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Les Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.17%^*	$5k^*	-	Regular Share Savings Account
OTHER TIERS: 0.12% → $100 - $5k
0.17%	$0	$5k	Christmas Club Savings Account

Les Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.17%	$1.5k	-	Share Draft Checking Account

Les Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.20%^*	$50k^*	-	1 Year Share Certificate
OTHER TIERS: 4.02% → $1k - $50k
3.52%	$1k	-	6 Month Share Certificate

Les Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.17%	$500	-	1 Year IRA
4.17%	$500	-	1 Year Roth IRA
4.17%	$500	-	1 Year Education IRA

Locations

Les Federal Credit Union Locations
Branch Office	950 N 22nd St Ste C	Baton Rouge, LA 70802
Branch Office	8183 Airline Hwy	Baton Rouge, LA 70815

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