Locoga Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.locogafcu.com

229-244-4513

1592 Norman Dr
Valdosta, GA 31601

Locoga Federal Credit Union is headquartered in Valdosta and is the 65^th largest credit union in the state of Georgia. It is also the 4,017^th largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 2 employees and 696 members at 3 locations. Locoga Federal Credit Union has a C+ health rating.

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Health

C+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Locoga Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	13516
Year Chartered	1960
Employees	2
Primary Regulator

Profit Margin
Return on Assets - YTD	0.32%
Return on Equity - YTD	3.51%
Annual Interest Income	$44K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$4.7MM$4.6MM
Loans	Q1 2025vs Q1 2024	$2.8MM$3MM
Deposits	Q1 2025vs Q1 2024	$4.3MM$4.2MM
Equity Capital	Q1 2025vs Q1 2024	$424K$412K
Loan Loss Allowance	Q1 2025vs Q1 2024	$1,000$13K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$56K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Locoga Federal Credit Union are currently being reviewed.

Locations

Locoga Federal Credit Union Locations
Branch Office	1592 Norman Dr	Valdosta, GA 31601-3581
Branch Office	1707 Dow St	Valdosta, GA 31601-5166
Corporate Office	8520 S Sandy Pkwy	Sandy, UT 84070-6422

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