The Citizens Bank (SC) Reviews and Rates

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Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

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Overview / Commentary

www.thecitizensbank.cc

843-396-4314

124 East Main Street
Olanta, SC 29114

The Citizens Bank (SC) is headquartered in OLANTA and is the 12^th largest bank in the state of South Carolina. It is also the 986^th largest bank in the nation. It was established in 1938 and as of March of 2025, it had grown to 181 employees at 23 locations. The Citizens Bank (SC) has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	15932
Year Established	1938
Employees	181
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.99%
Return on Equity - YTD	9.93%
Annual Interest Income	$13MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.05B$976.5MM
Loans	Q1 2025vs Q1 2024	$581.8MM$542.3MM
Deposits	Q1 2025vs Q1 2024	$936.1MM$872.5MM
Equity Capital	Q1 2025vs Q1 2024	$106.7MM$95.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$6.7MM$6.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.3MM$682K
Real Estate Owned	Q1 2025vs Q1 2024	$970K$800K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Locations

Availability

Columbia Area

Columbia Area bank & credit union details

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