Liberty First Credit Union


Overview / Commentary
402-465-1000
501 North 46th Street
Lincoln, NE 68503

Liberty First Credit Union is headquartered in Lincoln and is the 4th largest credit union in the state of Nebraska. It is also the 832nd largest credit union in the nation. It was established in 1935 and as of June of 2020, it had grown to 90 employees and 29,584 members at 5 locations. Liberty First Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Liberty First Credit Union is open to individuals who live, work, worship, or attend school in Seward or Lancaster Counties, Nebraska. Employees/retirees of Burlington Northern Santa Fe, Inc. (and its subsidiaries) also qualify for membership, as do the employees of 20 other Select Employee Groups.
See current membership details

Reviews (1)

I Hope They Are Happy With Their Hard Earned $70

Posted by: |

I wish I could give zero stars. I worked for this company and attended many staff meetings that encouraged us to be attentive and courteous to our members. I bank at this institution as well. Obviously, the world is under attack with the coronavirus and a lot of people are finding themselves in situations that are scary and uncertain. I have several accounts and loans with this credit union and I am a hardworking, middle class, mother and wife. My family is also struggling with this pandemic and trying to stay financially afloat while providing our children the essentials. I borrowed $200 from my overdraft protection to last me until I get my last paycheck which will be directly deposited into my account in 4 days (which I have done maybe only three times in my life) and asked as an ex employee and member of the credit union to please waive the $70 fee so when my check does go into my account, it would not be $70 less. A multi-million dollar financial institution that preaches and prides themselves on being a company that helps people and builds communities could not find it possible to give a family back their $70. I really hope that money helps the credit union while my family is looking for our next dollar.



Health
A+

Health Grade Components

Overall
NCUA #63757
Year Chartered1935
Employees90
Primary Regulator
Profit Margin
Return on Assets - YTD1.42%
Return on Equity - YTD12.04%
Annual Interest Income$8.1MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$333.6MM$285.7MM
LoansQ2 2020vs Q2 2019$260.0MM$242.5MM
DepositsQ2 2020vs Q2 2019$287.9MM$245.5MM
Equity CapitalQ2 2020vs Q2 2019$38.1MM$33.4MM
Loan Loss AllowanceQ2 2020vs Q2 2019$3.6MM$2.6MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$2.0MM$3.7MM
Real Estate OwnedQ2 2020vs Q2 2019$0$17.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Liberty First Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Liberty First Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%--Systematic IRA Savings
0.75%*-$100kKasasa Saver
OTHER TIERS: 0.15% $100k+
0.50%*$50k*-IRA Savings
OTHER TIERS: 0.15% $5 - $25k | 0.25% $25k - $50k
0.50%*$25k*-Health Savings
OTHER TIERS: 0.15% $5 - $2.5k | 0.25% $2.5k - $25k
0.25%$5-Wealth Builder Savings
0.10%*$50k*-Savings Account
OTHER TIERS: 0.05% $5 - $50k

Liberty First Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2.5k-Money Market Investment

Liberty First Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%-$40kKasasa Cash
0.15%*$25k*-Business Plus Checking
OTHER TIERS: 0.05% $500 - $5k | 0.10% $5k - $25k
0.05%$500-50 Plus Lifestyle Checking

Liberty First Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$75k*-60 Month Share Certificate
OTHER TIERS: 1.05% $500 - $75k
0.90%*$75k*-48 Month Share Certificate
OTHER TIERS: 0.80% $500 - $75k
0.75%*$25k*-36 Month Share Certificate
OTHER TIERS: 0.65% $500 - $25k
0.60%*$75k*-24 Month Share Certificate
OTHER TIERS: 0.50% $500 - $25k | 0.55% $25k - $75k
0.40%*$25k*-18 Month Share Certificate
OTHER TIERS: 0.35% $500 - $25k
0.30%*$75k*-12 Month Add-On Share Certificate
OTHER TIERS: 0.25% $500 - $75k
0.30%*$75k*-Youth/Young Adult 12 Month Add-On Share Certificate
OTHER TIERS: 0.25% $100 - $75k
0.20%*$75k*-6 Month Share Certificate
OTHER TIERS: 0.15% $500 - $75k
0.15%*$75k*-3 Month Share Certificate
OTHER TIERS: 0.05% $500 - $25k | 0.10% $25k - $75k

Liberty First Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$75k*-60 Month IRA Share Certificate
OTHER TIERS: 1.05% $500 - $75k
0.90%*$75k*-48 Month IRA Share Certificate
OTHER TIERS: 0.80% $500 - $75k
0.75%*$25k*-36 Month IRA Share Certificate
OTHER TIERS: 0.65% $500 - $25k
0.60%*$75k*-24 Month IRA Share Certificate
OTHER TIERS: 0.50% $500 - $25k | 0.55% $25k - $75k
0.40%*$25k*-18 Month IRA Share Certificate
OTHER TIERS: 0.35% $500 - $25k
0.30%*$75k*-12 Month Add-On IRA Share Certificate
OTHER TIERS: 0.25% $500 - $75k
0.30%*$75k*-Youth/Young Adult 12 Month Add-On IRA Share Certificate
OTHER TIERS: 0.25% $100 - $75k
0.20%*$75k*-6 Month IRA Share Certificate
OTHER TIERS: 0.15% $500 - $75k
Locations


Liberty First Credit Union Locations
Branch Office6001 S 56th StLincoln, NE 68516-3385
Branch Office3531 Progressive Rd Ste 103Seward, NE 68434-7652
Branch Office501 N 46th StLincoln, NE 68503-3718
Branch Office5101 N 27th StLincoln, NE 68521-1199
Branch Office8400 Lexington AveLincoln, NE 68505

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