Lexington Postal Credit Union

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11-Month No-Penalty CD

Security & Flexibility
with Access to Funds.
Member FDIC.

1.45% APY

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1.20% APY

Overview / Commentary

www.lexpcu.com

859-252-5151

1088 Nandino Blvd
Lexington, KY 40511

Lexington Postal Credit Union is headquartered in Lexington and is the 37^th largest credit union in the state of Kentucky. It is also the 3,335^th largest credit union in the nation. It was established in 1928 and as of June of 2017, it had grown to 3 employees and 2,569 members at 2 locations. Lexington Postal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of USPS Lexington, KY sectional center facilities 403, 404, 405, 413, and 414 Post Office, Lexington Herald Leader, MailPro, Ashland, KY sectional center facilities 411, 412, 415, 416, 417, and 418 Post Office, Bluegrass Mailing, any business or members of any church operating in the Bluegrass Area Development District (Bourbon, Anderson, Clark, Boyle, Fayette, Estill, Franklin, Garrard, Harrison, Jessamine, Lincoln, Madison, Mercer, Nicholas, Powell, Scott, and Woodford).
See current membership details

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Health

B+

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lexington Postal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	62370
Year Chartered	1928
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	0.33%
Return on Equity - YTD	2.49%
Annual Interest Income	$312.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$21.8MM$20.7MM
Loans	Q2 2017vs Q2 2016	$9.4MM$7.7MM
Deposits	Q2 2017vs Q2 2016	$18.9MM$17.9MM
Equity Capital	Q2 2017vs Q2 2016	$2.9MM$2.8MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$32.00K$11.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$0$23.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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Lexington Postal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.26%	-	-	IRA Share Account
0.10%	$20	-	Share Savings Account
0.10%	$20	-	Vacation Club Account
0.10%	$20	-	Christmas Club Account

Locations

Lexington Postal Credit Union Locations
Branch Office	100 Midland Ave	Lexington, KY 40508
Branch Office	1088 Nandino Blvd	Lexington, KY 40511