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Overview / Commentary
3 Fletcher Ave
Lexington, MA 02420

Lexington MA Federal Credit Union is headquartered in Lexington and is the 122nd largest credit union in the state of Massachusetts. It is also the 4,012th largest credit union in the nation. It was established in 1961 and as of December of 2017, it had grown to 2 employees and 1,213 members at 1 location. Lexington MA Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of Town of Lexington, Arlex Oil Corporation, Minute Man Regional Vocational School, C&W Transportation, Museum of Our National Heritage, Scottish Rite Masonic, LexMedia, Busa Enterprises.
See current membership details

Reviews (1)

Customer Service

Posted by: Anonymous | Nov 16, 2011

They put the customer back in service. They are always pleasant, attempt to help and to inform you of your financial options. It is actually a pleasure to do business with them. I always leave with a smile, even when my funds are low.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lexington MA Federal Credit Union has a low asset base.

Health Grade Components

NCUA #14750
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD-0.04%
Return on Equity - YTD-0.36%
Annual Interest Income$334.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$11.2MM$10.4MM
LoansQ4 2017vs Q4 2016$5.9MM$5.0MM
DepositsQ4 2017vs Q4 2016$10.1MM$9.3MM
Equity CapitalQ4 2017vs Q4 2016$1.1MM$1.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$18.00K$19.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$6.00K$12.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Lexington MA Federal Credit Union CD Rates

0.19%$1k-12 Month Share Certificate

Lexington MA Federal Credit Union Locations
Branch Office3 Fletcher AveLexington, MA 02420