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bankHometown


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
4.20%
Our Rating
3.8  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.bankhometown.com
888-307-5887
31 Sutton Avenue
Oxford, MA 01540

bankHometown is headquartered in OXFORD and is the 40th largest bank in the state of Massachusetts. It is also the 718th largest bank in the nation. It was established in 1889 and as of March of 2025, it had grown to 148 employees at 16 locations. bankHometown has an A+ health rating.

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #26523
Year Established1889
Employees148
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD10.46%
Annual Interest Income$18.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.57B$1.44B
LoansQ1 2025vs Q1 2024$1.23B$1.18B
DepositsQ1 2025vs Q1 2024$1.35B$1.24B
Equity CapitalQ1 2025vs Q1 2024$174.9MM$158MM
Loan Loss AllowanceQ1 2025vs Q1 2024$12.4MM$11.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3.9MM$3.7MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
4.20%
Our Rating
3.8  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

bankHometown Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Vacation Club
0.05%$0-GetReal Savings
0.05%$0-Holiday Club

bankHometown Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$1m*-GetMore Tiered Money Market
OTHER TIERS: 0.10% → $0 - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k | 0.25% → $100k - $1m
0.20%$0-GetMore Money Market

bankHometown Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Get More Checking
OTHER TIERS: 0.05% → $0 - $25k | 0.10% → $25k - $100k

bankHometown CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$0-7 Month Bump Up CD Special w/checking
4.05%$0-Business 7 Month Bump Up CD Special w/checking
3.95%$0-15 Month CD Bump Up CD Special w/checking
3.95%$0-Business 15 Month Bump Up CD Special w/checking
3.85%$0-7 Month CD Special
3.85%$0-Business 7 Month CD Special
3.75%$0-15 Month CD Special
3.75%$0-Business 15 Month CD Special
0.50%$0-60 Month CD
0.45%$0-48 Month CD
0.40%$0-36 Month CD
0.35%$0-24 Month CD
0.30%$0-18 Month CD
0.20%$0-12 Month CD
0.15%$0-9 Month CD
0.10%$0-6 Month CD
0.05%$0-3 Month CD

bankHometown IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$0-7 Month Bump Up IRA Special w/checking
3.95%$0-15 Month Bump Up IRA Special w/ Checking
3.85%$0-7 Month IRA Special
3.75%$0-15 Month IRA Special
0.50%$0-60 Month IRA
0.45%$0-48 Month IRA
0.40%$0-36 Month IRA
0.35%$0-24 Month IRA
0.30%$0-18 Month IRA
0.20%$0-12 Month IRA
0.15%$0-9 Month IRA
0.10%$0-6 Month IRA
Locations

Availability

Boston Area

Interactive local rates map


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