Overview / Commentary
Lewiston Porter Federal Credit Union is headquartered in Youngstown and is the 213th largest credit union in the state of New York. It is also the 3,806th largest credit union in the nation. It was established in 1956 and as of December of 2019, it had grown to 3 employees and 919 members at 1 location. Lewiston Porter Federal Credit Union has a C health rating.
Field of Membership Restrictions
Membership to Lewiston Porter Federal Credit Union is open to employees of the Lewiston-Porter Central School district; employees and officials who work for and are paid by the Town of Lewiston and the Villages of Lewiston and Youngstown, as well as, employees of St. Peter R.C. School.
See current membership details
Health
C
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lewiston Porter Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 10728 |
| Year Chartered | 1956 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.61% |
| Return on Equity - YTD | 5.16% |
| Annual Interest Income | $369.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $12.2MM$11.5MM |
| Loans | Q4 2019vs Q4 2018 | $5.6MM$5.9MM |
| Deposits | Q4 2019vs Q4 2018 | $10.8MM$10.2MM |
| Equity Capital | Q4 2019vs Q4 2018 | $1.4MM$1.3MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $32.00K$36.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $422.00K$205.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |