Bank of the James


Overview / Commentary
434-846-2000
828 Main St.
Lynchburg, VA 24504

Bank of the James is headquartered in LYNCHBURG and is the 29th largest bank in the state of Virginia. It is also the 1,027th largest bank in the nation. It was established in 1999 and as of March of 2025, it had grown to 162 employees at 22 locations. Bank of the James has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #35207
Year Established1999
Employees162
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD3.3%
Annual Interest Income$11.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1B$974.8MM
LoansQ1 2025vs Q1 2024$647.1MM$605.8MM
DepositsQ1 2025vs Q1 2024$919MM$894.9MM
Equity CapitalQ1 2025vs Q1 2024$71.3MM$69MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7MM$6.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.8MM$558K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations

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