Overview / Commentary
859-252-5151
1088 Nandino Blvd
Lexington, KY 40511

Lexington Postal Community Credit Union. is headquartered in Lexington and is the 35th largest credit union in the state of Kentucky. It is also the 3,211th largest credit union in the nation. It was established in 1928 and as of December of 2018, it had grown to 3 employees and 2,546 members at 1 location. Lexington Postal Community Credit Union. has a B health rating.

Field of Membership Restrictions

Membership is open to employees of USPS Lexington, KY sectional center facilities 403, 404, 405, 413, and 414 Post Office, Lexington Herald Leader, MailPro, Ashland, KY sectional center facilities 411, 412, 415, 416, 417, and 418 Post Office, Bluegrass Mailing, any business or members of any church operating in the Bluegrass Area Development District (Bourbon, Anderson, Clark, Boyle, Fayette, Estill, Franklin, Garrard, Harrison, Jessamine, Lincoln, Madison, Mercer, Nicholas, Powell, Scott, and Woodford).
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lexington Postal Community Credit Union. has a low asset base.

Health Grade Components

Overall
NCUA #62370
Year Chartered1928
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD4.12%
Annual Interest Income$753.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$22.7MM$22.5MM
LoansQ4 2018vs Q4 2017$10.5MM$9.6MM
DepositsQ4 2018vs Q4 2017$19.5MM$19.5MM
Equity CapitalQ4 2018vs Q4 2017$3.1MM$3.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$73.00K$65.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$33.00K$19.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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Lexington Postal Community Credit Union. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.26%--IRA Share Account
0.10%$20-Share Savings Account
0.10%$20-Vacation Club Account
0.10%$20-Christmas Club Account
Locations


Lexington Postal Community Credit Union. Locations
Branch Office1088 Nandino BlvdLexington, KY 40511

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