Lion's Share Federal Credit Union
Overview / Commentary
Lion's Share Federal Credit Union is headquartered in Salisbury and is the 31st largest credit union in the state of North Carolina. It is also the 2,206th largest credit union in the nation. It was established in 1982 and as of March of 2025, it had grown to 27 employees and 13,267 members at 1 location. Lion's Share Federal Credit Union has a C health rating.
Field of Membership Restrictions
Membership in Lion's Share Federal Credit Union is open to associates, and retirees, along with their immediate family members, of AHOLD/Delhaize USA, including Food Lion, LLC, Hannaford, Giant, Giant Martins, PeaPod Digital Labs, ADUSA Transportation, ADUSA Supply Chain, Retail Business Services, FreshDirect and Stop & Shop.
See current membership details
Health
C
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lion's Share Federal Credit Union has a relatively low asset base, and a negative return on assets.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24813 |
| Year Chartered | 1982 |
| Employees | 27 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -6.04% |
| Return on Equity - YTD | -100.93% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $65.3MM$73.1MM |
| Loans | Q1 2025vs Q1 2024 | $48.1MM$55.1MM |
| Deposits | Q1 2025vs Q1 2024 | $60.9MM$66MM |
| Equity Capital | Q1 2025vs Q1 2024 | $3.8MM$5.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.4MM$1.1MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.3MM$2.4MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |