Lincoln County Credit Union is headquartered in Libby and is the 12th largest credit union in the state of Montana. It is also the 1,410th largest credit union in the nation. It was established in 1957 and as of March of 2025, it had grown to 12 employees and 5,715 members at 2 locations. Lincoln County Credit Union's CD rates are 5X the national average, and it has an A health rating.
Lincoln County Credit Union offers membership to those who work or live in Lincoln County, Montana.
See current membership details
Overall | |
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NCUA # | 63199 |
Year Chartered | 1957 |
Employees | 12 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.47% |
Return on Equity - YTD | 6.79% |
Annual Interest Income | $1.6MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $168MM$164.1MM |
Loans | Q1 2025vs Q1 2024 | $69.3MM$70.3MM |
Deposits | Q1 2025vs Q1 2024 | $131.9MM$130.5MM |
Equity Capital | Q1 2025vs Q1 2024 | $35.8MM$33.1MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $248K$199K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $369K$52K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Lincoln County Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.40%* | $20k* | - | Share Account | ||
OTHER TIERS: 0.20% → $0 - $5k | 0.25% → $5k - $10k | 0.30% → $10k - $20k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.40%* | $100k* | - | Money Market Share Draft Account | ||
OTHER TIERS: 1.30% → $0 - $20k | 1.35% → $20k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $5k | - | High Yield Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.75%* | $100k* | - | IRA Savings | ||
OTHER TIERS: 0.30% → $0 - $20k | 0.50% → $20k - $100k |
Lincoln County Credit Union Locations | ||
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Branch Office | 607 E Missoula Ave. | TROY, MT 59935 |
Branch Office | 714 W 6th St | Libby, MT 59923 |