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Gulf Coast Bank & Trust Co.


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
gulfbank.com
504-561-6100
200 St. Charles Avenue
New Orleans, LA 70130

Gulf Coast Bank & Trust Co. is headquartered in NEW ORLEANS and is the 5th largest bank in the state of Louisiana. It is also the 370th largest bank in the nation. It was established in 1990 and as of March of 2025, it had grown to 891 employees at 37 locations. Gulf Coast Bank & Trust Co.'s money market rates are 8X the national average, and it has a B health rating.

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Health
B

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #32974
Year Established1990
Employees891
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD14.63%
Annual Interest Income$75.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$3.42B$3.21B
LoansQ1 2025vs Q1 2024$2.39B$2.24B
DepositsQ1 2025vs Q1 2024$2.97B$2.75B
Equity CapitalQ1 2025vs Q1 2024$279.3MM$262.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$49.4MM$46MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$56.8MM$46.9MM
Real Estate OwnedQ1 2025vs Q1 2024$165K$738K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gulf Coast Bank & Trust Co. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$0-Interest Savings
0.50%*$250k*-Savings Account
OTHER TIERS: 0.20% → $0 - $250k
0.50%*$250k*-Joint Minor Savings
OTHER TIERS: 0.20% → $0 - $250k
0.25%$0-Christmas Club
0.20%$0-Vacation Club
0.05%$0-Health Savings Checking Account

Gulf Coast Bank & Trust Co. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.60%*$1.5m*-Select Money Market
OTHER TIERS: 0.50% → $0 - $100k | 0.70% → $100k - $250k | 0.85% → $250k - $1m | 3.44% → $1m - $1.5m
3.53%*$1.5m*-Best Money Market
OTHER TIERS: 0.40% → $0 - $100k | 0.60% → $100k - $250k | 0.75% → $250k - $1m | 3.03% → $1m - $1.5m

Gulf Coast Bank & Trust Co. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$200k*-Educator Plus Checking
OTHER TIERS: 0.20% → $0 - $200k
0.40%$0-Interest Checking
0.40%*$25k*-Select Checking
OTHER TIERS: 0.20% → $0 - $25k
0.40%$0-Interest Checking Combo

Gulf Coast Bank & Trust Co. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.27%$2k-18-23 Month CD Special
Locations

Availability



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