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Lexington Postal Community Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.lexpccu.com
859-252-5151
124 Louie Place
Lexington, KY 40511

Lexington Postal Community Credit Union is headquartered in Lexington and is the 36th largest credit union in the state of Kentucky. It is also the 2,981st largest credit union in the nation. It was established in 1928 and as of March of 2025, it had grown to 3 employees and 2,219 members at 1 location. Lexington Postal Community Credit Union has a B health rating.

Field of Membership Restrictions

Lexington Postal Community Credit Union is open to those who live, work, or worship in Fayette County or any of the following counties in the Bluegrass Area Development District: Anderson, Boyle, Bourbon, Clark, Estill, Franklin, Garrard, Harrison, Jessamine, Lincoln, Mercer, Madison, Nicholas, Powell, Scott or Woodford. Immediate family are also welcome to join.
See current membership details

Reviews

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Health
B

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lexington Postal Community Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #62370
Year Chartered1928
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD1.77%
Annual Interest Income$233K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$27.3MM$27.5MM
LoansQ1 2025vs Q1 2024$13.1MM$13MM
DepositsQ1 2025vs Q1 2024$24.7MM$25MM
Equity CapitalQ1 2025vs Q1 2024$2.5MM$2.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$97K$109K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$62K$39K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Lexington Postal Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$20-Share Savings Account
0.05%$20-Vacation Club Account
0.05%$20-Christmas Club Account

Lexington Postal Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$0-IRA Share Account
Locations


Lexington Postal Community Credit Union Locations
Corporate Office124 Louie PlLexington, KY 40511

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