Overview / Commentary
1001 E Lookout Dr
Richardson, TX 75082-4144

Lifetime Federal Credit Union is headquartered in Richardson and is the 183rd largest credit union in the state of Texas. It is also the 2,351st largest credit union in the nation. It was established in 1949 and as of September of 2018, it had grown to 12 employees and 5,513 members at 4 locations. Lifetime Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to the following: 1) employees of Blue Cross and Blue Shield of Texas who work in, paid from, or supervised from Richardson, Texas; 2) employees of Availty, LLC who work or paid from Dallas, Texas; 3) employees of Health Care Service Corporation's wholly-owned subsidiaries who work in or are paid or supervised from Richardson, Texas. (membership requirements are listed in the credit union's online application)
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lifetime Federal Credit Union has a low asset base.

Health Grade Components

NCUA #6012
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD3.47%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$48.7MM$39.5MM
LoansQ3 2018vs Q3 2017$30.7MM$17.5MM
DepositsQ3 2018vs Q3 2017$39.6MM$32.8MM
Equity CapitalQ3 2018vs Q3 2017$8.7MM$6.4MM
Loan Loss AllowanceQ3 2018vs Q3 2017$315.00K$251.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$103.00K$31.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lifetime Federal Credit Union Savings Account Rates

1.06%--IRA Shares
0.61%*$50k*-Basic Savings
OTHER TIERS: 0.23% $25 - $2k | 0.36% $2k - $10k | 0.48% $10k - $50k
0.61%*$50k*-Club Savings
OTHER TIERS: 0.23% $25 - $2k | 0.36% $2k - $10k | 0.48% $10k - $50k

Lifetime Federal Credit Union Checking Account Rates

0.17%--Checking (Share Draft)

Lifetime Federal Credit Union CD Rates

2.25%$2k-24 Month Certificate
2.00%$2k-12 Month Certificate
0.98%$2k-6 Month Certificate

Lifetime Federal Credit Union IRA Rates

2.25%$2k-24 Month IRA Certificate
2.00%$2k-12 Month IRA Certificate

Lifetime Federal Credit Union Locations
Branch Office1400 S Boston AveTulsa, OK 74119-3612
Branch Office1001 E Lookout DrRichardson, TX 75082-4144
Branch Office2215 Southwest PkwyWichita Falls, TX 76308-5007
Branch Office7901 Wallace BlvdAmarillo, TX 79124

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