Santa Cruz County Bank
Santa Cruz County Bank is headquartered in Santa Cruz and is the 83rd largest bank in the state of California. It is also the 1,112th largest bank in the nation. It was established in 2004 and as of September of 2018, it had grown to 86 employees at 5 locations. Santa Cruz County Bank has an A+ health rating.
Santa Cruz County Bank- Hanging in there.
This bank is completely average. The building smells terrible, looks terrible, and feels like it's going to fall apart. They do not have enough competitive services as well. In fact they only have a few options for checking accounts, and only one for savings. There hours are terrible. There are way too many hidden fees, especially for a company bankrolling on community ties. It's a shame that all of the local institutions are just as greedy as the corporate ones.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57591 |
| Year Established | 2004 |
| Employees | 86 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.7% |
| Return on Equity - YTD | 17.84% |
| Annual Interest Income | $22.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $664.9MM$634.3MM |
| Loans | Q3 2018vs Q3 2017 | $462.0MM$441.6MM |
| Deposits | Q3 2018vs Q3 2017 | $589.7MM$568.7MM |
| Equity Capital | Q3 2018vs Q3 2017 | $65.4MM$56.6MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $9.6MM$8.9MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $0$0 |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Sorry, we do not have rate data for Santa Cruz County Bank.
| Santa Cruz County Bank Locations | ||
|---|---|---|
| Scotts Valley Branch | 4604 Scotts Valley Drive | Scotts Valley, CA 95066 |
| Watsonville Branch | 595 Auto Center Drive | Watsonville, CA 95076 |
| Santa Cruz County Bank | 75 River Street | Santa Cruz, CA 95060 |
| Aptos Branch | 7775 Soquel Drive | Aptos, CA 95003 |
| Capitola Branch | 819 Bay Avenue | Capitola, CA 95010 |