Lisbon Community Federal Credit Union is headquartered in Lisbon and is the 28th largest credit union in the state of Maine. It is also the 1,504th largest credit union in the nation. It was established in 1959 and as of December of 2019, it had grown to 33 employees and 9,618 members at 2 locations. Lisbon Community Federal Credit Union's money market rates are 48% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in Lisbon Community Federal Credit Union is open to individuals who live, work, worship, or attend school in any of the following towns/cities in the State of Maine: Auburn, Durham, Lewiston, Lisbon, or Sabattus (Androscoggin County); Bowdoin or Topsham (Sagadahoc County); or Pownal (Cumberland County).
See current membership details
Wonderful people to work with
The Lisbon Community Credit Union is staffed by knowledgeable and pleasant people. When I had a misunderstanding that caused an overdraft, they removed the fee with no questions asked. They know me by face and are on a first-name basis, which is pretty impressive considering the number of customers they have and how infrequently I go there in person.
Their rates and fees are very reasonable, their facilities well-maintained, their people trustworthy and their services excellent. What more could you want?
An excellent place to bank
Lisbon Community Credit Union is an outstanding place to bank. I have had an account with them for over 20 years and they have the best customer service of any financial institution I've ever used. They know me by face and first name, in spite of the fact that I rarely need to visit a branch in person. They have helped me out many times, excusing the occasional overdraft fee and making sure I knew what to do when unexplained charges appeared on my account. Can't say enough about these good folks!
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 13190 |
| Year Chartered | 1959 |
| Employees | 33 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.89% |
| Return on Equity - YTD | 7.56% |
| Annual Interest Income | $4.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $118.2MM$110.3MM |
| Loans | Q4 2019vs Q4 2018 | $78.7MM$72.0MM |
| Deposits | Q4 2019vs Q4 2018 | $104.1MM$97.1MM |
| Equity Capital | Q4 2019vs Q4 2018 | $13.7MM$12.7MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $436.00K$388.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $312.00K$195.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |