Ontario Shores Federal Credit Union
LOCATIONS
2
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HEALTH RATING
A
View health report
CURRENT TOP RATE
0.80% APY
48 Month CD
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.30% | 1-year CD | 12 Month CD 1.35% - Ally Bank High Yield 12-Month CD |
| 0.15% | Savings | Savings Account |
| 0.80% | 4-year CD | 48 Month CD 1.80% - Goldman Sachs Bank USA 4 Year CD |
Overview / Commentary
Ontario Shores Federal Credit Union is headquartered in Newfane and is the 83rd largest credit union in the state of New York. It is also the 1,743rd largest credit union in the nation. It was established in 1961 and as of March of 2017, it had grown to 10 employees and 6,573 members at 2 locations. Ontario Shores Federal Credit Union has an A health rating.
Health
A
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ontario Shores Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 14462 |
| Year Chartered | 1961 |
| Employees | 10 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.81% |
| Return on Equity - YTD | 10.03% |
| Annual Interest Income | $529.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $87.5MM$69.1MM |
| Loans | Q1 2017vs Q1 2016 | $39.4MM$35.0MM |
| Deposits | Q1 2017vs Q1 2016 | $80.2MM$62.4MM |
| Equity Capital | Q1 2017vs Q1 2016 | $6.9MM$6.3MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $172.00K$162.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $59.00K$116.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Ontario Shores Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | IRA Share | |
| 0.15% | - | - | Savings Account |
Ontario Shores Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $25k* | - | Money Market Shares | ||
| OTHER TIERS: 0.15% → $2,500 - $10k | 0.20% → $10k - $25k | |||||
Ontario Shores Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Checking Account |
Ontario Shores Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.80% | $1k | - | 48 Month CD | |
| 0.65% | $1k | - | 36 Month CD | |
| 0.40% | $1k | - | 24 Month CD | |
| 0.30% | $1k | - | 12 Month CD | |
| 0.20% | $1k | - | 6 Month CD |
Ontario Shores Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.80% | $1k | - | 48 Month IRA | |
| 0.65% | $1k | - | 36 Month IRA | |
| 0.40% | $1k | - | 24 Month IRA | |
| 0.30% | $1k | - | 12 Month IRA | |
| 0.20% | $1k | - | 6 Month IRA |
Locations
| Ontario Shores Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2890 Transit Rd | Newfane, NY 14108-9740 |
| Branch Office | 4200 Salt Works Rd | Medina, NY 14103-9579 |