Santa Cruz County Bank

Santa Cruz County Bank

Overview / Commentary
75 River Street
Santa Cruz, CA 95060

Santa Cruz County Bank is headquartered in SANTA CRUZ and is the 47th largest bank in the state of California. It is also the 640th largest bank in the nation. It was established in 2004 and as of December of 2023, it had grown to 150 employees at 8 locations. Santa Cruz County Bank has a B+ health rating.

Reviews (1)

Santa Cruz County Bank- Hanging in there.

This bank is completely average. The building smells terrible, looks terrible, and feels like it's going to fall apart. They do not have enough competitive services as well. In fact they only have a few options for checking accounts, and only one for savings. There hours are terrible. There are way too many hidden fees, especially for a company bankrolling on community ties. It's a shame that all of the local institutions are just as greedy as the corporate ones.


Health Grade Components

FDIC Certificate #57591
Year Established2004
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.01%
Return on Equity - YTD16.69%
Annual Interest Income$94.9MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$1.79B$1.74B
LoansQ4 2023vs Q4 2022$1.39B$1.25B
DepositsQ4 2023vs Q4 2022$1.52B$1.53B
Equity CapitalQ4 2023vs Q4 2022$229.6MM$197.7MM
Loan Loss AllowanceQ4 2023vs Q4 2022$23.9MM$21.4MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$9.5MM$3MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Sorry, we do not have rate data for Santa Cruz County Bank.


Santa Cruz County Bank Locations
Scotts Valley Branch4604 Scotts Valley DriveScotts Valley, CA 95066
Watsonville Branch595 Auto Center DriveWatsonville, CA 95076
Santa Cruz County Bank75 River StSanta Cruz, CA 95060
Aptos Branch7775 Soquel DriveAptos, CA 95003
Capitola Branch819 Bay AvenueCapitola, CA 95010
Cupertino Branch19240 Stevens Creek BlvdCupertino, CA 95014
Monterey Branch584 Munras Ave.Monterey, CA 93940

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.