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Overview / Commentary
124 East Main Street
Olanta, SC 29114

The Citizens Bank (SC) is headquartered in Olanta and is the 19th largest bank in the state of South Carolina. It is also the 1,620th largest bank in the nation. It was established in 1938 and as of June of 2017, it had grown to 118 employees at 18 locations. The Citizens Bank (SC) has an A health rating.


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Health Grade Components

FDIC Certificate #15932
Year Established1938
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD7.88%
Annual Interest Income$8.0MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$432.6MM$409.1MM
LoansQ2 2017vs Q2 2016$267.4MM$241.2MM
DepositsQ2 2017vs Q2 2016$380.5MM$357.9MM
Equity CapitalQ2 2017vs Q2 2016$44.2MM$43.3MM
Loan Loss AllowanceQ2 2017vs Q2 2016$4.4MM$4.3MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$1.3MM$693.00K
Real Estate OwnedQ2 2017vs Q2 2016$325.00K$746.00K

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