IH Mississippi Valley Credit Union is headquartered in Moline and is the 6th largest credit union in the state of Illinois. It is also the 228th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 398 employees and 149,069 members at 14 locations. IH Mississippi Valley Credit Union's money market rates are 2X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in IH Mississippi Valley Credit Union is open to those who live or work in 29 Illinois counties (Bureau, Carroll, DeKalb, DeWitt, DuPage, Fulton, Hancock, Henderson, Henry, Jo Davies, Kane, Knox, LaSalle, Lee, Marshall, McDonough, McHenry, McLean, Mercer, Ogle, Peoria, Putnam, Rock Island, Schuyler, Stark, Tazewell, Warren, Whiteside or Woodford) or 20 Iowa counties (Benton, Cedar, Clinton, Delaware, Des Moines, Dubuque, Henry, Iowa, Jackson, Jasper, Johnson, Jones, Lee, Linn, Louisa, Muscatine, Polk, Poweshiek, Scott or Washington).
See current membership details
Beware Not A Good Credit Union To Deal With At All
I have a credit card as well as auto loan through this bogus ass credit union. I’ve spoken with several representatives all appear to be extremely rude as well as racist. I’ve become a victim of credit card fraud, after filing a dispute. I was told that I would be responsible for the charges. Who pays for fraudulent transactions on there credit card. The problem seems to stem from them not handling there own credit card processing. Everything becomes a run around with this credit Union. Pls stay away.
Never Doing Business With Them In The Future!
Financed a vehicle throu IHMVCU.
I caught COVID and was out of work, missed two payments. I was in contact with them the whole time and had arranged to pay more on my monthly loan payment to cover the difference. That was 11/2022.
EVERY PAYMENT after that was made and was paid with extra to cover the difference I owed.
Come 7/6 they showed up to my house to REPO THE CAR! OVER SOMETHING THAT HAD ALREADY BEEN COMMUNICATED! I got it back the next day but my lord.
What a fucking joke. This place sucks balls and will never see another dollar of my money. IDIOTS!
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60337 |
| Year Chartered | 1936 |
| Employees | 398 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.19% |
| Return on Equity - YTD | 2.21% |
| Annual Interest Income | $30.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $2.24B$2.25B |
| Loans | Q1 2025vs Q1 2024 | $1.82B$1.69B |
| Deposits | Q1 2025vs Q1 2024 | $1.98B$1.92B |
| Equity Capital | Q1 2025vs Q1 2024 | $193.5MM$179.5MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $37.4MM$30.7MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $37.1MM$28.3MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $56K$54K |
