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Overview / Commentary
720 Front St
Santa Cruz, CA 95060

Santa Cruz County Bank is headquartered in Santa Cruz and is the 88th largest bank in the state of California. It is also the 1,210th largest bank in the nation. It was established in 2004 and as of March of 2017, it had grown to 86 employees at 5 locations. Santa Cruz County Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #57591
Year Established2004
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD14.51%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$597.8MM$524.7MM
LoansQ1 2017vs Q1 2016$415.1MM$369.5MM
DepositsQ1 2017vs Q1 2016$537.3MM$472.0MM
Equity CapitalQ1 2017vs Q1 2016$52.7MM$46.0MM
Loan Loss AllowanceQ1 2017vs Q1 2016$8.5MM$7.5MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$0$0
Real Estate OwnedQ1 2017vs Q1 2016$0$0

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Santa Cruz County Bank Locations
Scotts Valley Branch4604 Scotts Valley DriveScotts Valley, CA 95066
Watsonville Branch595 Auto Center DriveWatsonville, CA 95076
Santa Cruz County Bank720 Front StSanta Cruz, CA 95060
Aptos Branch7775 Soquel DriveAptos, CA 95003
Capitola Branch819 Bay AvenueCapitola, CA 95010