Les Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.57%	1-year CD	1 Year Share Certificate 1.40% - Synchrony Bank 12 Month CD
0.17%	Savings	Regular Share Savings Account 1.20% - Goldman Sachs Bank USA Online Savings
0.17%	Checking	Share Draft Checking Account 1.25% - Bank of Internet USA Rewards Checking

View all Les Federal Credit Union rates »

Overview / Commentary

www.lesfcu.com

800-259-3291

950 N 22nd St Ste C
Baton Rouge, LA 70802

Les Federal Credit Union is headquartered in Baton Rouge and is the 51^st largest credit union in the state of Louisiana. It is also the 2,720^th largest credit union in the nation. It was established in 1950 and as of March of 2017, it had grown to 11 employees and 4,759 members at 2 locations. Les Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in the northern Baton Rouge, Mid City or Downtown Baton Rouge area. Also open to emloyees and retirees of Louisiana Workforce Commission, LWC Career Solution Centers, LWC Worker's Compensation, LWC Area One Stop Job Centers, Lamberts Heating & Air and Bengal Glass and Premier Office Products.
See current membership details

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Health

B+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Les Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	6584
Year Chartered	1950
Employees	11
Primary Regulator

Profit Margin
Return on Assets - YTD	0.49%
Return on Equity - YTD	5.2%
Annual Interest Income	$332.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$35.6MM$32.8MM
Loans	Q1 2017vs Q1 2016	$19.8MM$19.1MM
Deposits	Q1 2017vs Q1 2016	$32.0MM$29.5MM
Equity Capital	Q1 2017vs Q1 2016	$3.4MM$3.2MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$170.00K$189.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$183.00K$152.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Les Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.17%	$100	-	Regular Share Savings Account
0.17%	-	$5k	Christmas Club Savings Account
0.17%	-	$5k	Vacation Club Savings Account

Les Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.17%	$1,500	-	Share Draft Checking Account

Les Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.57%	$1k	-	1 Year Share Certificate
0.42%	$1k	-	6 Month Share Certificate

Les Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.62%	$500	-	1 Year IRA
0.62%	$500	-	1 Year Roth IRA
0.62%	$500	-	1 Year Education IRA

Locations

Les Federal Credit Union Locations
Branch Office	950 N 22nd St Ste C	Baton Rouge, LA 70802
Branch Office	8183 Airline Hwy	Baton Rouge, LA 70815