Listerhill Credit Union


Overview / Commentary
256-383-9204
4790 E 2nd St
Muscle Shoals, AL 35661

Listerhill Credit Union is headquartered in Muscle Shoals and is the 7th largest credit union in the state of Alabama. It is also the 363rd largest credit union in the nation. It was established in 1952 and as of December of 2020, it had grown to 227 employees and 96,810 members at 17 locations. Listerhill Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Listerhill Credit Union is open to those who live, work, or attend school in the Alabama counties of Colbert, Cullman, Fayette, Franklin, Lamar, Lauderdale, Lawrence, Limestone, Marion, Morgan, Walker, or Winston, or in Maury County, Tennessee. Membership is also open to employees of 3M Company, Jimmy Dean Foods, and more than 200 other area Select Employer Groups. (A complete list of groups is listed on the credit union's online application.)
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Reviews (1)

I LOVE Listerhill Credit Union!

I have been a member of Listerhill Credit Union since I was 17. When I got my first job, I opened up a checking account at Listerhill to deposit my pay checks. It took me a little while to get a handle on the finance and banking world. I made a few mistakes in the first year and overdrew my account a couple of times by mistake. I was charged a fee for that, but it was my own fault. I then opened up a saving's account with Listerhill because their Saving's account rates are better than any other financial institution where I live. I try to keep a decent balance in that saving's account and it is always awesome when I see that I get a couple of extra bucks at the end of the quarter because of the high interest rate!



Health

Health Grade Components

Overall
NCUA #63057
Year Chartered1952
Employees227
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD5.33%
Annual Interest Income$36.2MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$1.04B$876.0MM
LoansQ4 2020vs Q4 2019$690.7MM$639.1MM
DepositsQ4 2020vs Q4 2019$955.6MM$795.8MM
Equity CapitalQ4 2020vs Q4 2019$82.2MM$75.3MM
Loan Loss AllowanceQ4 2020vs Q4 2019$4.4MM$7.5MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$2.4MM$6.1MM
Real Estate OwnedQ4 2020vs Q4 2019$559.00K$744.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Listerhill Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Listerhill Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$5-Explorer Rewards Savings Account
0.35%$5-Good Start Savings
0.05%$5-Share Savings Account
0.05%--IRA Savings Account
0.05%$5-My Goal Savings

Listerhill Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Money Market
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $50k | 0.15% $50k - $100k

Listerhill Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%*$100k*-Business High Yield Checking
OTHER TIERS: 0.05% $10k - $50k | 0.06% $50k - $100k
0.07%$1k-Growth Checking

Listerhill Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500-60 Month CD
0.55%$500-48 Month CD
0.50%$500-36 Month CD
0.35%$500-24 Month CD
0.25%$500-18 Month CD
0.20%$500-12 Month CD

Listerhill Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500-60 Month IRA
0.50%$500-36 Month IRA
0.20%$500-12 Month IRA
Locations

Availability



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