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Overview / Commentary
720 Front St
Santa Cruz, CA 95060

Santa Cruz County Bank is headquartered in Santa Cruz and is the 84th largest bank in the state of California. It is also the 1,157th largest bank in the nation. It was established in 2004 and as of September of 2017, it had grown to 93 employees at 5 locations. Santa Cruz County Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #57591
Year Established2004
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD14.7%
Annual Interest Income$19.3MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$634.3MM$578.2MM
LoansQ3 2017vs Q3 2016$441.6MM$378.1MM
DepositsQ3 2017vs Q3 2016$568.7MM$521.2MM
Equity CapitalQ3 2017vs Q3 2016$56.6MM$49.1MM
Loan Loss AllowanceQ3 2017vs Q3 2016$8.9MM$8.0MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$0$0
Real Estate OwnedQ3 2017vs Q3 2016$0$0

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Santa Cruz County Bank Locations
Scotts Valley Branch4604 Scotts Valley DriveScotts Valley, CA 95066
Watsonville Branch595 Auto Center DriveWatsonville, CA 95076
Santa Cruz County Bank720 Front StSanta Cruz, CA 95060
Aptos Branch7775 Soquel DriveAptos, CA 95003
Capitola Branch819 Bay AvenueCapitola, CA 95010