Lexington Postal Community Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.lexpccu.com

859-252-5151

124 Louie Place
Lexington, KY 40511

Lexington Postal Community Credit Union is headquartered in Lexington and is the 36^th largest credit union in the state of Kentucky. It is also the 2,981^st largest credit union in the nation. It was established in 1928 and as of March of 2025, it had grown to 3 employees and 2,219 members at 1 location. Lexington Postal Community Credit Union has a B health rating.

Field of Membership Restrictions

Lexington Postal Community Credit Union is open to those who live, work, or worship in Fayette County or any of the following counties in the Bluegrass Area Development District: Anderson, Boyle, Bourbon, Clark, Estill, Franklin, Garrard, Harrison, Jessamine, Lincoln, Mercer, Madison, Nicholas, Powell, Scott or Woodford. Immediate family are also welcome to join.
See current membership details

Reviews

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lexington Postal Community Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	62370
Year Chartered	1928
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	0.17%
Return on Equity - YTD	1.77%
Annual Interest Income	$233K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$27.3MM$27.5MM
Loans	Q1 2025vs Q1 2024	$13.1MM$13MM
Deposits	Q1 2025vs Q1 2024	$24.7MM$25MM
Equity Capital	Q1 2025vs Q1 2024	$2.5MM$2.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$97K$109K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$62K$39K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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IRA

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Lexington Postal Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$20	-	Share Savings Account
0.05%	$20	-	Vacation Club Account
0.05%	$20	-	Christmas Club Account

Lexington Postal Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$0	-	IRA Share Account

Locations

Lexington Postal Community Credit Union Locations
Corporate Office	124 Louie Pl	Lexington, KY 40511

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