Lighthouse Bank

Deposits held and insured by Santa Cruz County Bank

Overview / Commentary
831-600-4000
2020 North Pacific Avenue
Santa Cruz, CA 95060
Deposits held and insured by Santa Cruz County Bank

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Health
A+

Data as of Q4 2019

Data displayed below is for insuring bank: Santa Cruz County Bank
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Health Grade Components

Overall
FDIC Certificate #57591
Year Established2004
Employees113
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.6%
Return on Equity - YTD13.83%
Annual Interest Income$37.4MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.07B$662.4MM
LoansQ4 2019vs Q4 2018$747.2MM$480.5MM
DepositsQ4 2019vs Q4 2018$904.3MM$584.1MM
Equity CapitalQ4 2019vs Q4 2018$151.1MM$68.5MM
Loan Loss AllowanceQ4 2019vs Q4 2018$10.3MM$9.8MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$740.00K$0
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates

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Locations


Lighthouse Bank Locations
Lighthouse Bank2020 North Pacific AvenueSanta Cruz, CA 95060
Cupertino19240 Stevens Creek BlvdCupertino, CA 95014
Scotts Valley Branch4604 Scotts Valley DriveScotts Valley, CA 95066
Watsonville Branch595 Auto Center DriveWatsonville, CA 95076
Capitola Branch819 Bay AvenueCapitola, CA 95010
Aptos Branch7775 Soquel DriveAptos, CA 95003
Santa Cruz County Bank75 River StreetSanta Cruz, CA 95060

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