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Overview / Commentary
831-457-5000
720 Front St
Santa Cruz, CA 95060

Santa Cruz County Bank is headquartered in Santa Cruz and is the 83rd largest bank in the state of California. It is also the 1,138th largest bank in the nation. It was established in 2004 and as of March of 2018, it had grown to 88 employees at 5 locations. Santa Cruz County Bank has an A health rating.

Reviews (1)

Santa Cruz County Bank- Hanging in there.

This bank is completely average. The building smells terrible, looks terrible, and feels like it's going to fall apart. They do not have enough competitive services as well. In fact they only have a few options for checking accounts, and only one for savings. There hours are terrible. There are way too many hidden fees, especially for a company bankrolling on community ties. It's a shame that all of the local institutions are just as greedy as the corporate ones.



Health

Health Grade Components

Overall
FDIC Certificate #57591
Year Established2004
Employees88
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.59%
Return on Equity - YTD17.28%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$645.4MM$597.8MM
LoansQ1 2018vs Q1 2017$462.4MM$415.1MM
DepositsQ1 2018vs Q1 2017$576.3MM$537.3MM
Equity CapitalQ1 2018vs Q1 2017$59.9MM$52.7MM
Loan Loss AllowanceQ1 2018vs Q1 2017$9.4MM$8.5MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$0$0
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates

Sorry, we do not have rate data for Santa Cruz County Bank.

Locations


Santa Cruz County Bank Locations
Scotts Valley Branch4604 Scotts Valley DriveScotts Valley, CA 95066
Watsonville Branch595 Auto Center DriveWatsonville, CA 95076
Santa Cruz County Bank720 Front StSanta Cruz, CA 95060
Aptos Branch7775 Soquel DriveAptos, CA 95003
Capitola Branch819 Bay AvenueCapitola, CA 95010

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