Santa Cruz County Bank is headquartered in SANTA CRUZ and is the 49th largest bank in the state of California. It is also the 637th largest bank in the nation. It was established in 2004 and as of June of 2023, it had grown to 148 employees at 8 locations. Santa Cruz County Bank has a B+ health rating.
This bank is completely average. The building smells terrible, looks terrible, and feels like it's going to fall apart. They do not have enough competitive services as well. In fact they only have a few options for checking accounts, and only one for savings. There hours are terrible. There are way too many hidden fees, especially for a company bankrolling on community ties. It's a shame that all of the local institutions are just as greedy as the corporate ones.
| Overall | |
|---|---|
| FDIC Certificate # | 57591 |
| Year Established | 2004 |
| Employees | 148 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.98% |
| Return on Equity - YTD | 16.91% |
| Annual Interest Income | $45.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $1.75B$1.76B |
| Loans | Q2 2023vs Q2 2022 | $1.31B$1.19B |
| Deposits | Q2 2023vs Q2 2022 | $1.47B$1.56B |
| Equity Capital | Q2 2023vs Q2 2022 | $208.2MM$185.5MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $24.8MM$21.2MM |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $8.0MM$35.00K |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Sorry, we do not have rate data for Santa Cruz County Bank.
| Santa Cruz County Bank Locations | ||
|---|---|---|
| Scotts Valley Branch | 4604 Scotts Valley Drive | Scotts Valley, CA 95066 |
| Watsonville Branch | 595 Auto Center Drive | Watsonville, CA 95076 |
| Santa Cruz County Bank | 75 River St | Santa Cruz, CA 95060 |
| Aptos Branch | 7775 Soquel Drive | Aptos, CA 95003 |
| Capitola Branch | 819 Bay Avenue | Capitola, CA 95010 |
| Cupertino Branch | 19240 Stevens Creek Blvd | Cupertino, CA 95014 |
| Monterey Branch | 584 Munras Ave. | Monterey, CA 93940 |