Library Of Congress Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.51% | 1-year CD | 12 - 17 Month Share Certificate |
| 1.96% | 3-year CD | 36 - 47 Month Share Certificate 2.35% - Synchrony Bank 36 Month CD |
| 1.71% | 2-year CD | 24 - 35 Month Share Certificate 2.25% - Synchrony Bank 24 Month CD |
Library Of Congress Federal Credit Union is headquartered in Washington and is the 5th largest credit union in the District of Columbia. It is also the 908th largest credit union in the nation. It was established in 1935 and as of December of 2017, it had grown to 24 employees and 9,720 members at 1 location. Library Of Congress Federal Credit Union's CD rates are 68% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership is open to employees of the Library of Congress, Library of Congress volunteers, researchers and scholars and immediate family.
See current membership details
Related Posts
Excellent!
For restricted membership, great! Despite my bad credit lent me $300K on mortgage, 20K on car (100% financing on both). Lotsa transacting by phone works well except CU staff assume everybody is living nearby and calls are made at 6AM my time here in CA about complex matters.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 266 |
| Year Chartered | 1935 |
| Employees | 24 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.13% |
| Return on Equity - YTD | 7.38% |
| Annual Interest Income | $7.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $241.3MM$231.4MM |
| Loans | Q4 2017vs Q4 2016 | $142.6MM$141.5MM |
| Deposits | Q4 2017vs Q4 2016 | $202.0MM$194.9MM |
| Equity Capital | Q4 2017vs Q4 2016 | $37.1MM$34.3MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $803.00K$683.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $494.00K$754.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $368.00K$221.00K |
Always verify rates and promotions with the bank or credit union. We are not Library Of Congress Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Library Of Congress Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | - | - | IRA Share Savings | |
| 0.10% | - | - | Share Savings | |
| 0.10% | - | - | Holiday Savings | |
| 0.10% | - | - | Vacation Savings |
Library Of Congress Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.70%* | $75k* | - | Money Market Share Account | ||
| OTHER TIERS: 0.50% → $2,500 - $20k | 0.60% → $20k - $75k | |||||
Library Of Congress Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Share Draft Checking |
Library Of Congress Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.52% | $500 | - | 60 Month Share Certificate | |
| 2.17% | $500 | - | 48 - 59 Month Share Certificate | |
| 1.96% | $500 | - | 36 - 47 Month Share Certificate | |
| 1.76% | $5k | - | 24 Month Monthly Dividend Certificate | |
| 1.71% | $500 | - | 24 - 35 Month Share Certificate | |
| 1.56% | $500 | - | 18 - 23 Month Share Certificate | |
| 1.51% | $500 | - | 12 - 17 Month Share Certificate | |
| 0.95% | $500 | - | 6 - 11 Month Share Certificate | |
| 0.60% | $500 | - | 3 - 5 Month Share Certificate |
Library Of Congress Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.57% | $1k | - | 60 Month IRA Certificate | |
| 2.22% | $1k | - | 48 - 59 Month IRA Certificate | |
| 2.02% | $1k | - | 36 - 47 Month IRA Certificate | |
| 1.76% | $1k | - | 24 - 35 Month IRA Certificate | |
| 1.61% | $1k | - | 18 - 23 Month IRA Certificate | |
| 1.56% | $1k | - | 12 - 17 Month IRA Certificate |
| Library Of Congress Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 101 Independence Ave SE Rm 634 | Washington, DC 20540-0002 |