Santa Cruz County Bank Reviews and Rates

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Member FDIC

4.30%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.39%

Our Rating

3.6 / 5

Valley National Bank

High-Yield Savings Account Via Raisin

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Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

4.25%

Our Rating

3.7 / 5

Sallie Mae Bank

14 Month High-Yield CD Via Raisin

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Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.sccountybank.com

831-600-4020

75 River Street
Santa Cruz, CA 95060

Santa Cruz County Bank is headquartered in SANTA CRUZ and is the 36^th largest bank in the state of California. It is also the 467^th largest bank in the nation. It was established in 2004 and as of December of 2024, it had grown to 220 employees at 15 locations. Santa Cruz County Bank has an A+ health rating.

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Health

A+

Data as of Q4 2024

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Health Grade Components

Overall
FDIC Certificate #	57591
Year Established	2004
Employees	220
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.58%
Return on Equity - YTD	11.66%
Annual Interest Income	$120.5MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$2.68B$1.79B
Loans	Q4 2024vs Q4 2023	$2.01B$1.39B
Deposits	Q4 2024vs Q4 2023	$2.31B$1.52B
Equity Capital	Q4 2024vs Q4 2023	$344.2MM$229.6MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$31.6MM$23.9MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$504K$9.5MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.30%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.39%

Our Rating

3.6 / 5

Valley National Bank

High-Yield Savings Account Via Raisin

See Offer

Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

4.25%

Our Rating

3.7 / 5

Sallie Mae Bank

14 Month High-Yield CD Via Raisin

See Offer

Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Santa Cruz County Bank.

Locations

Santa Cruz County Bank Locations
Scotts Valley Branch	4604 Scotts Valley Drive	Scotts Valley, CA 95066
Watsonville Branch	595 Auto Center Drive	Watsonville, CA 95076
Santa Cruz County Bank	75 River St	Santa Cruz, CA 95060
Aptos Branch	7775 Soquel Drive	Aptos, CA 95003
Capitola Branch	819 Bay Avenue	Capitola, CA 95010
Cupertino Branch	19240 Stevens Creek Blvd	Cupertino, CA 95014
Monterey Branch	584 Munras Ave.	Monterey, CA 93940

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