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Overview / Commentary
831-457-5000
720 Front St
Santa Cruz, CA 95060

Santa Cruz County Bank is headquartered in Santa Cruz and is the 86th largest bank in the state of California. It is also the 1,222nd largest bank in the nation. It was established in 2004 and as of June of 2017, it had grown to 86 employees at 5 locations. Santa Cruz County Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #57591
Year Established2004
Employees86
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD14.45%
Annual Interest Income$12.6MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$596.0MM$558.0MM
LoansQ2 2017vs Q2 2016$425.0MM$378.9MM
DepositsQ2 2017vs Q2 2016$532.8MM$502.9MM
Equity CapitalQ2 2017vs Q2 2016$54.6MM$47.5MM
Loan Loss AllowanceQ2 2017vs Q2 2016$8.7MM$7.7MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$0$0
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates

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Locations


Santa Cruz County Bank Locations
Scotts Valley Branch4604 Scotts Valley DriveScotts Valley, CA 95066
Watsonville Branch595 Auto Center DriveWatsonville, CA 95076
Santa Cruz County Bank720 Front StSanta Cruz, CA 95060
Aptos Branch7775 Soquel DriveAptos, CA 95003
Capitola Branch819 Bay AvenueCapitola, CA 95010