The Citizens Bank (SC)

The Citizens Bank (SC)

Overview / Commentary
124 East Main Street
Olanta, SC 29114

The Citizens Bank (SC) is headquartered in Olanta and is the 13th largest bank in the state of South Carolina. It is also the 1,149th largest bank in the nation. It was established in 1938 and as of June of 2022, it had grown to 146 employees at 20 locations. The Citizens Bank (SC) has an A health rating.


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Health Grade Components

FDIC Certificate #15932
Year Established1938
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD7.68%
Annual Interest Income$10.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$840.0MM$758.0MM
LoansQ2 2022vs Q2 2021$366.8MM$401.7MM
DepositsQ2 2022vs Q2 2021$764.8MM$655.3MM
Equity CapitalQ2 2022vs Q2 2021$58.9MM$69.3MM
Loan Loss AllowanceQ2 2022vs Q2 2021$4.9MM$4.9MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$541.00K$858.00K
Real Estate OwnedQ2 2022vs Q2 2021$220.00K$559.00K

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