LinXus Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.linxuscu.org

815-282-8711

1405 W Lane Rd Ste A
Machesney Park, IL 61115

LinXus Credit Union is headquartered in Machesney Park and is the 111^th largest credit union in the state of Illinois. It is also the 3,288^th largest credit union in the nation. It was established in 1927 and as of March of 2025, it had grown to 3 employees and 2,195 members at 1 location. LinXus Credit Union has a B health rating.

Field of Membership Restrictions

Membership in LinXus Credit Union is open to those who live or work in the Illinois counties of Boone, Ogle, Stephenson, or Winnebago, and to postal employees working in 610 & 611 Zip Codes.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. LinXus Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	64948
Year Chartered	1927
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	1.34%
Return on Equity - YTD	8.54%
Annual Interest Income	$210K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$17.7MM$17.8MM
Loans	Q1 2025vs Q1 2024	$7.2MM$7.5MM
Deposits	Q1 2025vs Q1 2024	$14.9MM$15MM
Equity Capital	Q1 2025vs Q1 2024	$2.8MM$2.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$48K$52K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$43K$3K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not LinXus Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

LinXus Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$0	-	Christmas Club Account
1.00%	$0	-	Vacation Club Account
0.50%^*	$2k^*	-	Share Account
OTHER TIERS: 0.25% → $200 - $2k

Locations

LinXus Credit Union Locations
Branch Office	1405 W Lane Rd Ste A	Machesney Park, IL 61115-1660

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.