Listerhill Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.68% | 5-year CD | 3.10% - Synchrony Bank 60 Month CD |
| 1.81% | 1-year CD | 2.50% - Synchrony Bank 12 Month CD |
| 0.30% | Savings |
Listerhill Credit Union is headquartered in Muscle Shoals and is the 7th largest credit union in the state of Alabama. It is also the 382nd largest credit union in the nation. It was established in 1952 and as of June of 2018, it had grown to 211 employees and 90,726 members at 17 locations. Listerhill Credit Union's CD rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Listerhill Credit Union is open to those who live, attend school or work in Lauderdale, Colbert, Limestone, Franklin, Lawrence, Morgan, Marion, Winston, Cullman, Lamar, Fayette, Cullman, or Walker Counties in Alabama or in Maury County in Tennessee. Membership is also open to employees of 3M Company, Jimmy Dean Foods, and over 100 area Select Employer Groups. (A complete list of groups is listed on the credit union's website)
See current membership details
I LOVE Listerhill Credit Union!
I have been a member of Listerhill Credit Union since I was 17. When I got my first job, I opened up a checking account at Listerhill to deposit my pay checks. It took me a little while to get a handle on the finance and banking world. I made a few mistakes in the first year and overdrew my account a couple of times by mistake. I was charged a fee for that, but it was my own fault. I then opened up a saving's account with Listerhill because their Saving's account rates are better than any other financial institution where I live. I try to keep a decent balance in that saving's account and it is always awesome when I see that I get a couple of extra bucks at the end of the quarter because of the high interest rate!
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 63057 |
| Year Chartered | 1952 |
| Employees | 211 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.5% |
| Return on Equity - YTD | 5.29% |
| Annual Interest Income | $16.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $786.2MM$754.4MM |
| Loans | Q2 2018vs Q2 2017 | $622.1MM$584.9MM |
| Deposits | Q2 2018vs Q2 2017 | $706.6MM$675.7MM |
| Equity Capital | Q2 2018vs Q2 2017 | $74.3MM$73.2MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $7.0MM$5.3MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $5.0MM$4.6MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $1.4MM$906.00K |
Always verify rates and promotions with the bank or credit union. We are not Listerhill Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Listerhill Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45% | $5 | - | Share Savings Account | ||
| 0.45% | $1 | - | Christmas Club | ||
| 0.45% | - | - | IRA Daily Account | ||
| 0.30% | $2.5k | - | Daily Action Account | ||
| 0.25%* | $100k* | - | Business Daily Action | ||
| OTHER TIERS: 0.08% → $10k - $50k | 0.18% → $50k - $100k | |||||
Listerhill Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $100k* | - | Business Money Market | ||
| OTHER TIERS: 0.08% → $10k - $50k | 0.18% → $50k - $100k | |||||
Listerhill Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $100k* | - | Interest Checking | ||
| OTHER TIERS: 0.08% → Up to $10k | 0.11% → $10k - $50k | 0.25% → $50k - $100k | |||||
| 0.26% | $100 | - | Young At Heart Checking | ||
| 0.25%* | $100k* | - | Business Interest Checking | ||
| OTHER TIERS: 0.08% → $10k - $50k | 0.18% → $50k - $100k | |||||
Listerhill Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.68% | $500 | - | 60 Month CD | |
| 2.68% | $500 | - | 72 Month CD | |
| 2.57% | $500 | - | 48 Month CD | |
| 2.42% | $500 | - | 36 Month CD | |
| 2.27% | $500 | - | 30 Month CD | |
| 2.12% | $500 | - | 24 Month CD | |
| 2.02% | $500 | - | 18 Month CD | |
| 1.81% | $500 | - | 12 Month CD | |
| 1.61% | $500 | - | 6 Month CD | |
| 0.55% | $500 | - | 90 Day CD |
Listerhill Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.68% | $500 | - | 72 Month IRA | |
| 2.68% | $500 | - | 60 Month IRA | |
| 2.68% | $500 | - | 60 Month Coverdell Education Savings Account | |
| 2.68% | $500 | - | 60 Month Roth IRA | |
| 2.57% | $500 | - | 48 Month IRA | |
| 2.42% | $500 | - | 36 Month IRA | |
| 2.42% | $500 | - | 36 Month Coverdell Education Savings Account | |
| 2.42% | $500 | - | 36 Month Roth IRA | |
| 2.27% | $500 | - | 30 Month IRA | |
| 2.12% | $500 | - | 24 Month IRA | |
| 2.02% | $500 | - | 18 Month IRA | |
| 1.81% | $500 | - | 12 Month IRA | |
| 1.81% | $500 | - | 12 Month Coverdell Education Savings Account | |
| 1.81% | $500 | - | 12 Month Roth IRA | |
| 1.61% | $500 | - | 6 Month IRA | |
| 0.55% | $500 | - | 90 Day IRA |
