Lighthouse Bank

Deposits held and insured by Santa Cruz County Bank

Overview / Commentary
831-600-4000
2020 North Pacific Avenue
Santa Cruz, CA 95060
Deposits held and insured by Santa Cruz County Bank

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Health
A+

Data as of Q3 2019

Data displayed below is for insuring bank: Santa Cruz County Bank
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Health Grade Components

Overall
FDIC Certificate #57591
Year Established2004
Employees87
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.79%
Return on Equity - YTD16.88%
Annual Interest Income$25.4MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$722.9MM$664.9MM
LoansQ3 2019vs Q3 2018$496.4MM$462.0MM
DepositsQ3 2019vs Q3 2018$631.4MM$589.7MM
Equity CapitalQ3 2019vs Q3 2018$77.8MM$65.4MM
Loan Loss AllowanceQ3 2019vs Q3 2018$10.1MM$9.6MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$1.6MM$0
Real Estate OwnedQ3 2019vs Q3 2018$0$0
Rates

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Locations


Lighthouse Bank Locations
Lighthouse Bank2020 North Pacific AvenueSanta Cruz, CA 95060
Cupertino19240 Stevens Creek BlvdCupertino, CA 95014
Scotts Valley Branch4604 Scotts Valley DriveScotts Valley, CA 95066
Watsonville Branch595 Auto Center DriveWatsonville, CA 95076
Capitola Branch819 Bay AvenueCapitola, CA 95010
Aptos Branch7775 Soquel DriveAptos, CA 95003
Santa Cruz County Bank75 River StreetSanta Cruz, CA 95060

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