Lifestore Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.golifestore.com

336-246-4344

205 South Jefferson Avenue
West Jefferson, NC 28694

Lifestore Bank is headquartered in WEST JEFFERSON and is the 24^th largest bank in the state of North Carolina. It is also the 1,850^th largest bank in the nation. It was established in 1939 and as of March of 2025, it had grown to 69 employees at 4 locations. Lifestore Bank's money market rates are 8X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	31217
Year Established	1939
Employees	69
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.77%
Return on Equity - YTD	7.46%
Annual Interest Income	$6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$480.1MM$437.2MM
Loans	Q1 2025vs Q1 2024	$291.1MM$264.1MM
Deposits	Q1 2025vs Q1 2024	$427MM$385.8MM
Equity Capital	Q1 2025vs Q1 2024	$48.8MM$46.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4.3MM$3.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3.6MM$3.7MM
Real Estate Owned	Q1 2025vs Q1 2024	$15K$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lifestore Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.30%^*	$250k^*	-	Money Market
OTHER TIERS: 1.26% → $1k - $20k \| 2.28% → $20k - $50k \| 2.53% → $50k - $100k \| 2.79% → $100k - $250k

Locations

Lifestore Bank Locations
1441 Mount Jefferson Road Branch	1441 Mount Jefferson Road	West Jefferson, NC 28694
Boone Branch	1675 Blowing Rock Road	Boone, NC 28607
Lifestore Bank	205 S Jefferson Ave	West Jefferson, NC 28694
Jefferson Branch	840 East Main Street	Jefferson, NC 28640

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