Santa Cruz County Bank

Santa Cruz County Bank

Overview / Commentary
75 River Street
Santa Cruz, CA 95060

Santa Cruz County Bank is headquartered in Santa Cruz and is the 52nd largest bank in the state of California. It is also the 616th largest bank in the nation. It was established in 2004 and as of June of 2022, it had grown to 145 employees at 7 locations. Santa Cruz County Bank has an A+ health rating.

Reviews (1)

Santa Cruz County Bank- Hanging in there.

This bank is completely average. The building smells terrible, looks terrible, and feels like it's going to fall apart. They do not have enough competitive services as well. In fact they only have a few options for checking accounts, and only one for savings. There hours are terrible. There are way too many hidden fees, especially for a company bankrolling on community ties. It's a shame that all of the local institutions are just as greedy as the corporate ones.


Health Grade Components

FDIC Certificate #57591
Year Established2004
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.36%
Return on Equity - YTD12.71%
Annual Interest Income$31.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.76B$1.63B
LoansQ2 2022vs Q2 2021$1.19B$1.26B
DepositsQ2 2022vs Q2 2021$1.56B$1.43B
Equity CapitalQ2 2022vs Q2 2021$185.5MM$178.6MM
Loan Loss AllowanceQ2 2022vs Q2 2021$21.2MM$15.5MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$35.00K$145.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Sorry, we do not have rate data for Santa Cruz County Bank.


Santa Cruz County Bank Locations
Scotts Valley Branch4604 Scotts Valley DriveScotts Valley, CA 95066
Watsonville Branch595 Auto Center DriveWatsonville, CA 95076
Santa Cruz County Bank75 River StSanta Cruz, CA 95060
Aptos Branch7775 Soquel DriveAptos, CA 95003
Capitola Branch819 Bay AvenueCapitola, CA 95010
Cupertino Branch19240 Stevens Creek BlvdCupertino, CA 95014
Monterey Branch584 Munras Ave.Monterey, CA 93940

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