Featured Savings Rates
Featured Accounts

Lisbon Community Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.51%5-year CD5 Year Certificate
0.55%1-year CD12 Month Certificate
0.10%SavingsShare Account

Overview / Commentary
207-353-4144
325 Lisbon St
Lisbon, ME 04250-6865

Lisbon Community Federal Credit Union is headquartered in Lisbon and is the 28th largest credit union in the state of Maine. It is also the 1,599th largest credit union in the nation. It was established in 1959 and as of March of 2016, it had grown to 31 employees and 8,824 members at 2 locations. Lisbon Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in, and businesses and other legal entities located in any of the following towns and cities in the State of Maine: Lewiston, Auburn, Durham, Lisbon or Sabattus in Androscoggin County; Bowdoin and Topsham in Sagadahoc County; or Pownal in Cumberland County.
See current membership details

Reviews (2)

Wonderful people to work with

Posted by: Christine2 | Jun 4, 2014

The Lisbon Community Credit Union is staffed by knowledgeable and pleasant people. When I had a misunderstanding that caused an overdraft, they removed the fee with no questions asked. They know me by face and are on a first-name basis, which is pretty impressive considering the number of customers they have and how infrequently I go there in person.

Their rates and fees are very reasonable, their facilities well-maintained, their people trustworthy and their services excellent. What more could you want?

An excellent place to bank

Posted by: Chris2014 | Jun 3, 2014

Lisbon Community Credit Union is an outstanding place to bank. I have had an account with them for over 20 years and they have the best customer service of any financial institution I've ever used. They know me by face and first name, in spite of the fact that I rarely need to visit a branch in person. They have helped me out many times, excusing the occasional overdraft fee and making sure I knew what to do when unexplained charges appeared on my account. Can't say enough about these good folks!



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lisbon Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #13190
Year Chartered1959
Employees31
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD4.19%
Annual Interest Income$796.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$97.4MM$90.6MM
LoansQ1 2016vs Q1 2015$59.6MM$57.3MM
DepositsQ1 2016vs Q1 2015$86.8MM$80.5MM
Equity CapitalQ1 2016vs Q1 2015$10.3MM$9.9MM
Loan Loss AllowanceQ1 2016vs Q1 2015$370.00K$389.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$499.00K$495.00K
Real Estate OwnedQ1 2016vs Q1 2015$60.00K$60.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lisbon Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Health Savings Account
OTHER TIERS: 0.15% $100 - $20k | 0.25% $20k - $50k | 0.30% $50k - $100k
0.35%*$100k*-IRA Share Account
OTHER TIERS: 0.15% $100 - $20k | 0.25% $20k - $50k | 0.30% $50k - $100k
0.35%*$100k*-Roth IRA Share Account
OTHER TIERS: 0.15% $100 - $20k | 0.25% $20k - $50k | 0.30% $50k - $100k
0.35%*$100k*-Coverdell Education Savings Account
OTHER TIERS: 0.15% $100 - $20k | 0.25% $20k - $50k | 0.30% $50k - $100k
0.10%$25-Share Account
0.10%--All-Purpose Club Account
0.10%$25-FOCUS Account
0.10%--Monty Moose Account
0.10%--Holiday Club Account
0.10%--Vacation Club Account

Lisbon Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Money Market Account
OTHER TIERS: 0.15% $1k - $20k | 0.25% $20k - $50k | 0.30% $50k - $100k

Lisbon Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Ultimate Checking Account
OTHER TIERS: 0.10% $2,500 - $20k | 0.15% $20k - $50k | 0.20% $50k - $100k
0.05%--Basic "On The Move" free4ME Checking Account

Lisbon Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-5 Year Certificate
1.00%$1k-3 Year Certificate
0.75%$1k-2 Year Certificate
0.60%$1k-18 Month Certificate
0.55%$1k-12 Month Certificate
0.40%$1k-6 Month Certificate

Lisbon Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-5 Year IRA Certificate
1.00%$1k-3 Year IRA Certificate
0.75%$1k-2 Year IRA Certificate
0.60%$1k-18 Month IRA Certificate
0.55%$1k-12 Month IRA Certificate
0.40%$1k-6 Month IRA Certificate
Locations


Lisbon Community Federal Credit Union Locations
Branch Office325 Lisbon StLisbon, ME 04250-6865
Branch Office802 Sabattus StLewiston, ME 04240