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Overview / Commentary
720 Front St
Santa Cruz, CA 95060

Santa Cruz County Bank is headquartered in Santa Cruz and is the 88th largest bank in the state of California. It is also the 1,324th largest bank in the nation. It was established in 2004 and as of March of 2016, it had grown to 82 employees at 5 locations. Santa Cruz County Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #57591
Year Established2004
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD13.32%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$524.7MM$474.5MM
LoansQ1 2016vs Q1 2015$369.5MM$324.1MM
DepositsQ1 2016vs Q1 2015$472.0MM$428.1MM
Equity CapitalQ1 2016vs Q1 2015$46.0MM$40.0MM
Loan Loss AllowanceQ1 2016vs Q1 2015$7.5MM$6.6MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$0$0
Real Estate OwnedQ1 2016vs Q1 2015$0$0

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Santa Cruz County Bank Locations
Scotts Valley Branch4604 Scotts Valley DriveScotts Valley, CA 95066
Watsonville Branch595 Auto Center DriveWatsonville, CA 95076
Santa Cruz County Bank720 Front StSanta Cruz, CA 95060
Aptos Branch7775 Soquel DriveAptos, CA 95003
Capitola Branch819 Bay AvenueCapitola, CA 95010