Listerhill Credit Union


Overview / Commentary
800-239-6033
4790 E 2nd St
Muscle Shoals, AL 35661

Listerhill Credit Union is headquartered in Muscle Shoals and is the 7th largest credit union in the state of Alabama. It is also the 342nd largest credit union in the nation. It was established in 1952 and as of June of 2023, it had grown to 262 employees and 93,548 members at 17 locations. Listerhill Credit Union's CD rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Listerhill Credit Union is open to those who live in the states of Alabama, Florida, Georgia, Mississippi, or Tennessee. Family member of a current Listerhill Credit Union member or a membership-eligible individual also qualify for membership.
See current membership details

Reviews (1)

I LOVE Listerhill Credit Union!

I have been a member of Listerhill Credit Union since I was 17. When I got my first job, I opened up a checking account at Listerhill to deposit my pay checks. It took me a little while to get a handle on the finance and banking world. I made a few mistakes in the first year and overdrew my account a couple of times by mistake. I was charged a fee for that, but it was my own fault. I then opened up a saving's account with Listerhill because their Saving's account rates are better than any other financial institution where I live. I try to keep a decent balance in that saving's account and it is always awesome when I see that I get a couple of extra bucks at the end of the quarter because of the high interest rate!



Health
B+

Health Grade Components

Overall
NCUA #63057
Year Chartered1952
Employees262
Primary Regulator
Profit Margin
Return on Assets - YTD0.07%
Return on Equity - YTD1.09%
Annual Interest Income$28.1MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$1.35B$1.23B
LoansQ2 2023vs Q2 2022$1.08B$937.3MM
DepositsQ2 2023vs Q2 2022$1.21B$1.12B
Equity CapitalQ2 2023vs Q2 2022$84.6MM$80.8MM
Loan Loss AllowanceQ2 2023vs Q2 2022$4.7MM$3.8MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$3.7MM$2.3MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Listerhill Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Listerhill Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$5-Share Savings Account
0.25%--IRA Savings Account
0.25%$5-My Goal Savings
0.05%$5-Explorer Rewards Savings Account
0.05%$5-Good Start Savings

Listerhill Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.35%*$100k*-Money Market
OTHER TIERS: 1.65% Up to $10k | 1.75% $10k - $50k | 2.30% $50k - $100k

Listerhill Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.35%*$50k*-Growth Checking
OTHER TIERS: 2.25% $1k - $10k | 3.00% $10k - $50k
0.40%*$100k*-Business High Yield Checking
OTHER TIERS: 0.25% $10k - $50k | 0.35% $50k - $100k

Listerhill Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.51%$250k-6 Month Jumbo CD
5.25%$500-6 Month CD
5.01%$250k-12 Month Jumbo CD
4.75%$500$250k12 Month CD
4.66%$250k-15 Month Jumbo CD
4.40%$500-15 Month CD
3.80%$250k-18 Month Jumbo CD
3.65%$250k-24 Month Jumbo CD
3.55%$500$250k18 Month CD
3.39%$500-24 Month CD
3.24%$250k-36 Month Jumbo CD
3.14%$250k-48 Month Jumbo CD
3.14%$250k-60 Month Jumbo CD
2.98%$500$250k36 Month CD
2.88%$500$250k48 Month CD
2.88%$500$250k60 Month CD

Listerhill Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%$500-6 Month IRA
4.75%$500-12 Month IRA
4.75%$500-12 Month Roth IRA
4.40%$10k-15 Month IRA
3.55%$500-18 Month IRA
3.39%$500-24 Month IRA
2.98%$500-36 Month IRA
2.98%$500-36 Month Roth IRA
2.88%$500-60 Month IRA
2.88%$500-48 Month IRA
2.88%$500-60 Month Roth IRA
Locations

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