Overview / Commentary
4061 Creek Rd
Youngstown, NY 14174

Lewiston Porter Federal Credit Union is headquartered in Youngstown and is the 225th largest credit union in the state of New York. It is also the 3,943rd largest credit union in the nation. It was established in 1956 and as of June of 2018, it had grown to 3 employees and 939 members at 1 location. Lewiston Porter Federal Credit Union's CD rates are 11% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership to Lewiston Porter Federal Credit Union is open to employees of the Lewiston-Porter Central School district; employees and officials who work for and are paid by the Town of Lewiston and the Villages of Lewiston and Youngstown, as well as, employees of St. Peter R.C. School.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lewiston Porter Federal Credit Union has a low asset base.

Health Grade Components

NCUA #10728
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD4.14%
Annual Interest Income$163.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$11.8MM$11.4MM
LoansQ2 2018vs Q2 2017$5.6MM$5.8MM
DepositsQ2 2018vs Q2 2017$10.5MM$10.2MM
Equity CapitalQ2 2018vs Q2 2017$1.3MM$1.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$30.00K$34.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$167.00K$211.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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Lewiston Porter Federal Credit Union Savings Account Rates

0.25%$50-Share Account
0.15%--Christmas Club Account
0.15%--Vacation Club Account

Lewiston Porter Federal Credit Union Checking Account Rates

0.10%--Share Draft with E-statement

Lewiston Porter Federal Credit Union CD Rates

2.00%$10k-3 Year Share Certificate
1.50%$5k-2 Year Share Certificate
1.00%$2.5k-1 Year Share Certificate
0.75%$1k-6 Month Share Certificate

Lewiston Porter Federal Credit Union Locations
Branch Office4061 Creek RdYoungstown, NY 14174

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