Santa Cruz County Bank
Santa Cruz County Bank is headquartered in Santa Cruz and is the 52nd largest bank in the state of California. It is also the 616th largest bank in the nation. It was established in 2004 and as of June of 2022, it had grown to 145 employees at 7 locations. Santa Cruz County Bank has an A+ health rating.
Santa Cruz County Bank- Hanging in there.
This bank is completely average. The building smells terrible, looks terrible, and feels like it's going to fall apart. They do not have enough competitive services as well. In fact they only have a few options for checking accounts, and only one for savings. There hours are terrible. There are way too many hidden fees, especially for a company bankrolling on community ties. It's a shame that all of the local institutions are just as greedy as the corporate ones.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57591 |
| Year Established | 2004 |
| Employees | 145 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.36% |
| Return on Equity - YTD | 12.71% |
| Annual Interest Income | $31.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $1.76B$1.63B |
| Loans | Q2 2022vs Q2 2021 | $1.19B$1.26B |
| Deposits | Q2 2022vs Q2 2021 | $1.56B$1.43B |
| Equity Capital | Q2 2022vs Q2 2021 | $185.5MM$178.6MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $21.2MM$15.5MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $35.00K$145.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |