Lifetime Federal Credit Union

Popular Accounts at this Credit Union

2.00%1-year CD
2.25%2-year CD
View all Lifetime Federal Credit Union rates »

Overview / Commentary
1001 E Lookout Dr
Richardson, TX 75082-4144

Lifetime Federal Credit Union is headquartered in Richardson and is the 185th largest credit union in the state of Texas. It is also the 2,376th largest credit union in the nation. It was established in 1949 and as of December of 2018, it had grown to 12 employees and 5,543 members at 4 locations. Lifetime Federal Credit Union's CD rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to the following: 1) employees of Blue Cross and Blue Shield of Texas who work in, paid from, or supervised from Richardson, Texas; 2) employees of Availty, LLC who work or paid from Dallas, Texas; 3) employees of Health Care Service Corporation's wholly-owned subsidiaries who work in or are paid or supervised from Richardson, Texas. (membership requirements are listed in the credit union's online application)
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lifetime Federal Credit Union has a low asset base.

Health Grade Components

NCUA #6012
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD2.89%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$47.1MM$48.5MM
LoansQ4 2018vs Q4 2017$30.6MM$27.5MM
DepositsQ4 2018vs Q4 2017$38.0MM$39.8MM
Equity CapitalQ4 2018vs Q4 2017$8.7MM$8.5MM
Loan Loss AllowanceQ4 2018vs Q4 2017$428.00K$302.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$234.00K$150.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Lifetime Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lifetime Federal Credit Union Savings Account Rates

1.06%--IRA Shares
0.61%*$50k*-Basic Savings
OTHER TIERS: 0.23% $25 - $2k | 0.36% $2k - $10k | 0.48% $10k - $50k
0.61%*$50k*-Club Savings
OTHER TIERS: 0.23% $25 - $2k | 0.36% $2k - $10k | 0.48% $10k - $50k

Lifetime Federal Credit Union Checking Account Rates

0.17%--Checking (Share Draft)

Lifetime Federal Credit Union CD Rates

2.25%$2k-24 Month Certificate
2.00%$2k-12 Month Certificate
0.98%$2k-6 Month Certificate

Lifetime Federal Credit Union IRA Rates

2.25%$2k-24 Month IRA Certificate
2.00%$2k-12 Month IRA Certificate

Lifetime Federal Credit Union Locations
Branch Office1400 S Boston AveTulsa, OK 74119-3612
Branch Office1001 E Lookout DrRichardson, TX 75082-4144
Branch Office2215 Southwest PkwyWichita Falls, TX 76308-5007
Branch Office7901 Wallace BlvdAmarillo, TX 79124

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.