Ontario Shores Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.30%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.15%	Savings	Savings Account 1.15% - CIT Bank Spring Savings
0.80%	4-year CD	48 Month CD 1.50% - Ally Bank Raise Your Rate 4-Year CD

View all Ontario Shores Federal Credit Union rates »

Overview / Commentary

www.osfcu.com

716-778-7423

2890 Transit Rd
Newfane, NY 14108-9740

Ontario Shores Federal Credit Union is headquartered in Newfane and is the 83^rd largest credit union in the state of New York. It is also the 1,743^rd largest credit union in the nation. It was established in 1961 and as of March of 2017, it had grown to 10 employees and 6,573 members at 2 locations. Ontario Shores Federal Credit Union has an A health rating.

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Health

A

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ontario Shores Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	14462
Year Chartered	1961
Employees	10
Primary Regulator

Profit Margin
Return on Assets - YTD	0.81%
Return on Equity - YTD	10.03%
Annual Interest Income	$529.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$87.5MM$69.1MM
Loans	Q1 2017vs Q1 2016	$39.4MM$35.0MM
Deposits	Q1 2017vs Q1 2016	$80.2MM$62.4MM
Equity Capital	Q1 2017vs Q1 2016	$6.9MM$6.3MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$172.00K$162.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$59.00K$116.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ontario Shores Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	-	-	IRA Share
0.15%	-	-	Savings Account

Ontario Shores Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$25k^*	-	Money Market Shares
OTHER TIERS: 0.15% → $2,500 - $10k \| 0.20% → $10k - $25k

Ontario Shores Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Checking Account

Ontario Shores Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%	$1k	-	48 Month CD
0.65%	$1k	-	36 Month CD
0.40%	$1k	-	24 Month CD
0.30%	$1k	-	12 Month CD
0.20%	$1k	-	6 Month CD

Ontario Shores Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%	$1k	-	48 Month IRA
0.65%	$1k	-	36 Month IRA
0.40%	$1k	-	24 Month IRA
0.30%	$1k	-	12 Month IRA
0.20%	$1k	-	6 Month IRA

Locations

Ontario Shores Federal Credit Union Locations
Branch Office	2890 Transit Rd	Newfane, NY 14108-9740
Branch Office	4200 Salt Works Rd	Medina, NY 14103-9579