Lexington Postal Community Credit Union.

Overview / Commentary
1088 Nandino Blvd
Lexington, KY 40511

Lexington Postal Community Credit Union. is headquartered in Lexington and is the 35th largest credit union in the state of Kentucky. It is also the 3,235th largest credit union in the nation. It was established in 1928 and as of December of 2019, it had grown to 3 employees and 2,557 members at 1 location. Lexington Postal Community Credit Union. has a B health rating.

Field of Membership Restrictions

Membership is open to employees of USPS Lexington, KY sectional center facilities 403, 404, 405, 413, and 414 Post Office, Lexington Herald Leader, MailPro, Ashland, KY sectional center facilities 411, 412, 415, 416, 417, and 418 Post Office, Bluegrass Mailing, any business or members of any church operating in the Bluegrass Area Development District (Bourbon, Anderson, Clark, Boyle, Fayette, Estill, Franklin, Garrard, Harrison, Jessamine, Lincoln, Madison, Mercer, Nicholas, Powell, Scott, and Woodford).
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lexington Postal Community Credit Union. has a low asset base.

Health Grade Components

NCUA #62370
Year Chartered1928
Primary Regulator
Profit Margin
Return on Assets - YTD0.1%
Return on Equity - YTD0.71%
Annual Interest Income$778.00K
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$21.9MM$22.7MM
LoansQ4 2019vs Q4 2018$10.3MM$10.5MM
DepositsQ4 2019vs Q4 2018$18.8MM$19.5MM
Equity CapitalQ4 2019vs Q4 2018$3.1MM$3.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$36.00K$73.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$35.00K$33.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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Lexington Postal Community Credit Union. Savings Account Rates

0.26%--IRA Share Account
0.10%$20-Share Savings Account
0.10%$20-Vacation Club Account
0.10%$20-Christmas Club Account

Lexington Postal Community Credit Union. Locations
Branch Office1088 Nandino BlvdLexington, KY 40511

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