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SouthStar Bank, S.S.B.


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.41%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
southstarbank.com
361-596-4611
100 South Main Street
Moulton, TX 77975

SouthStar Bank, S.S.B. is headquartered in MOULTON and is the 79th largest bank in the state of Texas. It is also the 903rd largest bank in the nation. It was established in 1920 and as of December of 2024, it had grown to 150 employees at 16 locations. SouthStar Bank, S.S.B.'s money market rates are 9X the national average, and it has an A health rating.

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #12299
Year Established1920
Employees150
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD12.13%
Annual Interest Income$74.2MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$1.18B$1.21B
LoansQ4 2024vs Q4 2023$891.5MM$912.4MM
DepositsQ4 2024vs Q4 2023$924.9MM$926.9MM
Equity CapitalQ4 2024vs Q4 2023$145.4MM$133.1MM
Loan Loss AllowanceQ4 2024vs Q4 2023$7.5MM$7MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$1.3MM$4.5MM
Real Estate OwnedQ4 2024vs Q4 2023$3.4MM$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.41%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/27/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SouthStar Bank, S.S.B. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.06%*$200k*-Checkbook IRA Account
OTHER TIERS: 2.02% → $100 - $100k | 3.03% → $100k - $200k
2.53%*$50k*-Health Savings Account
OTHER TIERS: 1.00% → $2.5k - $50k
1.00%$100-Shooting Star Savings Account
0.45%*$150k*-Savings Accounts
OTHER TIERS: 0.35% → $100 - $150k
0.45%*$150k*-Commercial Savings
OTHER TIERS: 0.35% → $100 - $150k

SouthStar Bank, S.S.B. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%*$5m*-Texas Size Money market (New Money)
OTHER TIERS: 0.70% → $1k - $100k | 0.85% → $100k - $250k | 1.00% → $250k - $2.5m | 3.82% → $2.5m - $5m
1.00%*$100k*-Money Market Accounts
OTHER TIERS: 0.70% → $1k - $10k | 0.85% → $10k - $100k
1.00%*$250k*-Commercial Money Market Account
OTHER TIERS: 0.70% → $1k - $100k | 0.85% → $100k - $250k

SouthStar Bank, S.S.B. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Gold Star Checking
0.10%$5k-Commercial Interest Checking
0.10%$5k-Non-Profit Interest Checking

SouthStar Bank, S.S.B. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k-6 Month CD
4.25%$1k-9 Month CD
4.25%$1k-13 Month CD
3.55%*$100k*-5 Year CD
OTHER TIERS: 3.44% → $1k - $100k
3.55%$1k-2.5 Year CD
3.39%*$100k*-18 Month CD
OTHER TIERS: 3.29% → $1k - $100k
3.34%*$100k*-1 Year CD
OTHER TIERS: 3.24% → $1k - $100k
3.29%*$100k*-4 Year CD
OTHER TIERS: 3.19% → $1k - $100k
3.24%*$100k*-2 Year CD
OTHER TIERS: 3.14% → $1k - $100k
3.19%*$100k*-3 Year CD
OTHER TIERS: 3.09% → $1k - $100k

SouthStar Bank, S.S.B. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k-6 Month IRA
4.25%$1k-9 Month IRA
4.06%*$200k*-IRA Savings Account
OTHER TIERS: 2.02% → $100 - $100k | 3.03% → $100k - $200k
3.55%*$100k*-5 Year IRA
OTHER TIERS: 3.44% → $1k - $100k
3.34%*$100k*-1 Year IRA
OTHER TIERS: 3.24% → $1k - $100k
3.29%*$100k*-4 Year IRA
OTHER TIERS: 3.19% → $1k - $100k
3.24%*$100k*-2 Year IRA
OTHER TIERS: 3.14% → $1k - $100k
3.19%*$100k*-3 Year IRA
OTHER TIERS: 3.09% → $1k - $100k
Locations

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