Santa Cruz County Bank is headquartered in Santa Cruz and is the 84th largest bank in the state of California. It is also the 1,164th largest bank in the nation. It was established in 2004 and as of December of 2017, it had grown to 90 employees at 5 locations. Santa Cruz County Bank has an A health rating.
This bank is completely average. The building smells terrible, looks terrible, and feels like it's going to fall apart. They do not have enough competitive services as well. In fact they only have a few options for checking accounts, and only one for savings. There hours are terrible. There are way too many hidden fees, especially for a company bankrolling on community ties. It's a shame that all of the local institutions are just as greedy as the corporate ones.
|FDIC Certificate #||57591|
|Return on Assets - YTD||1.11%|
|Return on Equity - YTD||12.43%|
|Annual Interest Income||$26.3MM|
|Assets and Liabilities|
|Assets||Q4 2017vs Q4 2016||$630.0MM$588.2MM|
|Loans||Q4 2017vs Q4 2016||$446.3MM$408.8MM|
|Deposits||Q4 2017vs Q4 2016||$562.7MM$529.3MM|
|Equity Capital||Q4 2017vs Q4 2016||$57.3MM$50.7MM|
|Loan Loss Allowance||Q4 2017vs Q4 2016||$9.1MM$8.2MM|
|Unbacked Noncurrent Loans||Q4 2017vs Q4 2016||$0$0|
|Real Estate Owned||Q4 2017vs Q4 2016||$0$0|
Sorry, we do not have rate data for Santa Cruz County Bank.
|Santa Cruz County Bank Locations|
|Scotts Valley Branch||4604 Scotts Valley Drive||Scotts Valley, CA 95066|
|Watsonville Branch||595 Auto Center Drive||Watsonville, CA 95076|
|Santa Cruz County Bank||720 Front St||Santa Cruz, CA 95060|
|Aptos Branch||7775 Soquel Drive||Aptos, CA 95003|
|Capitola Branch||819 Bay Avenue||Capitola, CA 95010|