Lexington Federal Credit Union

Overview / Commentary
1275 Lexington Ave
Rochester, NY 14606

Lexington Federal Credit Union is headquartered in Rochester and is the 181st largest credit union in the state of New York. It is also the 3,269th largest credit union in the nation. It was established in 1959 and as of June of 2023, it had grown to 5 employees and 3,323 members at 2 locations. Lexington Federal Credit Union's money market rates are 7X the national average, but it has a C health rating.

Field of Membership Restrictions

Lexington Federal Credit Union is open to anyone who lives, works, worships, or attends school in Rochester City, New York.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lexington Federal Credit Union has a low asset base.

Health Grade Components

NCUA #12833
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD-1.22%
Return on Equity - YTD-19.5%
Annual Interest Income$460.00K
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$21.9MM$26.0MM
LoansQ2 2023vs Q2 2022$20.5MM$25.1MM
DepositsQ2 2023vs Q2 2022$20.3MM$22.0MM
Equity CapitalQ2 2023vs Q2 2022$1.4MM$1.7MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$161.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$88.00K$75.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lexington Federal Credit Union Savings Account Rates

0.05%--Regular Share

Lexington Federal Credit Union Money Market Rates

3.00%*$100k*-Money Market Plus Account
OTHER TIERS: 2.25% $25k - $50k | 2.50% $50k - $75k | 2.75% $75k - $100k
0.40%*$15k*-Money Market Account
OTHER TIERS: 0.10% $1k - $15k

Lexington Federal Credit Union CD Rates

5.00%$500-24 Month Share Certificate
4.75%$500-60 Month Share Certificate
4.50%$500-48 Month Share Certificate
4.08%$500-12 Month Share Certificate
2.99%$500-36 Month Share Certificate
2.89%$500-6 Month Share Certificate
2.02%$500-3 Month Share Certificate

Lexington Federal Credit Union IRA Rates

5.00%$500-24 Month IRA Certificate
4.75%$500-60 Month IRA Certificate
4.50%$500-48 Month IRA Certificate
4.08%$500-12 Month IRA Certificate
2.99%$500-36 Month IRA Certificate
2.89%$500-6 Month IRA Certificate
2.02%$500-3 Month IRA Certificate

Lexington Federal Credit Union Locations
Branch Office1275 Lexington AveRochester, NY 14606
Branch Office1546 Lyell AveRochester, NY 14606

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