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Liberty Savings Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/28/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/28/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/28/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/28/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/28/2025
4.41%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/28/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/28/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/28/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/28/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.lsfcu.org
201-659-3900
660 Newark Ave
Jersey City, NJ 07306

Liberty Savings Federal Credit Union is headquartered in Jersey City and is the 24th largest credit union in the state of New Jersey. It is also the 1,660th largest credit union in the nation. It was established in 1951 and as of December of 2024, it had grown to 43 employees and 16,857 members at 3 locations. Liberty Savings Federal Credit Union's money market rates are 7X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Liberty Savings Federal Credit Union is open to the following: (1) anyone who lives, works, worships, or goes to school in Hudson County, New Jersey; (2) employees of H M International Transportation, Jersey City Medical Center, Munchkin Village and over 200 Select Employer Groups.
See current membership details

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Health
B

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #7184
Year Chartered1951
Employees43
Primary Regulator
Profit Margin
Return on Assets - YTD-0.13%
Return on Equity - YTD-1.05%
Annual Interest Income$7.7MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$120.2MM$126.5MM
LoansQ4 2024vs Q4 2023$66.4MM$68.4MM
DepositsQ4 2024vs Q4 2023$103.5MM$108.3MM
Equity CapitalQ4 2024vs Q4 2023$15.6MM$15.7MM
Loan Loss AllowanceQ4 2024vs Q4 2023$837K$764K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$1.9MM$2MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/28/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/28/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/28/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/28/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/28/2025
4.41%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/28/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/28/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/28/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/28/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Liberty Savings Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$501-Savings Account
0.10%$200-Holiday Club
0.10%$200-Vacation Club
0.10%$0-HSA Account

Liberty Savings Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*$100k*-Money Market Account
OTHER TIERS: 1.50% → $2.5k - $10k | 2.75% → $10k - $50k | 3.00% → $50k - $100k

Liberty Savings Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%*$5k*-12 Month CD
OTHER TIERS: 4.15% → $500 - $5k
4.25%*$5k*-18 Month CD
OTHER TIERS: 4.15% → $500 - $5k
4.00%*$5k*-6 Month CD
OTHER TIERS: 3.90% → $500 - $5k
4.00%*$5k*-60 Month CD
OTHER TIERS: 3.90% → $500 - $5k
4.00%*$5k*-66 Month CD
OTHER TIERS: 3.90% → $500 - $5k
4.00%*$5k*-72 Month CD
OTHER TIERS: 3.90% → $500 - $5k
3.88%*$5k*-48 Month CD
OTHER TIERS: 3.77% → $500 - $5k
3.88%*$5k*-54 Month CD
OTHER TIERS: 3.77% → $500 - $5k
3.75%*$5k*-36 Month CD
OTHER TIERS: 3.65% → $500 - $5k
3.75%*$5k*-42 Month CD
OTHER TIERS: 3.65% → $500 - $5k
3.50%*$5k*-24 Month CD
OTHER TIERS: 3.40% → $500 - $5k
3.50%*$5k*-30 Month CD
OTHER TIERS: 3.40% → $500 - $5k

Liberty Savings Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%*$5k*-12 Month IRA
OTHER TIERS: 4.15% → $500 - $5k
4.25%*$5k*-18 Month IRA
OTHER TIERS: 4.15% → $500 - $5k
4.00%*$5k*-6 Month IRA
OTHER TIERS: 3.90% → $500 - $5k
4.00%*$5k*-60 Month IRA
OTHER TIERS: 3.90% → $500 - $5k
4.00%*$5k*-66 Month IRA
OTHER TIERS: 3.90% → $500 - $5k
4.00%*$5k*-72 Month IRA
OTHER TIERS: 3.90% → $500 - $5k
3.88%*$5k*-48 Month IRA
OTHER TIERS: 3.77% → $500 - $5k
3.88%*$5k*-54 Month IRA
OTHER TIERS: 3.77% → $500 - $5k
3.75%*$5k*-36 Month IRA
OTHER TIERS: 3.65% → $500 - $5k
3.75%*$5k*-42 Month IRA
OTHER TIERS: 3.65% → $500 - $5k
3.50%*$5k*-24 Month IRA
OTHER TIERS: 3.40% → $500 - $5k
3.50%*$5k*-30 Month IRA
OTHER TIERS: 3.40% → $500 - $5k
0.10%$500-IRA Savings
Locations


Liberty Savings Federal Credit Union Locations
Branch Office108 48th StUnion City, NJ 07087
Branch Office1347 Kennedy Blvd.Bayonne, NJ 07002
Branch Office660 Newark AveJersey City, NJ 07306-2379

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