Overview / Commentary
Listerhill Credit Union is headquartered in Muscle Shoals and is the 7th largest credit union in the state of Alabama. It is also the 333rd largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 262 employees and 94,180 members at 18 locations. Listerhill Credit Union has a B health rating.
Field of Membership Restrictions
Membership in Listerhill Credit Union is open to those who live in the states of Alabama, Florida, Georgia, Mississippi, or Tennessee. Family member of a current Listerhill Credit Union member or a membership-eligible individual also qualify for membership.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 63057 |
| Year Chartered | 1952 |
| Employees | 262 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.09% |
| Return on Equity - YTD | 1.31% |
| Annual Interest Income | $17.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $1.44B$1.44B |
| Loans | Q1 2025vs Q1 2024 | $1.01B$1.05B |
| Deposits | Q1 2025vs Q1 2024 | $1.29B$1.31B |
| Equity Capital | Q1 2025vs Q1 2024 | $98.1MM$84.8MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $7.7MM$8.1MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $4.7MM$3.5MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$82K |
