Lighthouse Credit Union

Lighthouse Credit Union


Overview / Commentary
888-436-1847
100 Borthwick Ave
Portsmouth, NH 03801

Lighthouse Credit Union is headquartered in Dover and is the 2nd largest credit union in the state of New Hampshire. It is also the 259th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 386 employees and 166,345 members at 20 locations. Lighthouse Credit Union's savings rates are 6X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Lighthouse Credit Union is open to individuals who live, work, or attend school in the state of New Hampshire or in Cumberland County or York County in Maine. Membership is also open to those who live or work within a 30-mile radius of any of the Credit Union's branches. Family members of a current Lighthouse Credit Union member also qualify for membership.
See current membership details

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Health
A+

Health Grade Components

Overall
Year Established1936
Employees386
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD2.13%
Annual Interest Income$25MM
Assets and Liabilities
AssetsQ1 2025$1.94B
LoansQ1 2025$1.66B
DepositsQ1 2025$1.68B
Equity CapitalQ1 2025$206.5MM
Loan Loss AllowanceQ1 2025$9.7MM
Unbacked Noncurrent LoansQ1 2025$5.1MM
Real Estate OwnedQ1 2025$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lighthouse Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.20%*$500k*-Lighthouse Premium Savings
OTHER TIERS: 0.05% $500 - $15k | 0.45% $15k - $100k | 1.00% $0 - $200k | 2.23% $200k - $500k
0.01%$0-Lighthouse Savings
0.01%$0-Business Regular Shares

Lighthouse Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$5k-Business Checking

Lighthouse Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-6 Month CD
3.75%$500-12 Month CD
3.45%$500-18 Month CD
2.95%$500-24 Month CD
2.55%$500-60 Month CD
2.50%$500-48 Month CD
2.40%$500-36 Month CD

Lighthouse Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-6 Month IRA
3.75%$500-12 Month IRA
3.45%$500-18 Month IRA
2.95%$500-24 Month IRA
2.55%$500-60 Month IRA
2.50%$500-48 Month IRA
2.40%$500-36 Month IRA
Locations

Availability



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