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SouthStar Bank, S.S.B.


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
southstarbank.com
361-596-4611
100 South Main Street
Moulton, TX 77975

SouthStar Bank, S.S.B. is headquartered in MOULTON and is the 77th largest bank in the state of Texas. It is also the 852nd largest bank in the nation. It was established in 1920 and as of March of 2025, it had grown to 153 employees at 16 locations. SouthStar Bank, S.S.B.'s money market rates are 9X the national average, and it boasts an A+ health rating.

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #12299
Year Established1920
Employees153
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.53%
Return on Equity - YTD12.63%
Annual Interest Income$19MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.26B$1.22B
LoansQ1 2025vs Q1 2024$916.9MM$928.9MM
DepositsQ1 2025vs Q1 2024$1.03B$929MM
Equity CapitalQ1 2025vs Q1 2024$150.6MM$135.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7.5MM$7.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.4MM$1.4MM
Real Estate OwnedQ1 2025vs Q1 2024$3.6MM$4.1MM
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SouthStar Bank, S.S.B. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*$50k*-Health Savings Account
OTHER TIERS: 1.00% → $2.5k - $50k
1.00%$0-Shooting Star Savings Account
0.45%*$150k*-Savings Accounts
OTHER TIERS: 0.35% → $100 - $150k
0.45%*$150k*-Commercial Savings
OTHER TIERS: 0.35% → $100 - $150k

SouthStar Bank, S.S.B. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%*$5m*-Texas Size Money market (New Money)
OTHER TIERS: 0.70% → $1k - $100k | 0.85% → $100k - $250k | 1.00% → $250k - $2.5m | 3.82% → $2.5m - $5m
1.00%*$100k*-Money Market Accounts
OTHER TIERS: 0.70% → $1k - $10k | 0.85% → $10k - $100k
1.00%*$250k*-Commercial Money Market Account
OTHER TIERS: 0.70% → $1k - $100k | 0.85% → $100k - $250k

SouthStar Bank, S.S.B. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Gold Star Checking
0.10%$5k-Commercial Interest Checking
0.10%$5k-Non-Profit Interest Checking

SouthStar Bank, S.S.B. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-6 Month CD
3.70%$1k-9 Month CD
3.55%*$100k*-5 Year CD
OTHER TIERS: 3.44% → $1k - $100k
3.55%$1k-2.5 Year CD
3.34%*$100k*-1 Year CD
OTHER TIERS: 3.24% → $1k - $100k
3.34%$1k-13 Month CD
3.34%*$100k*-18 Month CD
OTHER TIERS: 3.24% → $1k - $100k
3.29%*$100k*-4 Year CD
OTHER TIERS: 3.19% → $1k - $100k
3.24%*$100k*-2 Year CD
OTHER TIERS: 3.14% → $1k - $100k
3.19%*$100k*-3 Year CD
OTHER TIERS: 3.09% → $1k - $100k

SouthStar Bank, S.S.B. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.06%*$200k*-IRA Savings Account
OTHER TIERS: 2.02% → $100 - $100k | 3.03% → $100k - $200k
4.06%*$200k*-Checkbook IRA Account
OTHER TIERS: 2.02% → $100 - $100k | 3.03% → $100k - $200k
4.00%$1k-6 Month IRA
3.70%$1k-9 Month IRA
3.55%*$100k*-5 Year IRA
OTHER TIERS: 3.44% → $1k - $100k
3.34%*$100k*-1 Year IRA
OTHER TIERS: 3.24% → $1k - $100k
3.29%*$100k*-4 Year IRA
OTHER TIERS: 3.19% → $1k - $100k
3.24%*$100k*-2 Year IRA
OTHER TIERS: 3.14% → $1k - $100k
3.19%*$100k*-3 Year IRA
OTHER TIERS: 3.09% → $1k - $100k
Locations

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