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Liberty Savings Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.lsfcu.org
201-659-3900
660 Newark Ave
Jersey City, NJ 07306

Liberty Savings Federal Credit Union is headquartered in Jersey City and is the 24th largest credit union in the state of New Jersey. It is also the 1,658th largest credit union in the nation. It was established in 1951 and as of March of 2025, it had grown to 42 employees and 16,702 members at 3 locations. Liberty Savings Federal Credit Union's money market rates are 7X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Liberty Savings Federal Credit Union is open to the following: (1) anyone who lives, works, worships, or goes to school in Hudson County, New Jersey; (2) employees of H M International Transportation, Jersey City Medical Center, Munchkin Village and over 200 Select Employer Groups.
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #7184
Year Chartered1951
Employees42
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD6.68%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$122.9MM$128.1MM
LoansQ1 2025vs Q1 2024$65.8MM$67.1MM
DepositsQ1 2025vs Q1 2024$106.2MM$110.4MM
Equity CapitalQ1 2025vs Q1 2024$15.6MM$15.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1MM$687K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.5MM$1.9MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Liberty Savings Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$501-Savings Account
0.10%$200-Holiday Club
0.10%$200-Vacation Club
0.10%$0-HSA Account

Liberty Savings Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*$100k*-Money Market Account
OTHER TIERS: 1.50% → $2.5k - $10k | 2.75% → $10k - $50k | 3.00% → $50k - $100k

Liberty Savings Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%*$5k*-12 Month CD
OTHER TIERS: 4.15% → $500 - $5k
4.25%*$5k*-18 Month CD
OTHER TIERS: 4.15% → $500 - $5k
4.00%*$5k*-6 Month CD
OTHER TIERS: 3.90% → $500 - $5k
4.00%*$5k*-60 Month CD
OTHER TIERS: 3.90% → $500 - $5k
4.00%*$5k*-66 Month CD
OTHER TIERS: 3.90% → $500 - $5k
4.00%*$5k*-72 Month CD
OTHER TIERS: 3.90% → $500 - $5k
3.88%*$5k*-48 Month CD
OTHER TIERS: 3.77% → $500 - $5k
3.88%*$5k*-54 Month CD
OTHER TIERS: 3.77% → $500 - $5k
3.75%*$5k*-36 Month CD
OTHER TIERS: 3.65% → $500 - $5k
3.75%*$5k*-42 Month CD
OTHER TIERS: 3.65% → $500 - $5k
3.50%*$5k*-24 Month CD
OTHER TIERS: 3.40% → $500 - $5k
3.50%*$5k*-30 Month CD
OTHER TIERS: 3.40% → $500 - $5k

Liberty Savings Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%*$5k*-12 Month IRA
OTHER TIERS: 4.15% → $500 - $5k
4.25%*$5k*-18 Month IRA
OTHER TIERS: 4.15% → $500 - $5k
4.00%*$5k*-6 Month IRA
OTHER TIERS: 3.90% → $500 - $5k
4.00%*$5k*-60 Month IRA
OTHER TIERS: 3.90% → $500 - $5k
4.00%*$5k*-66 Month IRA
OTHER TIERS: 3.90% → $500 - $5k
4.00%*$5k*-72 Month IRA
OTHER TIERS: 3.90% → $500 - $5k
3.88%*$5k*-48 Month IRA
OTHER TIERS: 3.77% → $500 - $5k
3.88%*$5k*-54 Month IRA
OTHER TIERS: 3.77% → $500 - $5k
3.75%*$5k*-36 Month IRA
OTHER TIERS: 3.65% → $500 - $5k
3.75%*$5k*-42 Month IRA
OTHER TIERS: 3.65% → $500 - $5k
3.50%*$5k*-24 Month IRA
OTHER TIERS: 3.40% → $500 - $5k
3.50%*$5k*-30 Month IRA
OTHER TIERS: 3.40% → $500 - $5k
0.10%$500-IRA Savings
Locations


Liberty Savings Federal Credit Union Locations
Branch Office108 48th StUnion City, NJ 07087
Branch Office1347 Kennedy Blvd.Bayonne, NJ 07002
Branch Office660 Newark AveJersey City, NJ 07306-2379

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