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Lifetime Federal Credit Union

Popular Accounts at this Credit Union

1.20%1-year CD12 Month Certificate
0.58%SavingsBasic Savings
1.47%2-year CD24 Month Certificate

Overview / Commentary
1001 E Lookout Dr
Richardson, TX 75082-4144

Lifetime Federal Credit Union is headquartered in Richardson and is the 184th largest credit union in the state of Texas. It is also the 2,356th largest credit union in the nation. It was established in 1949 and as of December of 2017, it had grown to 12 employees and 5,562 members at 4 locations. Lifetime Federal Credit Union's CD rates are 33% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to the following: 1) employees of Blue Cross and Blue Shield of Texas who work in, paid from, or supervised from Richardson, Texas; 2) employees of Availty, LLC who work or paid from Dallas, Texas; 3) employees of Health Care Service Corporation's wholly-owned subsidiaries who work in or are paid or supervised from Richardson, Texas. (membership requirements are listed in the credit union's online application)
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lifetime Federal Credit Union has a low asset base.

Health Grade Components

NCUA #6012
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD3.75%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$48.5MM$39.7MM
LoansQ4 2017vs Q4 2016$27.5MM$16.9MM
DepositsQ4 2017vs Q4 2016$39.8MM$32.9MM
Equity CapitalQ4 2017vs Q4 2016$8.5MM$6.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$302.00K$199.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$150.00K$62.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lifetime Federal Credit Union Savings Account Rates

0.97%--IRA Shares
0.58%*$50k*-Basic Savings
OTHER TIERS: 0.21% $25 - $2k | 0.33% $2k - $10k | 0.46% $10k - $50k
0.58%*$50k*-Club Savings
OTHER TIERS: 0.21% $25 - $2k | 0.33% $2k - $10k | 0.46% $10k - $50k

Lifetime Federal Credit Union Checking Account Rates

0.17%--Checking (Share Draft)

Lifetime Federal Credit Union CD Rates

1.47%$2k-24 Month Certificate
1.20%$2k-12 Month Certificate
0.74%$2k-6 Month Certificacte

Lifetime Federal Credit Union IRA Rates

1.47%$2k-24 Month IRA Certificate
1.20%$2k-12 Month IRA Certificate

Lifetime Federal Credit Union Locations
Branch Office1400 S Boston AveTulsa, OK 74119-3612
Branch Office1001 E Lookout DrRichardson, TX 75082-4144
Branch Office2215 Southwest PkwyWichita Falls, TX 76308-5007
Branch Office7901 Wallace BlvdAmarillo, TX 79124