Lincoln Park Community Credit Union


Overview / Commentary
313-389-2300
1400 Emmons Blvd
Lincoln Park, MI 48146

Lincoln Park Community Credit Union is headquartered in Lincoln Park and is the 130th largest credit union in the state of Michigan. It is also the 2,191st largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 8 employees and 2,891 members at 1 location. Lincoln Park Community Credit Union's savings rates are 35% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Lincoln Park Community Credit Union is open to employees of the city of Allen Park, Allen Park Post Office, Allen Park schools, the city of Melvindale, or elected officials and employees of District Court #24. Eligibility extends to those who live or work in the city of Lincoln Park.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lincoln Park Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #61701
Year Chartered1936
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD9.4%
Annual Interest Income$539K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$66.2MM$64MM
LoansQ1 2025vs Q1 2024$10.3MM$10.7MM
DepositsQ1 2025vs Q1 2024$59.6MM$59.6MM
Equity CapitalQ1 2025vs Q1 2024$6.4MM$4.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$101K$142K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$63K$19K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lincoln Park Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$100k*-Platinum Shares Account
OTHER TIERS: 0.05% $0 - $100k
0.50%*$10k*-Silver Shares Account
OTHER TIERS: 0.05% $0 - $5k | 0.25% $5k - $10k
0.50%*$10k*-Gold Shares Account
OTHER TIERS: 0.05% $0 - $10k
0.05%$100-Regular Shares Account
0.05%$100-Christmas Club Account
0.05%$100-Special Shares Account
Locations


Lincoln Park Community Credit Union Locations
Branch Office1400 Emmons BlvdLincoln Park, MI 48146-3836

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