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GreenState Credit Union


Overview / Commentary
www.greenstate.org
319-339-1000
2355 Landon Rd
North Liberty, IA 52317

GreenState Credit Union is headquartered in North Liberty and is the largest credit union in the state of Iowa. It is also the 20th largest credit union in the nation. It was established in 1938 and as of December of 2023, it had grown to 838 employees and 451,291 members at 34 locations. GreenState Credit Union's savings rates are 9X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Green State Credit Union is open to those who live or work anywhere in Iowa, or in counties in Illinois, Nebraska, South Dakota, or Wisconsin that border on Iowa. University of Iowa students, alumni, and staff are also eligible to join, as are members of the Iowa Consumer Council. Direct family members of current Green State Credit Union members also qualify for membership.
See current membership details

Related Posts

GreenState Credit Union Adds Competitive 15-Month Add-To CD Special - 10/9/2023

GreenState Credit Union (easy membership) has added a competitive 15-month Add-To CD Special. $1k min opening deposit of new money. Additional deposits to $100k max.

Green State CU 5.30 APY---10 Month CD---Through Raisin - 7/3/2023

Just got an email saying the above, but don't have any accounts with them.

View all posts from:

2/17/20 - GreenState Credit Union R2 Checking Allows Credit Card Purchases
2/14/20 - GreenState Credit Union Promotes CD Specials
9/22/18 - University of Iowa CCU Offers 19-Month CD Special
8/30/18 - University Of Iowa CCU Offers 39-Month CD Special
4/13/18 - UNIVERSITY OF IOWA COMMUNITY CREDIT UNION Offering 45-Month CD At 2.90% APY (3.00 % APY IF Balance Exceeds $100,000)
2/19/18 - University of Iowa CCU's 45-month CD Special Hits New High
2/17/18 - New CD Specials, Including 45-Month 3.00% APY($100K) And 2.90% APY ($1K)
1/1/18 - CD Special Rates Raised Today
9/1/17 - 26 MTH 2.20% CD No Longer Available
8/4/17 - University of Iowa CCU Ups 16-Month CD Special Rates
7/11/17 - University of Iowa CCU Adds 16-, 26- and 35-Month CD Specials
7/10/17 - 35 Month Special 2.40 %
4/12/17 - University of Iowa CCU 26-Month CD Special Earns 2.00% APY
3/3/17 - UICCU Has New CD Specials
9/5/16 - University of Iowa CCU Adds 9- And 19-Month CD Specials
7/6/16 - University of Iowa CCU Has 7- And 17-Month CD Specials
6/1/16 - University of Iowa CCU Adds 18- And 28-Month CD Specials
5/10/16 - University of Iowa CCU Adds New 17-Month CD Special
4/27/16 - University of Iowa CCU Offers Competitive Bump Up CD Special
2/23/16 - University of Iowa CCU Adds 37-Month Bump Up CD Special
11/2/15 - University Of Iowa CCU (37-43 Mo Pick It Special CD, 2.25%APY)
10/17/15 - University of Iowa CCU Offers New, Competitive CD Special
10/16/15 - University Of Iowa CCU (23-Mo CD, 1.8%APY) And (37-43Mo CD, 2.4%APY)
6/25/15 - Univ of Iowa CCU Raises Rates on 37-47 Month CD And Adds 19-Month CD
6/2/15 - University of Iowa CCU Begins The Month With Two Competitive CDs
6/1/15 - University Of Iowa CCU Cds (15-Mo 1.50%APY, 37 - 47Mo Pick It CD, 2.25%APY)
5/4/15 - University of Iowa CCU Offers Two Competitive Bump Up CD Specials
4/1/15 - University Of Iowa CU Cds (21-Mo,1.75%APY) (34-Mo Bump Up, 2%APY)
3/2/15 - University Of Iowa CCU 32-Month CD 2.00%APY, 22-Month CD 1.75%APY
1/3/15 - University Of Iowa CCU 22-Month CD 1.75%APY
12/2/14 - University Of Iowa CU 21 Month CD 1.75%APY
12/2/14 - University Of Iowa CU 30 Month CD 2%APY
11/5/14 - University of Iowa CCU Continues Offering New, Top Rate CD Specials
10/30/14 - University Of Iowa CCU: Money Market locked in thru 4/30/15
10/2/14 - University of Iowa CCU Leads Again with 34- and 60-month CD Specials
9/2/14 - University Of Iowa Community CU (25 mo CD, 1.75%APY) also (32 mo CD, 2%APY)
8/1/14 - University of Iowa Community CU Leads with 23- and 32-month Special CDs
8/1/14 - University Of Iowa Community Credit Union Cds (23 Mo, 1.75%APY) (32 Mo, 2%APY)
7/7/14 - University Of Iowa Community CU 15-Month CD 1.25%APY
6/30/14 - University Of Iowa Community CU 25 Month CD 2% APY
3/12/14 - Rewards Checking Rate Cut Announced At UICCU
9/18/13 - Special 15-Month CD Rate at University of Iowa Community Credit Union - Local Only
9/2/13 - University Of Iowa CCU Converting Debit And Credit Cards From VISA To Mastercard
5/4/13 - Rewards Checking Rate And Balance Cap Cuts At University Of Iowa Community Credit Union
3/4/13 - University Of Iowa CCU 19-Month CD 1.75%APY, Also 25 Bp IRA Rate Booster
10/22/12 - UICCC Subtle Changes
8/31/12 - University Of Iowa: Lower CD Special Rates Effective 9/1/12
8/16/12 - New CD Rate Specials at University of Iowa Community Credit Union - Local Only
6/20/12 - University Of Iowa CCU RCA Rate Change Eff 7/1/12
6/4/12 - $50 Checking Account Bonus In Eastern Iowa
5/22/12 - Early CD Withdrawal Policy Info on depositaccounts.com
5/21/12 - Top CD Rates at University of Iowa Community Credit Union - Local Only
7/30/11 - University Of Iowa Community Credit Union Dropped RCA Rate...
5/5/11 - Top 4-Year CD Rate at University of Iowa Community Credit Union - Local Only
4/10/11 - 16- Month Special CD /IRA CD 2.5%. Min 1000
3/1/11 - Higher CD and Reward Checking Account Rates at University of Iowa Community Credit Union - Local Only
2/22/11 - Rate Increase! UICCU's Reward Checking Yield To Rise From 4% To 4.25%
2/2/11 - Top CD and IRA CD Rates at University of Iowa Community Credit Union - Local Only
8/16/10 - Special 25-Month & 13-Month CD Rates at University of Iowa Community Credit Union - Local Only
8/14/10 - University Of IOWA Community Credit Union Special CD Rates
3/5/10 - You Neglect To Mention That You Have To Have $250K In The Bank To Get This Rate
2/3/10 - EXPIRED: Hot 25-Month CD Special at University of Iowa Community CU - Local Only
1/3/10 - 2.55% 25-Month CD at University of Iowa Community CU - Local Only
10/4/09 - High-Yield Reward Checking Account at University of Iowa Community Credit Union

Reviews (37)

Very Happy With UICCU

Posted by: |

I've been with UICCU ever since I was in school at the University back in '03. The rate on the Rewards Checking has been great, usually the highest I can find anywhere, and I don't feel that what they ask to get the rate is unreasonable. The paperless statements are also less hassle, and the direct deposit was something I wanted anyway. I have been burned by the slow posting transactions before as well, but was given the interest after explaining the situation. The second time, it was simply because I had forgotten to use the card enough times, and I can hardly blame that on them (although I was unaware of the $5 minimum average). I've been MORE than happy with the service that I've received as a customer and have kept my money at UICCU despite the fact that I no longer even live in Iowa City.

9

Regional Rates Are Different

Posted by: |

When you log into UICCU you must enter your zip code to obtain rate information. Different zip codes will yield different rates. This is a nickel/dime approach to banking in this era of the internet accessibility. Regional rate quotes are usually done by small credit unions. UICCU has grown up and should act the roll . Drop the regional rate quotes.

14

Communication Is TERRIBLE !

Posted by: |

Here I am AGAIN waiting for a response to online/email questions and this time to a branch manager. This has happened SEVERAL times over the past few years. ONGOING ISSUE THAT NEEDS TO ADDRESSED ---anyone there at uiccu able to read & UNDERSTAND that ????

And also not being told of upcoming deposit rate increase 2.90 one day & 3% a few days later --but then with the communication issues, they must not talk to each other either.

so if you are thinking about joining this cu --be sure you can handle not being taken care of for extended periods at times.

26

Insurance

Posted by: |

Green state has the worst customer service I've ever seen. I had a insurance claim with gap insurance that green state has done absolutely nothing about to get it settled other than hound me to keep paying them. They have ruined my credit overnight. Wouldn't recommend them for anything!!!

4
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Health
B

Data as of Q4 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #60269
Year Chartered1938
Employees838
Primary Regulator
Profit Margin
Return on Assets - YTD-0.56%
Return on Equity - YTD-7.83%
Annual Interest Income$508.9MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$11.35B$11.36B
LoansQ4 2023vs Q4 2022$9.71B$10.05B
DepositsQ4 2023vs Q4 2022$9.21B$9.08B
Equity CapitalQ4 2023vs Q4 2022$799.5MM$984MM
Loan Loss AllowanceQ4 2023vs Q4 2022$221.2MM$74.8MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$131.1MM$76MM
Real Estate OwnedQ4 2023vs Q4 2022$945K$1.8MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not GreenState Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

GreenState Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$1-High Yield Savings Account Via Raisin
1.00%*†$100*$2.5kRainy Day Savings
OTHER TIERS: 0.05% → $2.5k+
0.05%†$100-Share Savings Account
0.05%†$500-Business Savings

GreenState Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%*†$1m*-Investor Money Market - New Money
OTHER TIERS: 3.00% → $10k - $100k | 3.15% → $100k - $250k | 3.30% → $250k - $500k | 3.50% → $500k - $1m
2.45%*†$1m*-Impact Money Market
OTHER TIERS: 1.45% → $2.5k - $50k | 1.65% → $50k - $100k | 1.85% → $100k - $250k | 2.05% → $250k - $500k | 2.25% → $500k - $1m
1.40%*†$1m*-Green Account
OTHER TIERS: 0.75% → $10k - $100k | 0.85% → $100k - $250k | 1.05% → $250k - $500k | 1.25% → $500k - $1m
1.40%*†$1m*-Business Green Account
OTHER TIERS: 0.75% → $10k - $100k | 0.85% → $100k - $250k | 1.05% → $250k - $500k | 1.25% → $500k - $1m
1.15%*†$500k*-IRA Money Market Account
OTHER TIERS: 0.05% → $100 - $5k | 0.45% → $5k - $25k | 0.75% → $25k - $100k | 0.85% → $100k - $500k

GreenState Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*†-$20kRewardsPlus Checking
OTHER TIERS: 0.05% → $20k+
1.50%*†-$15kRewards Checking
OTHER TIERS: 0.05% → $15k+

GreenState Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.05%†$1k-14 Month CD Special
5.05%†$1k-Business 14 Month CD Special
4.70%$1-10 Month High-Yield CD Via Raisin
4.60%$1-12 Month No Penalty CD Via Raisin
4.50%†$1k-23 Month CD Special
4.50%†$1k-Business 23 Month CD Special
4.00%†$1k-49 Month CD Special
4.00%†$1k-Business 49 Month CD Special
0.75%†$500-49-60 Month CD
0.75%†$500-Business 49-60 Month CD
0.60%†$500-37-48 Month CD
0.60%†$500-Business 37-48 Month CD
0.50%†$500-25-36 Month CD
0.50%†$500-Business 25-36 Month CD
0.40%†$500-13-24 Month CD
0.40%†$500-Business 13-24 Month CD
0.30%†$500-7-12 Month CD
0.30%†$500-Business 7-12 Month CD
0.30%†$100-Young Investors CD
0.30%†$100-Business Young Investors CD
0.20%†$500-3-6 Month CD
0.20%†$500-Business 3-6 Month CD

GreenState Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.95%†$1k-14 Month IRA Special
4.40%†$1k-23 Month IRA Special
3.90%†$1k-49 Month IRA Special
0.75%†$100-49-60 Month IRA
0.60%†$100-37-48 Month IRA
0.50%†$100-25-36 Month IRA
0.40%†$100-13-24 Month IRA
0.30%†$100-7-12 Month IRA
0.20%†$100-3-6 Month IRA
Locations

Availability



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