Lone Star Bank

Overview / Commentary
2600 South Gessner Road
Houston, TX 77063

Lone Star Bank is headquartered in Houston and is the 303rd largest bank in the state of Texas. It is also the 3,582nd largest bank in the nation. It was established in 2006 and as of December of 2020, it had grown to 24 employees at 5 locations. Lone Star Bank's money market rates are 14% higher than the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #58324
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD7.49%
Annual Interest Income$7.2MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$142.0MM$141.7MM
LoansQ4 2020vs Q4 2019$115.2MM$121.6MM
DepositsQ4 2020vs Q4 2019$123.5MM$124.5MM
Equity CapitalQ4 2020vs Q4 2019$18.1MM$16.8MM
Loan Loss AllowanceQ4 2020vs Q4 2019$1.8MM$1.5MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$462.00K$502.00K
Real Estate OwnedQ4 2020vs Q4 2019$483.00K$483.00K
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Always verify rates and promotions with the bank or credit union. We are not Lone Star Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Lone Star Bank Savings Account Rates

0.40%--Personal Savings
0.40%--Business Savings

Lone Star Bank Money Market Rates

0.50%*$250k*-Personal Money Market
OTHER TIERS: 0.25% Up to $25k | 0.35% $25k - $100k | 0.45% $100k - $250k
0.50%*$250k*-Business Money Market
OTHER TIERS: 0.25% Up to $25k | 0.35% $25k - $100k | 0.45% $100k - $250k

Lone Star Bank Checking Account Rates

0.25%--Senior Interest Checking
0.25%*$500k*-Business Interest Checking
OTHER TIERS: 0.15% Up to $100k | 0.20% $100k - $500k
0.20%--Personal Interest Checking

Lone Star Bank CD Rates

0.71%$1k-60 Month CD
0.61%$1k-48 Month CD
0.51%$1k-36 Month CD
0.46%$1k-30 Month CD
0.41%$1k-24 Month CD
0.38%$1k-18 Month CD
0.35%$1k-15 Month CD
0.30%$1k-12 Month CD
0.30%$1k-13 Month CD
0.27%$1k-9 Month CD
0.25%$1k-90-179 Day CD
0.25%$1k-6 Month CD
0.20%$1k-7-29 Day CD
0.20%$1k-30-59 Day CD
0.20%$1k-60-89 Day CD

Lone Star Bank IRA Rates

0.71%$1k-60 Month IRA
0.61%$1k-48 Month IRA
0.51%$1k-36 Month IRA
0.46%$1k-30 Month IRA
0.41%$1k-24 Month IRA
0.38%$1k-18 Month IRA
0.30%$1k-12 Month IRA
0.30%$1k-13 Month IRA
0.25%$1k-6 Month IRA

Lone Star Bank Locations
Lone Star Bank2600 South Gessner RoadHouston, TX 77063
Copperfield Office Branch7630 Highway 6 NorthHouston, TX 77095
Sealy Branch310 Main StreetSealy, TX 77474
Columbus Branch1515 Fannin Street, Suite DColumbus, TX 78934

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