Overview / Commentary
831-600-4000
2020 North Pacific Avenue
Santa Cruz, CA 95060

Lighthouse Bank is headquartered in Santa Cruz and is the 112th largest bank in the state of California. It is also the 2,166th largest bank in the nation. It was established in 2007 and as of December of 2018, it had grown to 35 employees at 2 locations. Lighthouse Bank has an A+ health rating.

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Health Grade Components

Overall
FDIC Certificate #58646
Year Established2007
Employees35
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.75%
Return on Equity - YTD13.47%
Annual Interest Income$15.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$303.9MM$261.1MM
LoansQ4 2018vs Q4 2017$238.5MM$207.7MM
DepositsQ4 2018vs Q4 2017$260.8MM$226.1MM
Equity CapitalQ4 2018vs Q4 2017$39.1MM$34.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$5.4MM$4.7MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$0$0
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Lighthouse Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lighthouse Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Personal Savings
0.25%--Personal Overdraft Savings
0.25%--Business Savings
0.25%--Business Overdraft Savings
0.10%--Attorney-Client Trust

Lighthouse Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Personal Money Market
OTHER TIERS: 0.20% Up to $50k

Lighthouse Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$50k-Premier Nonprofit Interest Checking
0.10%--Personal Interest Checking
0.10%--Business Interest Checking
0.10%--Corporate Checking

Lighthouse Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$10k-60 Month CD
1.16%*$90k*-48 - 59 Month CD
OTHER TIERS: 1.01% $10k - $90k
1.01%*$90k*-36 - 47 Month CD
OTHER TIERS: 0.70% $10k - $50k | 0.90% $50k - $90k
0.70%*$90k*-24 - 35 Month CD
OTHER TIERS: 0.50% $10k - $50k | 0.60% $50k - $90k
0.40%$10k-12 - 23 Month CD
0.35%$10k-180 - 364 Day CD
0.15%$10k-30 - 89 Day CD
0.15%$10k-90 - 179 Day CD

Lighthouse Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$10k*-60 Month IRA
OTHER TIERS: 0.75% Up to $10k
1.16%*$90k*-48 - 59 Month IRA
OTHER TIERS: 0.75% Up to $10k | 1.01% $10k - $90k
1.01%*$90k*-36 - 47 Month IRA
OTHER TIERS: 0.50% Up to $10k | 0.70% $10k - $50k | 0.90% $50k - $90k
0.70%*$90k*-24 - 35 Month IRA
OTHER TIERS: 0.50% Up to $50k | 0.60% $50k - $90k
0.40%--12 - 23 Month IRA
0.35%*$10k*-180 - 364 Day IRA
OTHER TIERS: 0.15% Up to $10k
Locations


Lighthouse Bank Locations
Lighthouse Bank2020 North Pacific AvenueSanta Cruz, CA 95060
Cupertino19240 Stevens Creek BlvdCupertino, CA 95014

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.