Liberty Savings Bank is headquartered in Wilmington and is the 37th largest bank in the state of Ohio. It is also the 1,104th largest bank in the nation. It was established in 1984 and as of December of 2019, it had grown to 110 employees at 8 locations. Liberty Savings Bank has a B+ health rating.
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Jacaranda Office
I have had experiences with many banks in the 31 years I have been in the Venice area. none can compare to the client care,attention, courtesy, friendliness, and professionalism that I find at MY Jacaranda branch Liberty Bank!! Thank you for the way you always attend my banking needs. YOU ARE THE BEST
Branch In Venice
My wife and I have been customers of the branch in Venice for a while. Excellent customer service, convenient location. Highly recommend.
History From 2011
I thought these links provided some interesting history about Liberty Savings Bank.
https://www.journal-news.com/news/local/first-financial-bank-buying-liberty-bank-branches-including-dayton/5Jwz2nwpZUy5mcrnnmZ8AJ/
https://www.daytondailynews.com/business/first-financial-takeover-liberty-savings-raises-its-profile-dayton/u7zfnymAuSp9FX9cyBrxFP/
Basically, First Financial purchased Liberty’s 16 Ohio branches in 2011. I thought their services was poor.
Worst Bank Ever!
Have been a customer of their's for 5 years and they used to be pretty good but over the last couple of years their customer service has completely gone down the toilet. They use every excuse they can to try and hold your deposits, even payroll checks, as long as they can so they can make money off your money. I have 3 accounts with them, one personal and two business accounts, and will be closing all three accounts the second they release the funds of mine they currently have on hold. I wouldn't recommend this bank to ANYONE!
Bradenton Fl Liberty Savings Bank
Worst bank out there do not sign up I did the mistake of going with them and had a very bad experience. They do not try to help you out my first over draft they said sorry you need to pay, won’t compromise at all despite the fact i lost my job. Stupid hours not open Saturday what the hell is up with that and close at 4 or 5 during the week and even earlier on Saturday I’m sorry I’m a working women and do not get home till 5:30. And now I have an overdraft fee initial 38 damn bucks and if you don’t pay it you are charged 8 $ if you wait four days and the 8 keeps compounding with each day you don’t pay. please I beg of you save yourself the trouble, money, and misery and find a good decent bank i have had nothing but problems, bad customer service, and they took a lot of my money, oh and by the way there bank atm will not accept cash or check you have to put it in an envelope and wait till the next business day (if its Friday it won’t be in your accounts till Monday if it cash)for them to cash it also checks take between 5-7 biz days.
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 32242 |
| Year Established | 1984 |
| Employees | 110 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.09% |
| Return on Equity - YTD | 11.57% |
| Annual Interest Income | $24.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $700.8MM$635.0MM |
| Loans | Q4 2019vs Q4 2018 | $473.3MM$529.9MM |
| Deposits | Q4 2019vs Q4 2018 | $540.5MM$477.2MM |
| Equity Capital | Q4 2019vs Q4 2018 | $62.5MM$62.0MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $4.7MM$6.0MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $3.3MM$5.7MM |
| Real Estate Owned | Q4 2019vs Q4 2018 | $7.7MM$7.5MM |