Locoga Federal Credit Union
LOCATIONS
1
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HEALTH RATING
C+
View health report
CURRENT TOP RATE
0.70% APY
24 Month Share Certificate
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.45% | 1-year CD | 12 Month Share Certificate 1.40% - Synchrony Bank 12 Month CD |
| 0.20% | Savings | Savings Account |
| 0.70% | 2-year CD | 24 Month Share Certificate 1.65% - Synchrony Bank 24 Month CD |
Overview / Commentary
Locoga Federal Credit Union is headquartered in Valdosta and is the 87th largest credit union in the state of Georgia. It is also the 4,873rd largest credit union in the nation. It was established in 1960 and as of March of 2017, it had grown to 2 employees and 974 members at 1 location. Locoga Federal Credit Union's money market rates are 36% higher than the national average, and it has a C+ health rating.
Health
C+
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Locoga Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 13516 |
| Year Chartered | 1960 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.17% |
| Return on Equity - YTD | -2.16% |
| Annual Interest Income | $36.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $4.8MM$4.6MM |
| Loans | Q1 2017vs Q1 2016 | $1.7MM$1.8MM |
| Deposits | Q1 2017vs Q1 2016 | $4.4MM$4.3MM |
| Equity Capital | Q1 2017vs Q1 2016 | $370.00K$348.00K |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $32.00K$57.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $10.00K$23.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Locoga Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $100 | - | Savings Account | |
| 0.15% | $100 | - | Club Accounts |
Locoga Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.20% → $2,500 - $10k | 0.40% → $10k - $50k | |||||
Locoga Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.70% | $1,500 | - | 24 Month Share Certificate | |
| 0.50% | $1,500 | - | 18 Month Share Certificate | |
| 0.45% | $1,500 | - | 12 Month Share Certificate | |
| 0.35% | $1,500 | - | 6 Month Share Certificate |
Locations
| Locoga Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1592 Norman Dr | Valdosta, GA 31601-3581 |