Ontario Shores Federal Credit Union


Overview / Commentary
716-778-7423
2890 Transit Rd
Newfane, NY 14108

Ontario Shores Federal Credit Union is headquartered in Newfane and is the 63rd largest credit union in the state of New York. It is also the 1,422nd largest credit union in the nation. It was established in 1961 and as of March of 2025, it had grown to 24 employees and 10,505 members at 3 locations. Ontario Shores Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Ontario Shores Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the New York counties of Allegany, Cattaraugus, Genesee, Niagara, Orleans, Steuben, or Wyoming. Relatives of an existing Ontario Shores Federal Credit Union member are also eligible to join.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #14462
Year Chartered1961
Employees24
Primary Regulator
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD9.45%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$166MM$148.7MM
LoansQ1 2025vs Q1 2024$84.5MM$82.4MM
DepositsQ1 2025vs Q1 2024$147MM$131.5MM
Equity CapitalQ1 2025vs Q1 2024$18.2MM$16.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$495K$466K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$313K$302K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Ontario Shores Federal Credit Union Locations
Branch Office2890 Transit RdNewfane, NY 14108-9740
Branch Office4200 Salt Works RdMedina, NY 14103-9579
Branch Office1 Panther DrNewfane, NY 14108

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