Santa Cruz County Bank

Santa Cruz County Bank

Overview / Commentary
75 River Street
Santa Cruz, CA 95060

Santa Cruz County Bank is headquartered in SANTA CRUZ and is the 49th largest bank in the state of California. It is also the 637th largest bank in the nation. It was established in 2004 and as of June of 2023, it had grown to 148 employees at 8 locations. Santa Cruz County Bank has a B+ health rating.

Reviews (1)

Santa Cruz County Bank- Hanging in there.

This bank is completely average. The building smells terrible, looks terrible, and feels like it's going to fall apart. They do not have enough competitive services as well. In fact they only have a few options for checking accounts, and only one for savings. There hours are terrible. There are way too many hidden fees, especially for a company bankrolling on community ties. It's a shame that all of the local institutions are just as greedy as the corporate ones.


Health Grade Components

FDIC Certificate #57591
Year Established2004
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.98%
Return on Equity - YTD16.91%
Annual Interest Income$45.2MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$1.75B$1.76B
LoansQ2 2023vs Q2 2022$1.31B$1.19B
DepositsQ2 2023vs Q2 2022$1.47B$1.56B
Equity CapitalQ2 2023vs Q2 2022$208.2MM$185.5MM
Loan Loss AllowanceQ2 2023vs Q2 2022$24.8MM$21.2MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$8.0MM$35.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0

Sorry, we do not have rate data for Santa Cruz County Bank.


Santa Cruz County Bank Locations
Scotts Valley Branch4604 Scotts Valley DriveScotts Valley, CA 95066
Watsonville Branch595 Auto Center DriveWatsonville, CA 95076
Santa Cruz County Bank75 River StSanta Cruz, CA 95060
Aptos Branch7775 Soquel DriveAptos, CA 95003
Capitola Branch819 Bay AvenueCapitola, CA 95010
Cupertino Branch19240 Stevens Creek BlvdCupertino, CA 95014
Monterey Branch584 Munras Ave.Monterey, CA 93940

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.