Liberty Bank, Inc. is headquartered in SALT LAKE CITY and is the 41st largest bank in the state of Utah. It is also the 4,423rd largest bank in the nation. It was established in 1956 and as of March of 2025, it had grown to 4 employees at 1 location. Liberty Bank, Inc. has a C+ health rating.
Really Terrible
The people are friendly, sure, but the turnaround and customer service is slow as hell. During the process of getting my loan through them, if it weren’t for me keeping tabs and asking when things would be done, I swear I would have been put on the back burner. Why do I have to chase after someone to do their own job? I’m not the type to bother others for no reason, fyi. Also, the responses to my polite and formal emails were always short replies with only a few words. I’m so tired of dealing with this bank. TIRED. I sold my tiny house, and asked Liberty to hold off on taking my monthly payment for just one week, so I can just pay everything off in full. I sent two email and received two replies saying the payment wont be pulled. Guess what? They pulled it. Now I have to go through hoops of fire to try and get it back so I can save a little on the high as hell interest they charge. I’m so done with this bank.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 26816 |
| Year Established | 1956 |
| Employees | 4 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -4.89% |
| Return on Equity - YTD | -15.51% |
| Annual Interest Income | $107K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $14.2MM$12.2MM |
| Loans | Q1 2025vs Q1 2024 | $0$7.3MM |
| Deposits | Q1 2025vs Q1 2024 | $8.6MM$11.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $5MM$427K |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $0$270K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $0$7K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |