Lisbon Community Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.51% | 5-year CD | 5 Year Certificate 1.85% - Synchrony Bank 60 Month CD |
| 0.55% | 1-year CD | 12 Month Certificate 1.05% - Ally Bank High Yield 12-Month CD |
| 0.10% | Savings | Share Account 1.00% - Ally Bank Online Savings Account |
Lisbon Community Federal Credit Union is headquartered in Lisbon and is the 28th largest credit union in the state of Maine. It is also the 1,575th largest credit union in the nation. It was established in 1959 and as of June of 2016, it had grown to 31 employees and 8,902 members at 2 locations. Lisbon Community Federal Credit Union has an A health rating.
Field of Membership Restrictions
Must live, work, worship or attend school in, and businesses and other legal entities located in any of the following towns and cities in the State of Maine: Lewiston, Auburn, Durham, Lisbon or Sabattus in Androscoggin County; Bowdoin and Topsham in Sagadahoc County; or Pownal in Cumberland County.
See current membership details
Wonderful people to work with
The Lisbon Community Credit Union is staffed by knowledgeable and pleasant people. When I had a misunderstanding that caused an overdraft, they removed the fee with no questions asked. They know me by face and are on a first-name basis, which is pretty impressive considering the number of customers they have and how infrequently I go there in person.
Their rates and fees are very reasonable, their facilities well-maintained, their people trustworthy and their services excellent. What more could you want?
An excellent place to bank
Lisbon Community Credit Union is an outstanding place to bank. I have had an account with them for over 20 years and they have the best customer service of any financial institution I've ever used. They know me by face and first name, in spite of the fact that I rarely need to visit a branch in person. They have helped me out many times, excusing the occasional overdraft fee and making sure I knew what to do when unexplained charges appeared on my account. Can't say enough about these good folks!
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 13190 |
| Year Chartered | 1959 |
| Employees | 31 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.49% |
| Return on Equity - YTD | 4.64% |
| Annual Interest Income | $1.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $100.2MM$91.5MM |
| Loans | Q2 2016vs Q2 2015 | $61.3MM$57.7MM |
| Deposits | Q2 2016vs Q2 2015 | $89.5MM$81.2MM |
| Equity Capital | Q2 2016vs Q2 2015 | $10.4MM$10.0MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $378.00K$398.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $490.00K$597.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $60.00K$60.00K |
Always verify rates and promotions with the bank or credit union. We are not Lisbon Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Lisbon Community Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $100k* | - | Health Savings Account | ||
| OTHER TIERS: 0.15% → $100 - $20k | 0.25% → $20k - $50k | 0.30% → $50k - $100k | |||||
| 0.35%* | $100k* | - | IRA Share Account | ||
| OTHER TIERS: 0.15% → $100 - $20k | 0.25% → $20k - $50k | 0.30% → $50k - $100k | |||||
| 0.35%* | $100k* | - | Roth IRA Share Account | ||
| OTHER TIERS: 0.15% → $100 - $20k | 0.25% → $20k - $50k | 0.30% → $50k - $100k | |||||
| 0.35%* | $100k* | - | Coverdell Education Savings Account | ||
| OTHER TIERS: 0.15% → $100 - $20k | 0.25% → $20k - $50k | 0.30% → $50k - $100k | |||||
| 0.10% | $25 | - | Share Account | ||
| 0.10% | - | - | All-Purpose Club Account | ||
| 0.10% | $25 | - | FOCUS Account | ||
| 0.10% | - | - | Monty Moose Account | ||
| 0.10% | - | - | Holiday Club Account | ||
| 0.10% | - | - | Vacation Club Account | ||
Lisbon Community Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.15% → $1k - $20k | 0.25% → $20k - $50k | 0.30% → $50k - $100k | |||||
Lisbon Community Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $100k* | - | Ultimate Checking Account | ||
| OTHER TIERS: 0.10% → $2,500 - $20k | 0.15% → $20k - $50k | 0.20% → $50k - $100k | |||||
| 0.05% | - | - | Basic "On The Move" free4ME Checking Account | ||
Lisbon Community Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $1k | - | 5 Year Certificate | |
| 1.00% | $1k | - | 3 Year Certificate | |
| 0.75% | $1k | - | 2 Year Certificate | |
| 0.60% | $1k | - | 18 Month Certificate | |
| 0.55% | $1k | - | 12 Month Certificate | |
| 0.40% | $1k | - | 6 Month Certificate |
Lisbon Community Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $1k | - | 5 Year IRA Certificate | |
| 1.00% | $1k | - | 3 Year IRA Certificate | |
| 0.75% | $1k | - | 2 Year IRA Certificate | |
| 0.60% | $1k | - | 18 Month IRA Certificate | |
| 0.55% | $1k | - | 12 Month IRA Certificate | |
| 0.40% | $1k | - | 6 Month IRA Certificate |
| Lisbon Community Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 325 Lisbon St | Lisbon, ME 04250-6865 |
| Branch Office | 802 Sabattus St | Lewiston, ME 04240 |