Locoga Federal Credit Union
LOCATIONS
1
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HEALTH RATING
C+
View health report
CURRENT TOP RATE
0.70% APY
24 Month Share Certificate
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.45% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.20% | Savings | 0.27% - National Average |
| 0.70% | 2-year CD | 2.80% - Barclays 24 Month Online CD |
Overview / Commentary
Locoga Federal Credit Union is headquartered in Valdosta and is the 82nd largest credit union in the state of Georgia. It is also the 4,678th largest credit union in the nation. It was established in 1960 and as of September of 2018, it had grown to 2 employees and 871 members at 1 location. Locoga Federal Credit Union's money market rates are 36% higher than the national average, and it has a C+ health rating.
Health
C+
Data as of Q3 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Locoga Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 13516 |
| Year Chartered | 1960 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.11% |
| Return on Equity - YTD | -1.42% |
| Annual Interest Income | $108.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $4.8MM$4.8MM |
| Loans | Q3 2018vs Q3 2017 | $1.9MM$1.8MM |
| Deposits | Q3 2018vs Q3 2017 | $4.4MM$4.4MM |
| Equity Capital | Q3 2018vs Q3 2017 | $375.00K$378.00K |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $29.00K$30.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $2.00K$5.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Locoga Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $100 | - | Savings Account | |
| 0.15% | $100 | - | Club Accounts |
Locoga Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.20% → $2.5k - $10k | 0.40% → $10k - $50k | |||||
Locoga Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.70% | $1.5k | - | 24 Month Share Certificate | |
| 0.50% | $1.5k | - | 18 Month Share Certificate | |
| 0.45% | $1.5k | - | 12 Month Share Certificate | |
| 0.35% | $1.5k | - | 6 Month Share Certificate |
Locations
| Locoga Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1592 Norman Dr | Valdosta, GA 31601-3581 |