Overview / Commentary
5212 Rockville Rd
Indianapolis, IN 46224

Link Federal Credit Union is headquartered in Indianapolis and is the 95th largest credit union in the state of Indiana. It is also the 3,471st largest credit union in the nation. It was established in 1983 and as of September of 2018, it had grown to 5 employees and 3,644 members at 2 locations. Link Federal Credit Union's CD rates are 100% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to anyone through a membership in the Hendricks County Arts Council. Membership is also open to employees and members of over 60 select employer groups and to those who live, work, attend school or worship in a very defined area of Marion and Hendricks Counties.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Link Federal Credit Union has a low asset base.

Health Grade Components

NCUA #23975
Year Chartered1983
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD4.36%
Annual Interest Income$626.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$18.1MM$17.4MM
LoansQ3 2018vs Q3 2017$13.0MM$11.8MM
DepositsQ3 2018vs Q3 2017$16.5MM$15.7MM
Equity CapitalQ3 2018vs Q3 2017$1.2MM$1.2MM
Loan Loss AllowanceQ3 2018vs Q3 2017$312.00K$336.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$11.00K$229.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Link Federal Credit Union Savings Account Rates

0.35%--IRA Share Savings
0.08%*$5k*-Share Savings Account
OTHER TIERS: 0.05% $5 - $5k

Link Federal Credit Union Money Market Rates

0.30%*$50k*-Money Works - Money Market Checking Account
OTHER TIERS: 0.10% $2.5k - $10k | 0.25% $10k - $50k

Link Federal Credit Union CD Rates

2.75%$500-60 Month Share Certificate
2.50%$500-48 Month Share Certificate
2.50%$20k-26 Month Share Certificate Special
2.30%$500-36 Month Share Certificate
2.10%$500-24 Month Share Certificate
2.00%$10k-17 Month Share Certificate Special
1.80%$20k-12 Month Share Certificate Special
1.70%$500-12 Month Share Certificate
1.50%$20k-6 Month Share Certificate Special
1.40%$2k-6 Month Share Certificate

Link Federal Credit Union IRA Rates

2.75%$500-60 Month IRA Certificate
2.50%$500-48 Month IRA Certificate
2.30%$500-36 Month IRA Certificate
2.10%$500-24 Month IRA Certificate
1.70%$500-12 Month IRA Certificate
1.40%$2k-6 Month IRA Certificate

Link Federal Credit Union Locations
Corporate Office5212 Rockville RdIndianapolis, IN 46224
Sparta Office747 Millers Point Road, Suite ASparta, TN 38583

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