Overview / Commentary
831-600-4000
2020 North Pacific Avenue
Santa Cruz, CA 95060

Lighthouse Bank is headquartered in Santa Cruz and is the 116th largest bank in the state of California. It is also the 2,293rd largest bank in the nation. It was established in 2007 and as of June of 2018, it had grown to 31 employees at 2 locations. Lighthouse Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #58646
Year Established2007
Employees31
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.68%
Return on Equity - YTD12.83%
Annual Interest Income$7.3MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$281.9MM$243.8MM
LoansQ2 2018vs Q2 2017$223.7MM$180.8MM
DepositsQ2 2018vs Q2 2017$245.0MM$210.5MM
Equity CapitalQ2 2018vs Q2 2017$36.7MM$32.6MM
Loan Loss AllowanceQ2 2018vs Q2 2017$5.0MM$4.1MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$0$0
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Lighthouse Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lighthouse Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Personal Savings
0.25%--Personal Overdraft Savings
0.25%--Business Savings
0.25%--Business Overdraft Savings
0.10%--Attorney-Client Trust

Lighthouse Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Personal Money Market
OTHER TIERS: 0.20% Up to $50k
0.25%*$50k*-Business Money Market
OTHER TIERS: 0.20% Up to $50k

Lighthouse Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$5k-Premier Nonprofit Interest Checking
0.10%--Personal Interest Checking
0.10%--Business Interest Checking
0.10%--Corporate Checking

Lighthouse Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$10k*-60 Month CD
OTHER TIERS: 0.90% Up to $10k
1.16%*$90k*-48 - 59 Month CD
OTHER TIERS: 0.65% Up to $10k | 1.01% $10k - $90k
1.01%*$90k*-36 - 47 Month CD
OTHER TIERS: 0.55% Up to $10k | 0.70% $10k - $50k | 0.90% $50k - $90k
0.70%*$90k*-24 - 35 Month CD
OTHER TIERS: 0.40% Up to $10k | 0.50% $10k - $50k | 0.60% $50k - $90k
0.40%*$10k*-12 - 23 Month CD
OTHER TIERS: 0.35% Up to $10k
0.35%*$10k*-180 - 364 Day CD
OTHER TIERS: 0.25% Up to $10k
0.15%--30 - 89 Day CD
0.15%--90 - 179 Day CD

Lighthouse Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$10k*-60 Month IRA
OTHER TIERS: 0.75% Up to $10k
1.16%*$90k*-48 - 59 Month IRA
OTHER TIERS: 0.75% Up to $10k | 1.01% $10k - $90k
1.01%*$90k*-36 - 47 Month IRA
OTHER TIERS: 0.50% Up to $10k | 0.70% $10k - $50k | 0.90% $50k - $90k
0.70%*$90k*-24 - 35 Month IRA
OTHER TIERS: 0.50% Up to $50k | 0.60% $50k - $90k
0.40%--12 - 23 Month IRA
0.35%*$10k*-180 - 364 Day IRA
OTHER TIERS: 0.15% Up to $10k
Locations


Lighthouse Bank Locations
Lighthouse Bank2020 North Pacific AvenueSanta Cruz, CA 95060
Cupertino19240 Stevens Creek BlvdCupertino, CA 95014

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