Featured Savings Rates
Featured Accounts

Locoga Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.45%1-year CD12 Month Share Certificate
0.20%SavingsSavings Account
0.70%2-year CD24 Month Share Certificate

Overview / Commentary
229-244-4513
1592 Norman Dr
Valdosta, GA 31601-3581

Locoga Federal Credit Union is headquartered in Valdosta and is the 88th largest credit union in the state of Georgia. It is also the 4,928th largest credit union in the nation. It was established in 1960 and as of September of 2016, it had grown to 2 employees and 958 members at 1 location. Locoga Federal Credit Union's money market rates are 36% higher than the national average, and it has a C+ health rating.

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Locoga Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #13516
Year Chartered1960
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD6.56%
Annual Interest Income$118.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$4.8MM$4.8MM
LoansQ3 2016vs Q3 2015$1.8MM$1.9MM
DepositsQ3 2016vs Q3 2015$4.4MM$4.4MM
Equity CapitalQ3 2016vs Q3 2015$366.00K$336.00K
Loan Loss AllowanceQ3 2016vs Q3 2015$44.00K$54.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$23.00K$11.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Locoga Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$100-Savings Account
0.15%$100-Club Accounts

Locoga Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-Money Market Account
OTHER TIERS: 0.20% $2,500 - $10k | 0.40% $10k - $50k

Locoga Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$1,500-24 Month Share Certificate
0.50%$1,500-18 Month Share Certificate
0.45%$1,500-12 Month Share Certificate
0.35%$1,500-6 Month Share Certificate
Locations


Locoga Federal Credit Union Locations
Branch Office1592 Norman DrValdosta, GA 31601-3581