Listerhill Credit Union is headquartered in Muscle Shoals and is the 7th largest credit union in the state of Alabama. It is also the 342nd largest credit union in the nation. It was established in 1952 and as of June of 2023, it had grown to 262 employees and 93,548 members at 17 locations. Listerhill Credit Union's CD rates are 6X the national average, and it has a B+ health rating.
Membership in Listerhill Credit Union is open to those who live in the states of Alabama, Florida, Georgia, Mississippi, or Tennessee. Family member of a current Listerhill Credit Union member or a membership-eligible individual also qualify for membership.
See current membership details
I have been a member of Listerhill Credit Union since I was 17. When I got my first job, I opened up a checking account at Listerhill to deposit my pay checks. It took me a little while to get a handle on the finance and banking world. I made a few mistakes in the first year and overdrew my account a couple of times by mistake. I was charged a fee for that, but it was my own fault. I then opened up a saving's account with Listerhill because their Saving's account rates are better than any other financial institution where I live. I try to keep a decent balance in that saving's account and it is always awesome when I see that I get a couple of extra bucks at the end of the quarter because of the high interest rate!
Overall | |
---|---|
NCUA # | 63057 |
Year Chartered | 1952 |
Employees | 262 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.07% |
Return on Equity - YTD | 1.09% |
Annual Interest Income | $28.1MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $1.35B$1.23B |
Loans | Q2 2023vs Q2 2022 | $1.08B$937.3MM |
Deposits | Q2 2023vs Q2 2022 | $1.21B$1.12B |
Equity Capital | Q2 2023vs Q2 2022 | $84.6MM$80.8MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $4.7MM$3.8MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $3.7MM$2.3MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | $5 | - | Share Savings Account | |
0.25% | - | - | IRA Savings Account | |
0.25% | $5 | - | My Goal Savings | |
0.05% | $5 | - | Explorer Rewards Savings Account | |
0.05% | $5 | - | Good Start Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.35%* | $100k* | - | Money Market | ||
OTHER TIERS: 1.65% → Up to $10k | 1.75% → $10k - $50k | 2.30% → $50k - $100k |