Santa Cruz County Bank
Santa Cruz County Bank
Overview / Commentary
Santa Cruz County Bank is headquartered in SANTA CRUZ and is the 46th largest bank in the state of California. It is also the 657th largest bank in the nation. It was established in 2004 and as of March of 2024, it had grown to 140 employees at 8 locations. Santa Cruz County Bank has an A health rating.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57591 |
| Year Established | 2004 |
| Employees | 140 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.14% |
| Return on Equity - YTD | 16.05% |
| Annual Interest Income | $25.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2024vs Q1 2023 | $1.71B$1.73B |
| Loans | Q1 2024vs Q1 2023 | $1.36B$1.29B |
| Deposits | Q1 2024vs Q1 2023 | $1.46B$1.46B |
| Equity Capital | Q1 2024vs Q1 2023 | $237.6MM$204.2MM |
| Loan Loss Allowance | Q1 2024vs Q1 2023 | $23MM$25.9MM |
| Unbacked Noncurrent Loans | Q1 2024vs Q1 2023 | $90K$2.5MM |
| Real Estate Owned | Q1 2024vs Q1 2023 | $0$0 |