Franklin Mint Federal Credit Union (FMFCU)
Franklin Mint Federal Credit Union (FMFCU) is headquartered in Chadds Ford and is the 8th largest credit union in the state of Pennsylvania. It is also the 264th largest credit union in the nation. It was established in 1970 and as of March of 2025, it had grown to 322 employees and 147,920 members at 18 locations. Franklin Mint Federal Credit Union (FMFCU) has a B+ health rating.
Field of Membership Restrictions
Membership in Franklin Mint Federal Credit Union is open to those who live, work, worship, volunteer, attend school, or regularly conduct business, along with businesses and organizations, in specific areas of Pennsylvania and Delaware: portions of Philadelphia, Delaware and New Castle Counties, the Borough of West Chester, or Norristown. Immediate family member of a current FMFCU member or an eligible individual also qualify for membership, as are members of the FMFCU Foundation.
See current membership details
Disgusted. 20 Year Member. I'm Done.
Don't even start with this unethical organization. Best of DelCo must mean there's nothing else to choose. If they have to pull .50 from your savings IN THEIR BANK, ATTACHED TO YOUR CHECKING ACCOUNT to cover a payment, they'll charge you $5. Even though a computer does it. Even if you've been a member for 20 years. Even if you have overdraft protection. Even if you've got tens of thousands in the accounts. It's straight up robbery. Go to a bank that's living in 2022, where banks aren't charging fees for that anymore. This is the bank of 1990. #CostOfLivingCrisis #Banks
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 20042 |
| Year Chartered | 1970 |
| Employees | 322 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.05% |
| Return on Equity - YTD | 0.86% |
| Annual Interest Income | $22.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $1.9B$1.89B |
| Loans | Q1 2025vs Q1 2024 | $1.38B$1.43B |
| Deposits | Q1 2025vs Q1 2024 | $1.71B$1.67B |
| Equity Capital | Q1 2025vs Q1 2024 | $106.1MM$95.8MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $12.2MM$15.7MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $8.7MM$9.2MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$253K |
