Lincoln County Credit Union

Overview / Commentary
714 W 6th St
Libby, MT 59923

Lincoln County Credit Union is headquartered in Libby and is the 13th largest credit union in the state of Montana. It is also the 1,443rd largest credit union in the nation. It was established in 1957 and as of September of 2021, it had grown to 13 employees and 5,535 members at 2 locations. Lincoln County Credit Union has an A+ health rating.

Field of Membership Restrictions

Lincoln County Credit Union offers membership to those who work or live in Lincoln County, Montana.
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Health Grade Components

NCUA #63199
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD5.26%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$153.9MM$132.2MM
LoansQ3 2021vs Q3 2020$52.8MM$46.1MM
DepositsQ3 2021vs Q3 2020$124.3MM$104.1MM
Equity CapitalQ3 2021vs Q3 2020$29.3MM$27.8MM
Loan Loss AllowanceQ3 2021vs Q3 2020$313.00K$329.00K
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$67.00K$165.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lincoln County Credit Union Savings Account Rates

0.75%*$100k*-IRA Savings
OTHER TIERS: 0.30% Up to $20k | 0.50% $20k - $100k
0.30%*$20k*-Share Account
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $10k | 0.20% $10k - $20k

Lincoln County Credit Union Money Market Rates

0.40%*$100k*-Money Market Share Draft Account
OTHER TIERS: 0.30% Up to $20k | 0.35% $20k - $100k

Lincoln County Credit Union Checking Account Rates

0.10%$5k-High Yield Checking

Lincoln County Credit Union CD Rates

1.80%$1k-5 Year CD
1.60%$1k-4 Year CD
1.40%$1k-3 Year CD
0.75%$1k-2 Year CD
0.50%$1k-18 Month CD

Lincoln County Credit Union Locations
Branch Office607 E Missoula Ave.TROY, MT 59935
Branch Office714 W 6th StLibby, MT 59923

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