Locoga Federal Credit Union

Overview / Commentary
1592 Norman Dr
Valdosta, GA 31601-3581

Locoga Federal Credit Union is headquartered in Valdosta and is the 78th largest credit union in the state of Georgia. It is also the 4,565th largest credit union in the nation. It was established in 1960 and as of December of 2019, it had grown to 2 employees and 839 members at 1 location. Locoga Federal Credit Union's money market rates are 36% higher than the national average, and it has a C+ health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Locoga Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #13516
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD0.04%
Return on Equity - YTD0.53%
Annual Interest Income$148.00K
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$4.5MM$4.6MM
LoansQ4 2019vs Q4 2018$2.0MM$1.8MM
DepositsQ4 2019vs Q4 2018$4.1MM$4.2MM
Equity CapitalQ4 2019vs Q4 2018$378.00K$375.00K
Loan Loss AllowanceQ4 2019vs Q4 2018$20.00K$30.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$8.00K$17.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Locoga Federal Credit Union Savings Account Rates

0.20%$100-Savings Account
0.15%$100-Club Accounts

Locoga Federal Credit Union Money Market Rates

0.60%*$50k*-Money Market Account
OTHER TIERS: 0.20% $2.5k - $10k | 0.40% $10k - $50k

Locoga Federal Credit Union CD Rates

0.70%$1.5k-24 Month Share Certificate
0.50%$1.5k-18 Month Share Certificate
0.45%$1.5k-12 Month Share Certificate
0.35%$1.5k-6 Month Share Certificate

Locoga Federal Credit Union Locations
Branch Office1592 Norman DrValdosta, GA 31601-3581

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