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Overview / Commentary
720 Front St
Santa Cruz, CA 95060

Santa Cruz County Bank is headquartered in Santa Cruz and is the 87th largest bank in the state of California. It is also the 1,223rd largest bank in the nation. It was established in 2004 and as of September of 2016, it had grown to 84 employees at 5 locations. Santa Cruz County Bank has an A health rating.


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Health Grade Components

FDIC Certificate #57591
Year Established2004
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD13.3%
Annual Interest Income$16.5MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$578.2MM$523.7MM
LoansQ3 2016vs Q3 2015$378.1MM$337.8MM
DepositsQ3 2016vs Q3 2015$521.2MM$473.9MM
Equity CapitalQ3 2016vs Q3 2015$49.1MM$42.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$8.0MM$7.0MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$0$0
Real Estate OwnedQ3 2016vs Q3 2015$0$0

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Santa Cruz County Bank Locations
Scotts Valley Branch4604 Scotts Valley DriveScotts Valley, CA 95066
Watsonville Branch595 Auto Center DriveWatsonville, CA 95076
Santa Cruz County Bank720 Front StSanta Cruz, CA 95060
Aptos Branch7775 Soquel DriveAptos, CA 95003
Capitola Branch819 Bay AvenueCapitola, CA 95010